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 Credit Card Thread V5, (added FMB website to 1st post)

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vin_ann
post Feb 20 2009, 09:58 PM

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QUOTE(tgeoklin @ Feb 20 2009, 07:58 AM)
For DA, all internet related transactions, the relevant card must first be registered via their secured e-pay system. Pls chk their website for the link.
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im already done that. yet still cant go through...

really dissapointed with DA...
vin_ann
post Feb 20 2009, 11:26 PM

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QUOTE(lin00b @ Feb 20 2009, 11:18 PM)
still waiting for mbb call center to call me and offer card, lazy to prepare documents to apply.

just found out last week that my contact details in my profile is wrong, lol. hope they realise i updated it and look me up smile.gif
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do u mean ur CC information? or ur saving account?


vin_ann
post Feb 21 2009, 06:26 AM

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QUOTE(Reventon @ Feb 21 2009, 12:41 AM)
they will refund AFTER you've make the cancellation, which is after the bank confirmed your cancellation, they will issue back a cheque the amount that they owe you. Estimated around 1-2 months. That's what i encountered before for Hsbc and Citibank.
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wah... 1-2 months...

when we owe them money, charge us interest for outstanding...

when they owe us, takes so long. sweat.gif
vin_ann
post Feb 21 2009, 03:15 PM

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QUOTE(heizad @ Feb 21 2009, 01:26 PM)
nvm..just called the CS, they tell me to register the secure e-pay from the DA site smile.gif
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you right.

QUOTE(charymsylyn @ Feb 21 2009, 01:27 PM)
No, not necessary. Don't even think you can apply for it anymore. Just register for secure epay service and you can use the card online.
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you right.

QUOTE(wcs2798 @ Feb 21 2009, 02:38 PM)
no,u dont have to do anything,just use it online and the system will guide u thru end of transaction
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you have out-dated information. the updated info as as the above quote.
vin_ann
post Feb 21 2009, 08:46 PM

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QUOTE(Reventon @ Feb 21 2009, 07:41 PM)
1-2 months is cheque arrive your mailbox , this is because when you went to the branch filling up the cancellation form, it will not immediately cancel your card on the spot, but they will ask you to wait for their officer to call you up on why you want to cancel the card and offer you some waiver on AF or CL increase, usually 1-2 weeks time , after that if you still want to cancel they will proceed for it around 3-5 working days. Sending out cheque via normal mail took around few days to weeks again depend on their mood, that's why roughly 1-2 months for the whole process  doh.gif  .
Better use up the money and pay the remaining balance via online banking or over counter then just cut the card and return to them.
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agreed.

it's better to cancel the CC when you have ZERO balance.
vin_ann
post Feb 22 2009, 10:28 AM

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QUOTE(David83 @ Feb 22 2009, 01:31 AM)
CIMB is the leading Paypass provider. Their terminal is all over everywhere.
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yet, most of the terminal is under-utilised.
vin_ann
post Feb 22 2009, 10:28 PM

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QUOTE(gyver @ Feb 22 2009, 07:48 PM)
Since we are on the topic of CIMB and CDM. Is it true that CIMB CDMs are offline after 10pm. I always get this errorcode and transaction denied if I want to pay my cc after 10pm.
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hmmm, never try to cash deposit money after 10pm.

but for OCBC, 10pm is their cut off time. the system will have sort of consolidation running.

tht day i deposit money at 10pm, the guard told me tht, and ask me to try after 10minutes... sweat.gif

waited there for about 10-15minutes then try again. and it's done.

vin_ann
post Feb 23 2009, 10:39 PM

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QUOTE(he-sham @ Feb 23 2009, 03:00 PM)
actually i also dont know how they charge it....last time i used my citibank,ambank,bankislam & DA card in uk,france & germany, all i can see in the statement are direct exchange rate...of course different bank different rate but where they put the 1% charge i dont know....

from the exchange rate, i can say DA (master) is the best (low rate)....bank islam 2nd (master)...ambank 3rd (master)......citibank 4th (visa)....but it also depend on exchange rate at the day of transaction right...
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i was told by fren tht HSBC is impose the 1% oversea transaction fee into the exchange rate.

so it's might be the case DA following it.

true o not true, i cant confirm.
vin_ann
post Feb 25 2009, 09:52 PM

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QUOTE(pingping86 @ Feb 25 2009, 08:06 PM)
I need urgent help here...
Im holding UOB ONE card now...
I want to take cash out from ATM machine RM300
Can anyone tell me how much interest ill be charge???
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QUOTE(b00n @ Feb 25 2009, 09:44 PM)
Cash advance interest is the same for all banks i.e. 18% per annum compounded on daily basis.
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addition on that, CASH ADVANCE FEE of 5% or RM20, whichever is higher.

RM300 will be charged RM20 for cash advance fee.
vin_ann
post Feb 26 2009, 10:59 PM

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QUOTE(aeronlim @ Feb 26 2009, 12:34 PM)
Want to ask previous UOB CC users...

Recently I'm cancel my credit card, the bank staff ask me to call back their customer service after 1 week. Just want to know did they giving you any documents (Cancel confirmation letter or something like that) as a proof when you walk in to cancel the card?
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if u got read my previous post in last few days, u will get ur answer.

for UOB, i email them n request for the CC cancellation card.
i filled in and fax in to the CC centre.

2 days later, will have UOB staff call n verify your information to confirm the cancellation.
and it's done.

now i cant view my CC account online although i can login.

QUOTE(Reventon @ Feb 26 2009, 03:11 PM)
If you walk into their branch and submit the cancellation form, you may request a photocopy of the form from them. After your account has been successfully closed ( in the bank system ), UOB will send EACH card a closure confirmation letter to your mailing address.
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is it? hmmm i shd takes notes on the closure confirmation letter. thanks.
vin_ann
post Feb 27 2009, 01:25 AM

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user posted image

Singapore Airlines.... Anyone?

New co-brand credit card

KUALA LUMPUR: Malayan Banking Bhd (Maybank), Singapore Airlines and American Express have jointly launched the Singapore Airlines KrisFlyer American Express gold credit card, which is expected to have 30,000 subscribers by year-end.

Maybank consumer banking head and senior executive vice-president Lim Hong Tat said in difficult economic times like these, the card “offered value” to customers.

“Co-brand credit cards are becoming more relevant these days and spending is generally 30% to 35% higher for co-brand cards compared with other credit cards,” he said at the launch of the card here yesterday.

The new card offers the best earn rate for airline miles in Malaysia and the “most attractive” savings for redeeming these miles for flights, Lim said.

For the first three months, card members will earn two KrisFlyer miles for every RM2 spent on the card.

There will also be a “welcome bonus” of 3,000 KrisFlyer miles upon the first transaction being made on the card.

To a question, Lim said Malaysian credit card spending grew by 16% last year, while for Maybank, it had grown 20%. “This year, we are aiming for a double-digit growth, outpacing the market again,” he said.

On customer payment, he said the banking group had in place an effective risk management framework among other measures to cope with payment-related issues.

*wondering, what kind of risk management framework tht MBB have le?*

TheStar
vin_ann
post Feb 27 2009, 11:10 PM

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received my OCBC termination confirmation letter...

very fast..
vin_ann
post Mar 1 2009, 10:11 PM

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QUOTE(kockroach @ Mar 1 2009, 04:57 AM)
I specified wanna collect at the branch I applied during my application le.
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make sure the branch u specified is the correct 1.
vin_ann
post Mar 2 2009, 11:06 PM

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QUOTE(debbieyss @ Mar 2 2009, 10:03 AM)
recently i have received a phone call and the person claimed himself as calling from Maybank.

Initially he called my mobile but i was n't able to pick up then he called my house phone when that time I had already reached home. He told me that Maybank would like to send me gold card or master card, i forgot. I told him I'm not keen to apply for any of these cards but he insisted telling me that it's optional for not using it, Maybank would just want to send the card to me. He then would like to double confirm on particulars such as house address, mother's name, IC number.

I felt so strange and abnormal so I asked for his name and his extention number and he had given to me accordingly. I haven't called up the number which he called from and haven't tried calling his extention number though.

Thinking back, I'm so worried that this is a scam as what the radio ad at Lite fm.

My maybank account's saving is safe. To date I haven't received the card as per mentioned on the phone. I just wonder if what should i do up next? Have I fallen into the scam?

p.s: oh ya by the way, suddenly i recall that it was Maybank Petronas Visa card  doh.gif
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never ever give ur details....
vin_ann
post Mar 3 2009, 10:41 PM

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finally received my uob cancellation confirmation letter...

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