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 Credit Card Thread V4, Plastic Money @ World Access

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TSvin_ann
post Aug 28 2008, 03:42 PM

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QUOTE(tachlio @ Aug 28 2008, 03:26 PM)
Any bank you recomend?? I planning to apply CIMB Petronas Mastercard~

Any other good card?? I saw u all write DA/Direct Access.. does this good??
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since u urgent wan ur card, any card which able to meet ur requirement is good bank for u, at least short term.

DA = Free for Life. 2% cash rebate for fuel.

oh yeah, if u dun wan to cross sea, u can try the Standard chartered nearby jetty there, n HSBC branch nearby there as well...

CIMB petronas also ok lo... free for life as well...
TSvin_ann
post Aug 28 2008, 03:53 PM

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QUOTE(tachlio @ Aug 28 2008, 03:47 PM)
sorry for noob question but what excatly is DA??

it is a card under CIMB or other bank?
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Yes, u right. Direct Access is the credit card brand name of Southen bank, it's being acquired by CIMB.

DA is mostly targeting professional or those with degree graduates while CIMB is any1 can apply.
TSvin_ann
post Aug 28 2008, 05:03 PM

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QUOTE(tachlio @ Aug 28 2008, 04:00 PM)
ya, i am a degree holder which current work in a MNC, so it mean i can apply DA??

coz i did not see DA there only CIMB Classic / CIMB Pertronas ...

Did DA same as above eighter one??

or DA = CIMB Pertronas coz CIMB protronas had 2% on fuel petronas / 0.5% on other feul station only

BTW i need to use on the Travel later to Japan,soon  does CIMB currency will charge anything??
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hey DA holders, just now i tried to access DA website : http://www.directaccess.com.my/ but failed. it's show:

Dear Valued Customer,

Thank you for visiting us. In line with SBB and CIMB merger, our new website address is http://www.cimbbank.com.my/. You can also access our Internet Banking service, CIMB Clicks via this new website.

This page will automatically redirect you to our new website. Click here if you wish to be redirected immediately.

DA is DA = any petrol will get 2% rebate.
CIMB is CIMB - only Petronas.

it's different brand name of credit card ma.

pls go read 1st post. there got what u want.

btw, u asked so much, later 1 card fail to get also wasted. u can keep ur Q to ask customer service!!!
TSvin_ann
post Aug 29 2008, 11:02 AM

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QUOTE(hye @ Aug 28 2008, 11:21 PM)
I am using the Verified by VISA service. It's pretty good actually as in a way the bank is able to verify that it is you who is using your card for online purchases. I can understand why the liability is transferred to the consumer as if you forgot or allow the password to fall into the wrong hands, it is the equivalent of you giving the keys to your house to a thief. Treat it as if it is your online banking password and it will be OK.

Initially not a lot of websites have this features but the numbers are growing.  The only downside IMHO is that you need to remember the password or it will be a lot of work to reset the system again. It is all self service - well at least in HSBC at least.
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i remember my hsbc verified visa experience. i was online payment to buy GSC movie ticket and i forget my hsbc verified visa password, so i quickly login my online hsbc and change. after tht key in my new password and it's pass through.


TSvin_ann
post Aug 29 2008, 11:05 AM

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QUOTE(Norns @ Aug 29 2008, 11:02 AM)
Yay !! Finally got my first card approve ... CIMB approve me. HSBC still under appeal.

Credit limit is rm4k only ... not even 2x my salary cry.gif

How do i activate my card and use it for 1st time ? require signature ?

maybe i should use 1st time to pump petrol .. any guideline how ?
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approve = got ur card in ur hand already?

read the letter which attach with ur card...
TSvin_ann
post Aug 29 2008, 01:07 PM

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WTH.... just now checked my citibank online statement, suddenly saw got 2 credit card. 1 is my existing visa and another 1 is Master card. i guess my master card is on the way send by postal to my home... sweat.gif

nowadays bank CC so aggresive.... doh.gif
TSvin_ann
post Aug 29 2008, 01:52 PM

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QUOTE(shoduken @ Aug 29 2008, 01:48 PM)
she doesn't seem to be checking my signature as she didn't even compare the paper i signed, instead she is writing something -.-

is there anyway i can contact my bank to change my security number / tell them that I suspect my credit card is going to be used by someone else?
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worry? call ur bank customer service, tell them ur situation and wan to cancel ur card. story end. haha
TSvin_ann
post Sep 1 2008, 06:44 PM

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@ Terapox

One Platinium you also applied for it ar? it's just "Platinium" card. haha. then i shd be happy that im own a "Platinium" card. haha...

oh yeah, did u ommited 1 platinium card, that's Robinson Platinium by OCBC.

@ Tinkerbel & Terapox

suddenly here become i-phone thread already... sweat.gif

im wish im can own 1... cry.gif
that day got change to play play a while, it's so good. im loving it...


Added on September 1, 2008, 6:46 pm
QUOTE(wvt @ Sep 1 2008, 06:40 PM)
wah this guy can apply malaysia record oledi..haha~

Anyway how about the annual fee part?i think it is going to cost u a lot for so many plat cards every year!

mind to share with us?
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if u hardworking enough, passion enough, curious enough, browse through older post, then u will get ur answer...

This post has been edited by vin_ann: Sep 1 2008, 06:46 PM
TSvin_ann
post Sep 1 2008, 07:05 PM

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@ Tinkerbel

it's just kidding only... haha...

@ Terapox

at least i know u got "many" i-phones, when u bored wan to get rid off it, thinks of me, i can help u settle. haha...

btw, sneaker bar cost about Rm3++ already... haha... sigh, everything naik.

my purchase with Carrefour hardly breaks 100 each time. so it's also sit on my drawer already.

btw, my latest trial n error, Carrefour CC Pay Wave machine did not accept my Maybank Petronas Visa Wave.... vmad.gif the cashier tried 3 times also fail...

previously Direct access Pay Pass also fail to get 'wave' with Carrefour UOB Pay Wave machine.
TSvin_ann
post Sep 1 2008, 08:37 PM

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QUOTE(TeraPox @ Sep 1 2008, 08:01 PM)
we hav to admit it... our country's banking(&everything) infrastructure SUX
*
yeah, i got high expectation on it. but it's failed.

life still have to go on.
TSvin_ann
post Sep 2 2008, 02:38 PM

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i thinks there are a lots more people who spend more which is out-of our imagination.

i remember when i 1st time saw the Amex statement for RM20k per month... and for the whole year also the same, and somemore 20k is the minimum... sweat.gif

oh yeah, forget to checks on the annual fee pulak... tht time still fresh, got no knowledge about annual fees.


TSvin_ann
post Sep 3 2008, 10:09 PM

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http://www.maybank2u.com.my/promotions/may...our/index.shtml

Maybank give cash rebate on the Carrefour purchases....

10% on Tues and normal day 5%.... dun know what's the terms n condition...

too bad i dun have any Amex charge card or credit card.... Sigh...

TSvin_ann
post Sep 3 2008, 11:11 PM

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@ Tinkerbel

i want a free for life Amex card, is it possible? im just wish Maybank got extended to other Credit card...

@ All,

helps, i using my CC to purchase GSC movie ticket online on 31 Aug 2008. all the procedure is smooth until the last page confirmation it's show access is rejected.

so i tried with my:

UOB One Plat and it's fail.
Maybank Petronas - fail.
Direct Access - fail.

now, all my CC is being charged for the movie although im fail to get confirmation number for the seat.

i called all the above bank customer service ask for help and their conclusion is the same, get back to GSC.

any1 know the GSC contract number? im been searching high and low also cant find the number beside reservation number. sweat.gif

QUOTE
24. If I have any disputes on GSC e-payment Ticketing charges made to my credit card, who should I contact?


Please email us at custserv@gsc.com.my and provide us with your name, credit card number, transaction date, contact details, cinema location, show date, show time and name of film.
this will be uphill task taxing my brain.... Wish me Good Luck!!!


TSvin_ann
post Sep 3 2008, 11:44 PM

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@ Reventon

thanks. i checked my history, it's only show the latest reservation, but did not show on pass history.

so dissappointed with GSC. they every month is making a lots of money and yet bad things still happened. maybe i shd call my ex-colleague ask them help me find out on GSC since GSC is their client. Hopefully.
TSvin_ann
post Sep 5 2008, 12:19 AM

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QUOTE(happyman102 @ Sep 5 2008, 12:16 AM)
Pls stop using Credit card, pls don't use credit card bcos want to collect more point, the more point you have, the more you will suffer during end of the month!!!  cry.gif
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Credit card = fire.

Fire helps us to cook and fire can burn people.

pls understand this theory b4 u comment. thanks.
TSvin_ann
post Sep 7 2008, 09:19 AM

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QUOTE(labtec @ Sep 7 2008, 12:28 AM)
does CIMB direct access CC has discount on petrol?
my friend say has 2% discount for any brand of petrol but i can't find this at their website
anyone who has direct access CC can verified this?
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to be specific, it's 2% cash rebate which will be given at the end of statement cycle date. icon_rolleyes.gif
TSvin_ann
post Sep 8 2008, 01:44 PM

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horey, my GSC transaction is being reversed. after investigate by the Customer service, she called me back and tell me about it.

1 card is done waiting for other card to be done...
TSvin_ann
post Sep 9 2008, 08:01 AM

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hey guys it's Tuesday,

i saw the Big Cash Rebate at Carrefour of Maybank advertisement. Previously if im not wrong, i thought it's only for Maybank Amex card, now im reading the Terms n Conditions stated below the advertisement in The Sun Newspaper :

Cash Rebate is only applicable to all Maybank Credit Cards and American Express Charge and Credit Card.

Yeah, anyways, today also planned to do shopping.
TSvin_ann
post Sep 9 2008, 10:16 AM

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QUOTE(zenwell @ Sep 9 2008, 10:01 AM)
means today if shop at carrefour with Maybank CC will get cash rebate? how many %? today only?
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http://www.maybank2u.com.my/promotions/may...our/index.shtml

Super Tuesday 10% rclxms.gif

Normal day 5%..

Horey, just now received call from GSC CS, telling me tht all error transactions will be do the reversal. all problems solved.

it's quite efficient. yesterday give card number today know the result.
TSvin_ann
post Sep 9 2008, 03:29 PM

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QUOTE(babylabbit @ Sep 9 2008, 11:10 AM)
Up to 10% and cap at RM 50 per month ? adoiii
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QUOTE(zenwell @ Sep 9 2008, 03:16 PM)
up to a maximum of RM50.00 means RM5.00 rebate per month only.  sad.gif

no worth my petrol to run there though. tesco is nearer  biggrin.gif
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Cash Rebate is up to a maximum of RM50 per cardmember per month only.

did ur reading / understanding got wrong or it's my wrong??

it's cash rebate of RM50.

it's spend RM500 (500 x 10%= RM50) per month for carrefour for it provided in Tuesday only?

it's spend RM1000 (1,000 x 5% = RM50) per month for carrefour for it provided spend other than Tuesday.

@zenwell,

no 1 is force u go to Carrefour, im just sharing.... icon_rolleyes.gif



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