it's hard for us to decide for you.
you shd tell us, what is ur preferecen?

any particular bank u wish to have?

1 advise: since new to working, no need so hurry to get Credit Card, faster u get CC, faster u falls in the traps.

they mostly want you to write in to cancel it. to ensure proper cancellation procedure is being done and documentation.

u can fax in or send by mail.

no. it's officially 60 minutes approval. but due to too many applicants, it's become 60 + 30 minutes. haha.
the actual card can get within 1 week. i got mine already.

no commitment free for life? then it would be Direct Access. truly free for life.
UOB is "free for life" which is required u to commits 6 transactions per card per year. (u will getting ur Visa n Master 2 cards together, can not cancel either 1, else no "free for life")

DA - Plaza Damansara ( Direct Access Credit Card HQ)
PBB - Public Bank KLCC HQ floor 10 something.

with proper documents, n some pressure to them, u shd be able to get.

u shd exam urself. where went wrong?

documents not complete?
information filled wrongly?

while other factors which u cant control is on HR confirmation side.

and 1 more, the co-branded credit card only give 1st year waiver, after that 2nd year it can not be waive the annual fees......

so makes sure u really is an Air Asia Frequent Flyer, else RM60 annual is wasted.

yes. some one, some time back got mention in some where in previous thread, or this thread...

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Added on August 15, 2008, 1:56 pmOoooooiiiii, why ask this "Question" to us back? speechless...

u shd have more clearer than us la... go read all the T & C la...

just saw "Citibank credit card Application"

This post has been edited by vin_ann: Aug 15 2008, 01:56 PM

argh.... so dissapointed with Carrefour. The Credit card machine is showing sign of PayPass and Visa Wave.

so im try to pay with my Direct Access PayPass, but it's fail. later i try with my UOB One Visa Wave, and it's immediately pass through.

oh... really? im just only use the PayPass feature once until now, tht's at MPH.

his CIMB definately is Platinium 1 lol... what else it can be. im right, Terapox?

KFC is accepting PayPass right?? long time din go KFC already.

im not match u la... im just a classic only. too big the gap already.

u shd find Tinkerbel ma... both also Platinium baru-lah ngam.

since u know MBF is bad, why still wan apply? try other bank 1st, like CIMB or Maybank or the bank which u took car loan.

since u have saving account with HSBC, it's shd have no problems at all. Perhaps it's ur HR company din able to answer when the HSBC ppl call to verify.

so just pray when the CC people call to ur company pray for ur HR able to give confirmation lol....

last time i recomend my colleague apply citibank through my fren who is works in citibank. at 1st his application got rejected bcoz un-able to confirm. perhaps the HR manager was not around. later my friend asked me, who is the person in charge for this, and i let her know the person in charge name.

after tht my fren got his citi CC.

General line shd be enough already.

im not sure about call to ur handphone. never received any call from HSBC also.

so surprised just now.

a person from Standard chartered called, 1st offer me Genting vouchers which is transferable, then offer my pre-approved gold card.

so i asked her, why just simply gives out the credit card, ur did not scare me have bad record ar? she said, only selected customer is being offer this kind of card.

she said, the main purpose gives the card is for me to try. if i dun likes i can just call in and cancel it. on benefits side, she just promote on the giving free movie tickets for movie from warner brothers when they have new movie.

i thinks Standard Chartered got my information from my genting world card, which im almost forget it.

i dun thinks there is any1 here got their own Citi Giant card as most of us already existing citi CC user. it's appear less attractive to us, since no RM50 rebate vouchers.

you can go to read the terms n condition, there will be stating how's the rebate works or u can call to citiphone ask the customer service, they would like to answer ur queries.

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Added on August 26, 2008, 11:16 pmnope. i never touch Standard Chartered. so surprise they called me.

bank nowadays so desperate.

This post has been edited by vin_ann: Aug 26 2008, 11:16 PM

hi GTC,
i do not holding any cards from RHB.

for more info pls visit RHB Evo

btw, there is limitation for this card. you can not collects GSC ticket from the kiosk. haha...

from genting world card kua...

if not mistaken, this already mentioned by some1.

Direct Access.

huh? u see this good already??

there are other thing to consider also.

im blur blur reading ur post.

bro, at the 1st place, why u wan go for auto-debit facilities?

people go for auto-debit facilities mostly is for the auto payment of various bills at various due date. people who see it's good only will go subscribe it. if u see bad, why to make urself in the trouble.

i really got enjoy 1 good year of auto-debit for my bills. just every month pay my credit card on time. never worry anything else.

discontinue? how u subscript then same way but reverse way u un-subscript the auto-debit lol...

it's advisable u go to directly Headquater of the Bank.
Citibank HQ is at jln sultan ahmad shah nearby the New Straits time there.
HSBC is the "bank street" nearby esplane lo...
OCBC there as well...

so the best way, u go to each bank above n ask the customer service, How fast u can give me ur credit card, i need it urgently. then on ur side u also need to provide sufficient document payslips 3 months and IC.

so good luck on ur survey...!