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Credit Card Thread V4, Plastic Money @ World Access
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SUSDavid83
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Oct 8 2008, 09:00 AM
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QUOTE(Shinichi @ Oct 8 2008, 08:26 AM) You still be able to view your DA cards transaction online even though you do not have banking account with them. That's the only thing you can do. Not sure if the same for M2U. CC account without any saving/current account.
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SUSDavid83
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Oct 8 2008, 11:14 AM
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QUOTE(hye @ Oct 8 2008, 11:11 AM) Yes ... MBB CC can pay bills online but the number of payees are very limited. For example, you can't use it to pay for your Astro or TNB bills. What we meant was can we pay bills using MBB CC in M2U with no saving/current account opened.
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SUSDavid83
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Oct 8 2008, 12:25 PM
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QUOTE(hye @ Oct 8 2008, 11:41 AM) You can get accces to CIMBClicks with just either DA and/or CIMB cc without the savings/current account. The annoying part is that should you have a current/savings account with CIMB at a later point of time, you need to do the CIMBClicks registration again and register a new sign on ID in order to get access to your banking details. No need to register another username for the later stage when you wanted to open a saving/current account. You can just attach them on the existing username.
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SUSDavid83
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Oct 9 2008, 11:29 PM
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QUOTE(PureGeek @ Oct 8 2008, 01:43 PM) anyone know if RHB online transfer from savings to pay the RHB credit card online, got charges or not? Shouldn't be any charge.
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SUSDavid83
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Oct 9 2008, 11:30 PM
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QUOTE(he-sham @ Oct 9 2008, 11:09 AM) where can i find discount privilege (general yearly discount for dining,shopping,bla bla bla) for maybank CC ?? i couldn't find it in their website...can anyone provide the link ?? Try this one: http://www.maybank2u.com.my/promotions/may...c08/index.shtmlValid from September to December 2008.
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SUSDavid83
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Oct 12 2008, 09:13 AM
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QUOTE(kenhirai83 @ Oct 12 2008, 01:40 AM) Hi, does all the credit card will be charge processing fees or administrative fees while doing easy payment plan ?? As is know Maybank need to charge 5% for EzyPay. How about other?? Any credit card provided 0% interest and no charges for processing fees ?? I don't think Maybank charges that. I believe it's up to merchant. So far, for the two EPP I did with MBB CC, they charged me with the displayed price. Another guess is that the displayed price has included that fee or the merchant absorbed it.
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SUSDavid83
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Oct 13 2008, 12:16 AM
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That day I was approached by a RHB salas girl at Carrefour. Not interested with it since I'm satisfied with MBB.
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SUSDavid83
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Oct 13 2008, 06:38 AM
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QUOTE(kindaichi @ Oct 13 2008, 12:24 AM) I went to the branch, filled the form and got the device on the spot. The security token is mainly for HSBC Internet banking.
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SUSDavid83
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Oct 13 2008, 08:47 AM
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Platinum card has seperate set of privileges. If can waive the annual fee, just take it.
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SUSDavid83
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Oct 13 2008, 08:56 AM
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QUOTE(ICDeadPeople @ Oct 13 2008, 08:54 AM) That is why i wanted to ask you guys, if there is away to waived those fees? The card looks nice though. Waiving annual fee by calling the CS requires some skills.  Good luck with that.
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SUSDavid83
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Oct 13 2008, 05:01 PM
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QUOTE(yiivei @ Oct 13 2008, 04:58 PM) hey guys and gurls, is it safe for me to email my documents(application form, salary slip, ic, cert, etc) over to apply for credit cards? thanks The banks accept email channel? I thought only fax is more acceptable.
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SUSDavid83
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Oct 13 2008, 06:38 PM
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QUOTE(tgeoklin @ Oct 13 2008, 05:49 PM) yeap, the times when noboday says No has since passed  If want to cancel, got to write in, everybank also the same. Yes, can keep the card but normally they will ask you to cut and send back to them  Some banks offer some sort of mailing address change form at the back of the statement. Upon filling it, you could fax to them. No need to write crappy formal letter.
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SUSDavid83
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Oct 13 2008, 10:07 PM
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Most commercial websites have very high compatibility with IE. This is monopoly!
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SUSDavid83
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Oct 14 2008, 12:13 AM
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QUOTE(tinkerbel @ Oct 13 2008, 11:22 PM) @soitsuagain, Er... Citibank Online works also with Safari *grins* If I ain't mistaken the last time I tried it on Firefox it worked too!  @ICDeadPeople, If u want the upgrade take it - if I ain't mistaken the upgrade should come with 3 years maintenance of current fee [that would be based on ur existing Gold card] but most of us would call up the CS and ask for a waiver. If the waiver doesn't come through then just cancel the card lor  I'm pretty fed up with Citibank [damn, I keep talking about it] but I haven't had time to shift my spending to another CC *siGh* Everytime the merchant doesn't accept my Amex, I go back to Citibank - looks like I need to clear all my points once and for all then only i'll start using HSBC or something  Btw for those using MBB CCs - is it possible to use ur CC via M2U to pay for utility bills? Or must those bills be paid only via an existing Savings Account? [oK.. I know I could google for that information but since i've been quite helpful around here and work's been crazy, I figured it's time someone spoon fed me! *grins*) Not every payee is allowed to settle payment using CC in M2u. For example: Telekom bills - yes but TNB - no To pay, go to Online Bill Payment section, pull down the drop menu to select which account to use for bill payment; either credit card, saving or current account.
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SUSDavid83
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Oct 14 2008, 08:19 AM
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QUOTE(tinkerbel @ Oct 14 2008, 07:42 AM) @David83, oKie dokIes... I guess I onli need to know if MBB CC takes payment through M2U for SYABAS, TNB, TM, Astro & Maxis. These are my usual utility bills p/month and M2U doesn't allow me an option to use my Amex to pay for the bills; hence I wanted to know if it was the same if I used an MBB CC - if I could make these payments through a MBB CC I'll probably go apply for one - that way I can stop giving any business to Citibank!  Hi tinkerbel, from your list of utilities. I have only TM in my list. I'm not sure the rest. Sorry ...
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SUSDavid83
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Oct 14 2008, 08:26 AM
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QUOTE(tinkerbel @ Oct 14 2008, 08:21 AM) @David83, As long as M2U can link our CCs to making these Utility payments it's all good. I cannot understand Y MBB won't let me use my Amex to pay these bills - maybe they scared I got no $ to pay them afterwards? *grins* Your AMEX is charge or credit card?
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SUSDavid83
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Oct 14 2008, 09:51 PM
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QUOTE(MilesAndMore @ Oct 14 2008, 09:44 PM) Speaking of MBB credit card annual fee waiver. I currently own a MBB AMEX Gold Credit Card and just about 2 weeks ago i found out that MBB recently introduced a new credit card range called "Ikhwan" and it is free for life as long as you swipe the card 12 times/pa which i am sure is a piece of cake to everybody. Now i am thinking to convert my MBB Gold AMEX Credit Card to the MBB Ikhwan AMEX Gold Credit Card. I don't want to call their CS every year just to ask for fee waiver because it is such a waster of time. It is based on your gross salary, which means your "gaji pokok". -deleted- Conversion is allowed. I just read the details. There's conversion form included. Sorry. This post has been edited by David83: Oct 14 2008, 10:29 PM
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SUSDavid83
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Oct 14 2008, 10:21 PM
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Does MBB Ikhwan AMEX Gold Credit Card share the same benefit as MBB AMEX Credit Card? if yes, I would like to get one too. I have it at http://www.maybank2u.com.my/consumer/onlin...wan/bmain.shtml. TREATSPOINTS Earn one TreatsPoints for every RM1 spent with Maybank Islamic Ikhwan American Express or Visa Card on all retail transactions. Plus you can earn 2X TreatsPoints for every RM1 spent at Telekom Malaysia (TM Homeline, TMPoint and TMNet), HSL Electrical & Electronics, Victoria Station, Sri Ayutthaya Restaurant and Subway Café. TP wise on Ikhwan AMEX is RM 1 = 1 point and not same as conventional AMEX with RM 1 = 2 points. This post has been edited by David83: Oct 14 2008, 10:31 PM
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SUSDavid83
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Oct 14 2008, 11:10 PM
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QUOTE(MilesAndMore @ Oct 14 2008, 11:07 PM) The main "Ikhwan" page said so but if you click the FAQ page item numbered 22, it says that MBB Ikhwan AMEX earns 2X Treatpoints for every RM1 transacted. Anyways, it is better if you confirm with their CS first. Thank you for pointing out. This is very contradicting.
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SUSDavid83
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Oct 15 2008, 08:26 AM
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QUOTE(David83 @ Oct 14 2008, 11:10 PM) Thank you for pointing out. This is very contradicting. For MBB Ikhwan AMEX Gold Credit Card, I have called M2U CS and they confirmed that this card will also enjoy 2x TP as the MBB conventional AMEX. Secondly, there'll be a seperate credit limit for this card. It won't be sharing the combined credit limit from your existing convetional credit cards.
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