@vin_ann,
Sorree but I don't understand what Ur trying to say about the MBB Cards.

@Reventon,
You're right - Preferred Platinum is now the "generic" Platinum card for UOB.

@genkis3,
Yeah best to call the bank to check what the RM100++ charges were for; what was written under the description? Finance Charges?! If so, that's probably the interest charges for outstanding payment not made; u might have calculated wrongly *shrugs*

Or, could it be the 1% 'Admin' charge on overseas transactions?

@genkis3,
In that case it was charged because U were late; RM100++ interest charges for being "late" sounds like quite a lot - how late were U? Or, well it could have been because it was a big amoung *shrugs*

Nevertheless, if U have been paying to the bank on time and in full most of the time, U could alwiz call the bank up and get them to waive these Finance charges

The onus is on YOU to make sure ur payment gets to the bank on time; the bank will accept no reasons.
#1 - U didn't receive bill; bank will tell U it did go out or U could alwiz sign up for E-Statement
#2 - U overseas/outstation hence didn't make payment in time; that is ur fault
#3 - U sent the cheque out but it was 'late' due to Pos Msia; U should know it takes a few days before bank receives the cheque hence U should send it out earlier

Somehow it's all ur fault! *grins*

If U don't want to be charged interest, U will need to make sure U make full + prompt payment from now onwards.

@Shinichi,
MBB Treat Fair is on this weekend @ MV. U could alwiz drop in if U realli want a MBB CC.

Btw I was @ 1Utama last night and saw this sign, MBB Platinum cardholders are now entitled FREE parking @ the Platinum Parking area. I've not much details but thought I'll share it with all here. Am not sure if it's applicable to Amex Platinum holders or not cause on the poster it reflected onli both MBB Visa / MasterCard Platinum.

This post has been edited by tinkerbel: Jul 29 2008, 10:36 AM

@muscaa,
I honestly have NO idea what benefits/privileges are accorded to MBB Platinum cards. I wouldn't apply for the card just to get free parking @ 1U [it's not like I go there all the time plus it's onli up till 1 Sept]

Also not sure if waiver is granted; perhaps it is for the first year *shrugs* There's probably a better chance of getting it waived if applied @ the Treat Fair?

@Gary1981,
You could alwiz just take the Platinum card, use it for the next 11 months and when the banks ask for annual fee on the 12th month, request for waiver. If U don't get the waiver then do what TeraPox alwiz does; threaten to cancel the card.

Worst case scenario - Ur card gets cancelled.

@whoopa,
Yes that is right except interest is calculated base on date of posting; which basically translates to no more interest free days for those who doesn't make prompt and full payment.

Also, 15% interest rate is NOT applicable to everyone - it depends on your payment record in the last 12 months.

@tishaban,
6 digits with Standard Chartered and they didn't want to give U an annual waiver but when U called to cancel they offered it to U free?! What kind of sub-standard service is that [oK.. I know it happens all the time but ish.....] I can feel ur frustrations and think it was a good call to stop using that CC; it's not like they're the ONLY one in the whole entire world

@he-sham,
If U haf no past history, ur interest rate should be 15% - am not 100% sure; be good if U can check with the bank (or check ur statement cause it's there) and get back to us.

Assuming U been using the CC for 3 months and in the last 2 months U were late; ur interest rate will then be readjusted up.

@muscaa,
If u not using then terminate lah.

@tishaban,
muscaa wanted to know which card he should terminate hence my above response

Btw, do U get lots of merchants accepting Diner's here in MY?! Is it better overseas?

@genkis3,
Yes that is right - U will still have that 20-interest-free-days if U pay in full before the due date.

@vin_ann,
I am NOT too sure - I do know MBB is giving out 2/3 years waiver if U sign up for their CC's.

I don't follow the CC news v much; just from forumers here

@vin_ann,
Your SA (Savings Account) is with which bank? Just get them to issue U a CC lor

@vin_ann,
I think U don't hear much about PB CC because they don't promote it too much; I don't know many people holding PB CC's.

@muscaa,
*siGh* Terrible lah U all!

@vin_ann,
I'm not into football so I guess doesn't make a difference to me *grins*

@Authentic.Chic,
Just put in ur application to the bank lah

@IceBikers,
I don't think U can; for that U probably need to do it @ a Citibank ATM *shrugs*

@hye,
muAHahAHhaHAhahAHahHA..... so they finally realised they were losing out to the rest of the market *grins*

@TeraPox,
RM200 item on RM2k spending?! hMmm..... well that's like 10% give back; v good v good - what item btw?! *grins* Act, it also depends on where U spend that RM2k - if U spent it at Parkson that would mean 20,000 points. If U spent it at Jusco that would mean 4000 points.

Eh.. don't mislead people lah!

This post has been edited by tinkerbel: Jul 31 2008, 12:38 PM

@TeraPox,
So fast oredi accumulated RM2.3k and change for gift some more?! Last time I checked, U said U haven't even received the Amex Plat *gulp*

And uh... what's Mizu btw?! *grins* Japanese restaurant ah?!

@TeraPox,
RM2.3k for 8 pax would mean RM287.50 p/person! Now that is a LOT of $ to spend on a meal but well.. if U haf the $ Y not? Ok.. I'm not going to think twice about that dinner invitation to that place uh... at Pavilion anymore! So, set the date and time!

For those who's visited the fair [U people sure are fast!], are they giving our annual waiver fees (and if so, for how many years?) for new applicants? And which card does it apply to?! I'm interested only in the Amex Plat