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Credit Card Thread V4, Plastic Money @ World Access
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tinkerbel
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Aug 1 2008, 11:29 AM
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Fanaddict!
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@jtcs87, U lazy bum! The banks U listed have several different cards - to know the exact requirement, just get onto their websites and browse through the different cards U want.
This is NOT the place for us to do ur homework for U!
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tinkerbel
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Aug 1 2008, 11:41 AM
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Fanaddict!
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@jtcs87, First, U should stop calling urself a n00b. You're 21 and it's time U took some initiative to look for information.
Besides the usual Classic/Gold/Platinum card there are also co-branded cards. There are just too many to mention here.
The most basic requirement before U can apply for a CC is that U need to be >21 years old. Income requirement at the v most basic is RM24k p/annum. Different cards from different banks have different criterias so U still need to go through the many different websites.
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tinkerbel
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Aug 1 2008, 04:02 PM
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Fanaddict!
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@Underhill, How many cards did U receive from DA? Combined CL usually refers to the principle card + supplementary cards. You normally will get 2 separate CLs if the bank gave U a Visa & a MasterCard
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tinkerbel
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Aug 1 2008, 04:51 PM
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Fanaddict!
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@hye, AHhHHh.. that sure is weird but if that's how it works that's how it works
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tinkerbel
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Aug 2 2008, 01:33 AM
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Fanaddict!
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@zenquix, I thought someone mentioned MBB's giving a 1 year waiver on annual fees for the Amex cards. The other cards get 3 years.
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tinkerbel
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Aug 2 2008, 09:24 AM
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Fanaddict!
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@tishaban, oOh! U signed up for Amex too?! *damn*  And.. just to check; did U haf to 'enrol' for Turbo points?! I read on their website that Turbo points was till March 2008; we're definitely way past that date now. 4x bonus points?! HmMm....... that's nice. And I've absolutely NO idea how U people spend so much! I was out to din again last night but again that restaurant doesn't accept Amex *siGh*
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tinkerbel
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Aug 2 2008, 10:47 AM
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Fanaddict!
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@jchong, Yes he would be cause MBB bought over Amex in MY
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tinkerbel
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Aug 2 2008, 11:16 AM
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Fanaddict!
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@yks8845, I believe the Zing Card is a Debit Card so obviously U start off with RM0!!  I'm glad MBB didn't send me more than what I applied for  - it'll go straight into the bin though
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tinkerbel
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Aug 2 2008, 06:19 PM
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Fanaddict!
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@tishaban, 4x bonus points is quite a bit. I wonder what promo that is - well, let's wait to see if it reflects on anyone else's bill; TeraPox - care to share?! I will when I receive my bill/statement. Forget about auto-debit lah. If U dun want to do it manually each time, just send ur bills over to me; I'll do it for U lah - just pay me back for the charges; I will NOT charge U additional commission
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tinkerbel
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Aug 2 2008, 06:42 PM
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Fanaddict!
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@Hybz, And that's exactly why U come across Gold Credit Cards with ridiculously low CL; RM4k.
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tinkerbel
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Aug 3 2008, 12:20 AM
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Fanaddict!
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@sentro2020, The banks will NOT approve ur application before Thursday - U need to be full 21 years old before the bank can issue U a CC (as principal holder). There is NO possible way for U to be able to obtain a physical CC by ur birthday.
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tinkerbel
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Aug 3 2008, 12:55 AM
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Fanaddict!
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@muscaa, Max charges for parking @ MV during the weekends is RM9 not RM7. If U haf intentions of getting a MBB CC and happen to be at the TreatFair, no harm putting in ur application.
Y do U say ur addicted to CCs? It's usually not a good sign U know.
I don't think those whose salary is below RM2k will and can qualify for a Gold card.
The MBB Petronas CC gives 5x reward points for Petronas - the promotion's been apparently extended till Dec 08.
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tinkerbel
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Aug 3 2008, 01:03 AM
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Fanaddict!
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@cute_boboi, Are the stuffs realli cheap?! Also, is it a must to use MBB CC to make purchases? Can use cash or not?
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tinkerbel
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Aug 3 2008, 01:13 AM
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Fanaddict!
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@Putraskyline, I don't know if the bank will need proof of income. I suppose if U happened to be @ MV and came across the Fair, U wouldn't be carrying ur salary slip with U right?!
U could perhaps TRY *shrugs*
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tinkerbel
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Aug 3 2008, 01:32 AM
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Fanaddict!
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@cute_boboi, Lol - I figured that too cause if U pay cash, the price is d same as the list price [at least from the catalogue MBB sent!]. So there realli isn't much to purchase huh?! Ah well.. so are U off to check out the PC Fair tomorrow?!
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tinkerbel
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Aug 3 2008, 01:45 AM
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Fanaddict!
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@cute_boboi, I'm a V new member with MBB CCs hence have not accumulated sufficient TPs. In fact, I'm so new I haven't even received my 1st statement/bill from MBB  So the price off discounts/offers are really nothing much to shout about and can be easily obtained?
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tinkerbel
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Aug 3 2008, 01:53 AM
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Fanaddict!
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@goldfries, Well..... what'd U waiting for then?! Start spending lah! *grins*
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tinkerbel
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Aug 3 2008, 01:56 AM
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Fanaddict!
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@goldfries, Y then bother applying/keeping this Debit Card?
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tinkerbel
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Aug 3 2008, 02:33 AM
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Fanaddict!
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@Putraskyline, Get ur brother to fax a copy to U. Or, perhaps U could ask ur Finance dept to give U a photocopy? Tell them U need it for CC application
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tinkerbel
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Aug 3 2008, 11:57 AM
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Fanaddict!
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@Putraskyline, No harm askinig the Customer Service Executive if U can send the pay slip through fax on Mon - and make sure U tell them U want the application to be processed this weekend; just tell them straight in the face U just want the travel bag - is it v nice?! What bag is it?! *grins*
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