Can Not lah...Except Credit Report Request for a Deceased...

yes on your 1st question - all payment history for past year shown in ccriss report. and if you settle, report also will show once your bank updates the info.
http://creditbureau.bnm.gov.my/index.php?ch=8&pg=20&ac=82

problem applying loan or not - depends on banks. my personal experience in housing loan - once hutang selesai, banks ok cos my house area good.

Can I ask if I owe a mobile line fee for 2000 izzit kena CTOS or CCRIS?????

Will go to ctos definitely. Already receive any lawyer's letter

Damn i forgot to pay IndahWater until they sent me lawyer's letter... settled immediately. Any way to check my CCRIS or CTOS credit status?

guys,

this website reliable or not?

https://ctosid.ctos.com.my/ctosid/registrat.../options.action

anyone registered member here? really can check ctos? any ccris link?

tq

I check my ccriss record i have one lol . I onli late 7 days pay my hire purchase n get one month record did not pay ... It cause my other loan rejected .. Is there any way to get loan approve ? My credit card all no record

Yes, it can be trusted. I am a member. To apply you must go there yourself and use mykard and fingerprint authenticator to create an account at CTOS. After registration, you will be able to check it online.

For CCRIS, it works like KWSP, you need mykard and fingerprint authenticator. I dont think you can do it online. You must go to their kiosks at BNM.

For ccris, you need to bring your mykard and retrievd the report at their kiosks. I am not sure if you can do it online.

For ctos, you need to walk in to their office for initial registration and after registration, you can do it online.

Guys , if you paid late e.g one to two weeks, it wont show up in your ccris, because of the payment due date. Ccris updated on 15th each month. I found a way that i can still late payment for few weeks but still ccris define as no late payment. 00000 all the way. You need to do a lot homework and track your payment history. Yes, you need to print each month ccris report at bnm to tally. Good luck

Hi there. U mention that ccris updated every 15 each month. Does the record of the number of application u made also applied? Ive made a big mistakes by applying for a PL in 5 banks in one go yesterday. Does the record of my application will be automatically updated in ccris? If yes, im dead!!

I rephrase my question. Does the record of loan application made this month will be updated on ccris record next month, or it will automatically updated at the time i apply the loan?

Ok, ccris is divided into two parts, one is payment history, that will be updated each month 15th.

Hiwever, application for credit (loans, credit card) will appear immediately after you submit the loan. Mine, is i applied HSBC credit card last two days, printed my ccris, ut shown as application pending, together with the credit limit offered if credit card approved. But if you applied for few credit cards and rejected, it wont appear again in your next ccris. However, i never applied too many loans before , i dont know. But once loan approved, it will stay permanent in ccris report for a year. You are dead, cos it shows up 5 loans application and the date show up too

Oo s**t, none of my application will going to be approved!!

In desparation to get some money, i didnt think before submitting all the loan...

I seen some of the ccris report sample in the net, moat of it only show the loan that been approved or decline for 1 year...never thought that pending application is updated daily....haisss really dead la this time!!

ANY credit facilities you submit from the bank will be shown as pending if still under process. Why you desperate for money? How much you loan?

Combination of investment gone bad, wedding coming soon, recently been laid off from job etc...

Combine all? Around 80k....

Take credit card cash advance first

its possible but not enough...i had two cc but my limit is not enough to what i need......

You can request up to 30 - 50 % limit increase from your card. But is your credit card monthly payment ok? Any late payments before?

You are in finance section and you are teaching ppl to take cash advance?! Under what repercussion?