Hi, need some help there...
the bank have upgraded my credit card in April 2012, can I check my latest-update CCRIS Report now ?
Because I heard the bank need few months to update their customer CCRISS Report to Bank Negara ?
Thanks !

This post has been edited by fly126: Jul 7 2012, 01:42 AM

Thanks...

Few Days ago, I have a Check on Credit Report at BNM...
I find out that there was an Error at the Credit Card No. on My Credit Report
Is it We Need to Inform the Bank & Ask them to make a Correction on that...???
Or We can do it Ourself at BNM...

Please Advices...Thanks

Just call CS about this, Problem solved already nothing to Worry now...
( because there was Two separate set of account number one was account reference no. & another 1 was card number)

Btw, thanks for Your Reply

If You in Penang, Johor Bahru, Kuala Terengganu, Kota Kinabalu and Kuching, you can obtain the credit report from Bank Negara Malaysia branches just bring your IC there
OR you may apply for the credit report by completing and send back to them the following:
Credit Report Request Form (CRR )
Loan Declaration Form
WITH
*A clear photocopy of your MyKad (both sides); and
*Any combination of 2 other documents (with your name and address stated clearly on each copy) from the following:
*Driving licence;
*Passport;
*Water bill;
*Electricity bill; or
*Telephone bill.
However, if the above documents are not available, you may provide alternative documents such as:

>Bank account statement;
>Credit card statement; or
>EPF statement.
The Credit Report Request Form and Loan Declaration Form are available from our website, creditbureau.bnm.gov.my

Please mail or fax or email the completed forms and supporting documents to BNMTELELINK, Bank Negara Malaysia at:

BNMTELELINK
LINK & Regional Offices
Bank Negara Malaysia
Jalan Dato' Onn
P.O Box 10922
50929 Kuala Lumpur
Fax No: +603 2174 1515
Email: bnmtelelink@bnm.gov.my

This post has been edited by fly126: Oct 29 2012, 03:27 AM

No... You need to sent back or fax or email the completed forms and supporting documents to BNMTELELINK, Bank Negara Malaysia to obtain Your Credit Report...

This post has been edited by fly126: Oct 29 2012, 05:35 PM

You been Blacklisted by Telekom...by receiving Court Notice
Once U kene Court Notice Teruk...lah
Do you have any Black & White with the Telekom Mistakes's Thing ???
If not try to get a copy of Letter (proof) from TM to clear your name at CTOS/CCRISS 1st & Confornt with the Bank later...

This post has been edited by fly126: Jan 15 2013, 12:48 PM

Can Not lah...Except Credit Report Request for a Deceased...

NO Marking for that, As Long You Pay On Time Before Due Date Every Month, They only Show Total Amount of Outstanding Balance at your CCRISS...

- Under the payment behavior string, 1 would meant miss 1 payment, 2 would meant miss 2 payment so & so...
More Details On, https://forum.lowyat.net/topic/741069 Post #14

Yes, You should be & Pls Refer to Above Post for How/Where to Check Your CCRIS & CTOS ....

NO.... But, We can Check On Behalf for Orang yang Meninggal Dunia Or Orang Yang Kurang Upaya (Sakit)

Is FOC to get Your Own Credit Report at Bank Negara U x need Pay For It...
All U Need is Your IC & Your Thumb Print they will Print It for You On Spot.

I have already Check (Print) Out 2x a Year at BNM...

This post has been edited by fly126: Sep 19 2013, 07:29 PM

I do agreed with David83 as I do having the SAME Situation like him, before...
For My Case:
i) https://forum.lowyat.net/index.php?showtopi...post&p=71828880
ii) https://forum.lowyat.net/index.php?showtopi...post&p=72586876
iii) https://forum.lowyat.net/index.php?showtopi...post&p=72592763

This post has been edited by fly126: Jan 24 2015, 01:55 AM

You Don't Earn Enough + HIGH Commitment... That's the Reason Why You been Rejected

Your current Income (financial capacity) just can Support Your Car loan only
What's your Salary, How Much is your Car Loan...???

Anyway, Try apply from the Bank which give You the Car Loan becos they got your Record of Credit/ Payment History as they also knew the financial capacity of Yours, hence of this, they may more lenient to give you a Credit Card compare to Other banks who X know your financial capacity...

This post has been edited by fly126: Oct 18 2016, 01:43 AM

About Industry non preferred by the bank, I Only know Oil & Gas industrial, what others job that Not the Bank Preference...???

Another Reason:
If You not working long enough maybe u are Fresh graduate & u got Limited credit history jz 4 months car loan, rite ...?!
Maybe of these reason also

The bank want to PPL on a stable job ie, with at least 6 months EPF contribution n 1 year of loan related history with any bank only that they will consider to approve you the credit card.

Jz stop a while wait 6 months or later only u apply again
Try with other banks like UOB , HLB they are more lenient.
If still Failed, u can Use FD Pledging to get Credit Card from Maybank , of cos that's the last Solution n the only way to get CC.