Guys , if you paid late e.g one to two weeks, it wont show up in your ccris, because of the payment due date. Ccris updated on 15th each month. I found a way that i can still late payment for few weeks but still ccris define as no late payment. 00000 all the way. You need to do a lot homework and track your payment history. Yes, you need to print each month ccris report at bnm to tally. Good luck

Hi there. U mention that ccris updated every 15 each month. Does the record of the number  of application u made also applied? Ive made a big mistakes by applying for a PL in 5 banks in one go yesterday. Does the record of my application will be automatically updated in ccris? If yes, im dead!!

Ok, ccris is divided into two parts, one is payment history, that will be updated each month 15th.

Hiwever, application for credit (loans, credit card) will appear immediately after you submit the loan. Mine, is i applied HSBC credit card last two days, printed my ccris, ut shown as application pending, together with the credit limit offered if credit card approved. But if you applied for few credit cards and rejected, it wont appear again in your next ccris. However, i never applied too many loans before , i dont know. But once loan approved, it will stay permanent in ccris report for a year. You are dead, cos it shows up 5 loans application and the date show up too

ANY credit facilities you submit from the bank will be shown as pending if still under process. Why you desperate for money? How much you loan?

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