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ozak
post Apr 2 2024, 09:32 AM

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QUOTE(Davidtcf @ Apr 1 2024, 11:38 PM)
PBB using ancient system with old people all at the top of management. How are they going to compete with banks that use newer technology such as website? Mobile apps etc?

Don't believe me just try use their bank portal app, try buy PBB mutual fund, borrow loan with them and see how inconvenient they are.

If they don't evolve and improve competition will only gobble them up. It's the reality.
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They are slow implement thing.

My friend work in PBB. She said like foreign currency acc, PBB is the last bank introduced it. She also question the slow PBB management even many customer looking for it.


ShinG3e
post Apr 2 2024, 12:39 PM

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QUOTE(ozak @ Apr 2 2024, 09:32 AM)
They are slow implement thing.

My friend work in PBB. She said like foreign currency acc, PBB is the last bank introduced it. She also question the slow PBB management even many customer looking for it.
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cause PBB is a follower, not a leader. And yes they're one of the last to implement any new initiative by other banks. They take a "wait and see" approach. If it's good and brings money, let's adopt. If it's a bad move that brings regulator attention, then ignore it. laugh.gif this is based on my observation and dealing with them.
contestchris
post Apr 2 2024, 07:31 PM

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QUOTE(ShinG3e @ Apr 2 2024, 12:39 PM)
cause PBB is a follower, not a leader. And yes they're one of the last to implement any new initiative by other banks. They take a "wait and see" approach. If it's good and brings money, let's adopt. If it's a bad move that brings regulator attention, then ignore it.  laugh.gif this is based on my observation and dealing with them.
*
And that, my friends, is one of the reason's they have an industry-leading ROE!
AVFAN
post Apr 4 2024, 09:23 AM

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i hope some bought maybank yesterday late afternoon.

somebody was throwing big, as low as 9.58.

i added a bit at 9.60.

now 9.67, nice.
plouffle0789
post Apr 9 2024, 04:19 PM

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QUOTE(ShinG3e @ Apr 2 2024, 12:39 PM)
cause PBB is a follower, not a leader. And yes they're one of the last to implement any new initiative by other banks. They take a "wait and see" approach. If it's good and brings money, let's adopt. If it's a bad move that brings regulator attention, then ignore it.  laugh.gif this is based on my observation and dealing with them.
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Why regulator will pay attention to them?

Not illegal business what
plouffle0789
post Apr 9 2024, 04:27 PM

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QUOTE(Tollebunsmith @ Mar 4 2024, 11:14 AM)
while the price was 9.55 awhile ago, surprise ... 9.59 now.
Sad. no more DRP these few years.
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Why malaysia big banks no more DRP?

Last time every year have one...
plouffle0789
post Apr 9 2024, 04:29 PM

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QUOTE(HumbleBF @ May 3 2023, 05:21 PM)
Forgot about Maybank AGM and missed it..
*
This year can attend physical or online.

Hybrid mode


https://klse.i3investor.com/web/mktbzz/meet...15450_273455801



Date & Time
25-Apr-2024

10:00 am

Thursday


Depositor Date
17-Apr-2024


Venue

Ballroom, Level 3 Malaysia International Trade and Exhibition Centre (MITEC) Kompleks MITEC, No. 8, Jalan Dutamas 2 50480 Kuala Lumpur Virtual Meeting Platform via Boardroom Smart Investor Portal at https://investor.boardroomlimited.com with Remote Participation and Electronic Voting facilities



Do you register boadroom online account before?
theevilman1909
post Apr 9 2024, 04:36 PM

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QUOTE(plouffle0789 @ Apr 9 2024, 04:27 PM)
Why malaysia big banks no more DRP?

Last time every year have one...
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share size increased too big...

also dividend payment would be less thanks to bigger pool of shares....
plouffle0789
post Apr 9 2024, 04:38 PM

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QUOTE(theevilman1909 @ Apr 9 2024, 04:36 PM)
share size increased too big...

also dividend payment would be less thanks to bigger pool of shares....
*
also dividend payment would be less thanks to bigger pool of shares....


but DRP have 15 percent discount right?
theevilman1909
post Apr 9 2024, 04:47 PM

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QUOTE(plouffle0789 @ Apr 9 2024, 04:38 PM)
also dividend payment would be less thanks to bigger pool of shares....
but DRP have 15 percent discount right?
*
in the end still bigger pool of shares...

negative impacts on dividends payout
HumbleBF
post Apr 10 2024, 10:39 AM

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QUOTE(plouffle0789 @ Apr 9 2024, 04:29 PM)
This year can attend physical or online.

Hybrid mode
https://klse.i3investor.com/web/mktbzz/meet...15450_273455801
Date & Time
25-Apr-2024

10:00 am

Thursday
Depositor Date
17-Apr-2024
Venue

Ballroom, Level 3 Malaysia International Trade and Exhibition Centre (MITEC) Kompleks MITEC, No. 8, Jalan Dutamas 2 50480 Kuala Lumpur Virtual Meeting Platform via Boardroom Smart Investor Portal at https://investor.boardroomlimited.com with Remote Participation and Electronic Voting facilities
Do you register boadroom online account before?
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Yeah, the thing is i missed it last year but i still received the Doorgift haha.. maybe I did register but i didnt attend they still give
plouffle0789
post Apr 10 2024, 01:23 PM

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QUOTE(HumbleBF @ Apr 10 2024, 10:39 AM)
Yeah, the thing is i missed it last year but i still received the Doorgift haha.. maybe I did register but i didnt attend they still give
*
So good.


Actually i also forget last year agm


Aeon RM 50 voucher if no mae account(RM 50 e wallet) right?


What is the door gift of This year?
HumbleBF
post Apr 10 2024, 02:11 PM

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QUOTE(plouffle0789 @ Apr 10 2024, 01:23 PM)
So good.
Actually i also forget last year agm
Aeon RM 50 voucher if no mae account(RM 50 e wallet) right?
What is the door gift of This year?
*
No la, if not mistaken is RM 50 lotus voucher last year, prior year is MAE.

Or did I confuse with CIMB... From my memory CIMB is tngo e wallet RM 30 or 20
plouffle0789
post Apr 10 2024, 02:29 PM

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QUOTE(HumbleBF @ Apr 10 2024, 02:11 PM)
No la, if not mistaken is RM 50 lotus voucher last year, prior year is MAE.

Or did I confuse with CIMB... From my memory CIMB is tngo e wallet RM 30 or 20
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user posted image

In the 2021 and 2020 Maybank virtual AGM, the door gift was AEON CO. (M) BHD gift vouchers worth RM 50.


Many people complained that they do not have a Maybank savings account or e-banking due to old age, and they also do not have a MAE e-wallet account.



user posted image


So they change vendor from aeon to lotus?

This post has been edited by plouffle0789: Apr 10 2024, 02:31 PM
HumbleBF
post Apr 10 2024, 03:27 PM

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QUOTE(plouffle0789 @ Apr 10 2024, 02:29 PM)
user posted image

In the 2021 and 2020 Maybank virtual AGM, the door gift was AEON CO. (M) BHD gift vouchers worth RM 50.
Many people complained that they do not have a Maybank savings account or e-banking due to old age, and they also do not have a MAE e-wallet account.
user posted image
So they change vendor from aeon to lotus?
*
Oh wow, so that time was either MAE or AEON voucher, I got the MAE which was easy to transfer to my bank account.

2023 was lotus voucher, see below, guys the voucher alrdy used, don't need to try tongue.gif

user posted image
plouffle0789
post Apr 10 2024, 09:15 PM

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QUOTE(HumbleBF @ Apr 10 2024, 03:27 PM)
Oh wow, so that time was either MAE or AEON voucher, I got the MAE which was easy to transfer to my bank account.

2023 was lotus voucher, see below, guys the voucher alrdy used, don't need to try tongue.gif

user posted image
*
thanks for sharing.

So 2023 no options.

Only Lotus's RM 50 Cash Voucher but no MAE ewallet.

Good also.


Terms and Conditions for Lotus's Gift Voucher
**Usage**
Can be used in place of equivalent cash value to buy merchandise at any Lotus's stores in Malaysia.
**Exchange & Refund**
Non-exchangeable nor refundable (not returnable for cash or new voucher).
**Redemption**
If the value of the goods exceeds the amount stated in the voucher, the difference must be paid by the bearer.
If the value of the goods is less than the amount stated in the voucher, the difference will not be refunded to the bearer.
Can be used together with cash (legal tender) or credit/debit card.
**Validity & Extension**
No extension provided.
Each voucher is valid for one redemption/one transaction only and must be surrendered at the time of purchase.
**Loss or Damage**
Lotus's will not entertain any claims for defaced, damaged, or lost vouchers.
**Exclusions**
Not valid at the Food Court or any outlets not operated by Lotus's.
**Amendments**
Lotus's reserves the right to amend these Terms and Conditions without prior notice.

Many old people use public bank but do not have Maybank saving account.
I think if want to give ewallet money better give touch n go e wallet.

This post has been edited by plouffle0789: Apr 10 2024, 09:23 PM
HumbleBF
post Apr 10 2024, 10:21 PM

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QUOTE(plouffle0789 @ Apr 10 2024, 09:15 PM)
thanks for sharing.

So 2023 no options.

Only Lotus's RM 50 Cash Voucher but no MAE ewallet.

Good also.
Terms and Conditions for Lotus's Gift Voucher                                                                                                   
**Usage**                                                                                                                                     
Can be used in place of equivalent cash value to buy merchandise at any Lotus's stores in Malaysia.                                           
**Exchange & Refund**                                                                                                                         
Non-exchangeable nor refundable (not returnable for cash or new voucher).                                                                     
**Redemption**                                                                                                                                 
If the value of the goods exceeds the amount stated in the voucher, the difference must be paid by the bearer.                               
If the value of the goods is less than the amount stated in the voucher, the difference will not be refunded to the bearer.                   
Can be used together with cash (legal tender) or credit/debit card.                                                                             
**Validity & Extension**                                                                                                                       
No extension provided.                                                                                                                         
Each voucher is valid for one redemption/one transaction only and must be surrendered at the time of purchase.                                 
**Loss or Damage**                                                                                                                             
Lotus's will not entertain any claims for defaced, damaged, or lost vouchers.                                                                   
**Exclusions**                                                                                                                                 
Not valid at the Food Court or any outlets not operated by Lotus's.                                                                             
**Amendments**                                                                                                                                 
Lotus's reserves the right to amend these Terms and Conditions without prior notice.                                                             

Many old people use public bank but do not have Maybank saving account.
I think if want to give ewallet money better give touch n go e wallet.
*
I see...I've been using Maybank since I was a kid so yeah, with their app and everything easier for me. But actually the MAE wallet kinda useless I never use it, only accept freebies and transfer out
HumbleBF
post Apr 10 2024, 10:22 PM

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QUOTE(plouffle0789 @ Apr 10 2024, 09:15 PM)
thanks for sharing.

So 2023 no options.

Only Lotus's RM 50 Cash Voucher but no MAE ewallet.

Good also.
Terms and Conditions for Lotus's Gift Voucher                                                                                                   
**Usage**                                                                                                                                     
Can be used in place of equivalent cash value to buy merchandise at any Lotus's stores in Malaysia.                                           
**Exchange & Refund**                                                                                                                         
Non-exchangeable nor refundable (not returnable for cash or new voucher).                                                                     
**Redemption**                                                                                                                                 
If the value of the goods exceeds the amount stated in the voucher, the difference must be paid by the bearer.                               
If the value of the goods is less than the amount stated in the voucher, the difference will not be refunded to the bearer.                   
Can be used together with cash (legal tender) or credit/debit card.                                                                             
**Validity & Extension**                                                                                                                       
No extension provided.                                                                                                                         
Each voucher is valid for one redemption/one transaction only and must be surrendered at the time of purchase.                                 
**Loss or Damage**                                                                                                                             
Lotus's will not entertain any claims for defaced, damaged, or lost vouchers.                                                                   
**Exclusions**                                                                                                                                 
Not valid at the Food Court or any outlets not operated by Lotus's.                                                                             
**Amendments**                                                                                                                                 
Lotus's reserves the right to amend these Terms and Conditions without prior notice.                                                             

Many old people use public bank but do not have Maybank saving account.
I think if want to give ewallet money better give touch n go e wallet.
*
I see...I've been using Maybank since I was a kid so yeah, with their app and everything easier for me. But actually the MAE wallet kinda useless I never use it, only accept freebies and transfer out
plouffle0789
post Apr 25 2024, 10:50 AM

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QUOTE(HumbleBF @ Apr 10 2024, 10:22 PM)
I see...I've been using Maybank since I was a kid so yeah, with their app and everything easier for me. But actually the MAE wallet kinda useless I never use it, only accept freebies and transfer out
*
Now we no need to join meeting also have free gift right?

2024 what free gift?
plouffle0789
post Apr 25 2024, 03:09 PM

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QUOTE(theevilman1909 @ Apr 9 2024, 04:47 PM)
in the end still bigger pool of shares...

negative impacts on dividends payout
*
Is Maybank offering free door gifts this year?

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