huh... really ar?

this morn i just walked in to TIGER branch at the place i work.

told them i'm interested to get a house loan.

explain to them i will be buying with a friend (not married).

they didn't say anything about not being able to proceed wo...

but anyhow, i think i will skip TIGER for now cos i get better rates from other banks...

Tiger loan processing very fast only one day...but rate....

How bout the disbursement? Fast also?

For loan

200k-300k BLR-2.2%
>300k BLR-2.3%

Lock in 3 years

for more queries u can pm me

Well, good luck. Tiger HQ mortgage bankers are quite inefficient due to some structural problem of Tiger. Loan > 1M need to go through a 3 weeks long application process as your banker need to present your financial stability to top management for preliminary examination. If you never hear from them for days, I think most probably it stuck in processing office (and it happens always) or if your application goes to some veterans, they might just put your application aside, they won't bother it if your loan size is just too small. Just their culture, no comment.

For joint application of gf/bf, foreign banks might be a good option as they might have a looser restriction on this as well.

This post has been edited by home_save: Sep 29 2010, 01:18 AM

At Citibank, we offers:

- BLR - 2.1%~2.3%

- Margin of Finance - 80% - 89%

- Tenure - up to 35 years

- Package - Conventional/ Full Flexi /Overdraft Refinancing


We emphasizes on building good customer relationship and providing great services

Just PM me for more information or if you are interested.

Thanks

Vinc
Citibank Mortgage Sales Department

hi all,

just curious is that any bank out there that will offer BLR - 2.4% for flexi package?

loan amount is more than 500K.

i would like to see how i can nego with banker later.

thanks in advance.

Yea yea..is there any bank can provide that rate?
So far none of the bank can offer us with BLR-2.4.
The best is BLR-2.3..
We had asked OCBC, HSBC and tiger

May I know any bank which allow loan tenture up to 40 years ?

Property price: RM230K
MOF: 70%
Tenure: 40 yrs
MRTA: ?

Thanks.

40 years = ocbc, cimb, maybank, hlb, public bank
45 years = affin

try to call up affin bank call centre just now..nobody pick up~nobody working ?haha..

silly question maybe...

does going thru a loan broker cause the borrower more in terms of $$$??
surely brokers dont provide all those services FOC??
what are the charges we have to pay plse?

Anyone can give me any feedback with Affin bank besides the one above that didn't pick up the phone in the office..

Hi, Suang!

I'm a mortgage broker but I do SME Loan and commercial loan as well. To clear your doubts, I don't need to charge you if I'm helping you to get your mortgage. I got paid by bank as well. We will only charge if you're getting SME loans. So you need not to worry. With our service, you don't need to put up additional effort to look for banker 1 by 1. In fact we'll help you to get the best quote.

What banker could offer, we could as well! Just that we got more options. Cheers!

This post has been edited by wilz: Sep 30 2010, 12:17 AM

hi

i plan buy 2nd handhouse at impian putra bangi...the owner want sell me 320k and already renovate cost 50k...but when i check with valuebe they can give 290k...

if someone here can help me...pls PM me...

How many valuation firm given you value?

i already PM you...

Hi Gal,

HSBC can do it. But require loan > 1M, priority customer, MRTA compulsory(full tenure), clean profile, have esxiting facility with HSBC (with good payback record), pledge FD. Fulfill all the requirements then you can do it.

Haha..

Fainted.. Anyway, we decided to take up OCBC at the end..
Fixed 4.15 for year1-3, thereafter BLR-1.9.

HLB able to offer BLR - 2.3