Hi,
Anyone know the package in Hong Leong Bank for condo 250k?
Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Sep 5 2010, 06:46 PM
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Junior Member
308 posts Joined: Mar 2009  
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Sep 5 2010, 10:29 PM
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Newbie
2 posts Joined: Jun 2009 
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QUOTE(home_save @ Sep 5 2010, 11:30 AM) Dear paulvandyk, thanks Chris.. you'r myman!BLR, Base Lending Rate (BLR) is defined as a minimum interest rate calculated by banking institutions based on a formula which takes into account the institutions' cost of funds and other administrative costs, whereby, the derived rate will served as a base of interest rate charged by the banks in their various loans. Effective from mid of July, all of the banks which operate in M'sia have their BLR at 6.3% (http://www.bankinginfo.com.my/04_help_and_advice/0401_useful_tools/comparative_tables/pop_up/base_lending_rates.php). For flexi rate homeloan, the rate will be quoted at BLR -/+ X%, in which the X% will be solely managed by the banks. As for now, the X% quote is within the range of 1.4~2.3% depending on the features of the loan packages and the requirement of clients, precisely, the p.a. interest rate will range from 4% to 4.9%. The banks won't offer a 100% loan for their clients in regardless how good profile you can be. Sometimes, you might come across some 100% financed instances. These are not 100% loan which granted by the banks but instead of some parties work together, marked up the price of a house (in fact it does not worth that much), get a greater loan amount for financing to cover the 100% of purchase. Please bear in mind that such practice is against our rule and regulation. Customers are highly not advice to be part of this arrangement. Consequences are unbearable. Thanks. Regards, Chris, Looi Lead Mortgage Consultant Home Save, Virtual Mortgage Consultancy 6 012 6058817 [attachmentid=1765147]  |
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Sep 5 2010, 11:15 PM
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Junior Member
87 posts Joined: Aug 2005
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QUOTE(childish_gal81 @ Sep 5 2010, 06:46 PM) Hi, Blr-2.2% max. Pls don't think of blr-2.3%. Very difficult task. Unless eon bank. Interested can talk to me. Anyone know the package in Hong Leong Bank for condo 250k?  |
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Sep 5 2010, 11:33 PM
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All Stars
11,086 posts Joined: Jan 2003
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Property price: RM550k
MOF: 90% Tenure: 30 yrs Flexi MRTA: ? PM me the package. Thanks. |
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Sep 5 2010, 11:36 PM
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Junior Member
308 posts Joined: Mar 2009
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Thanks a lot..cos that owner said his valuer is for HLB that can give this price..
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Sep 6 2010, 12:02 AM
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Junior Member
325 posts Joined: Sep 2006 From: London, UK
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be careful abt hong leong bank valuations
they decide on the valuer according to the first alphabet of your (ie: the buyer's) name so your valuation might differ a bit unless its very close to or below market value depending on which valuer u get QUOTE(childish_gal81 @ Sep 5 2010, 11:36 PM) Thanks a lot..cos that owner said his valuer is for HLB that can give this price.. |
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Sep 6 2010, 09:29 AM
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Junior Member
491 posts Joined: May 2008
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Property price: RM236,000 from developer
Type: Condo apartment Location: Gombak Financing required: 90% Tenure: 30 - 35 years ZEC preferred Looking for BLR (6.3%) - 2.2% or 2.3% for the whole tenure MRTA/MLTA: offer me PM me. thanks |
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Sep 6 2010, 12:56 PM
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Junior Member
21 posts Joined: Aug 2010
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i've just secured a home loan. just to share: OCBC, HLB & Citibank can offer up to BLR - 2.3%
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Sep 6 2010, 12:59 PM
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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QUOTE(cytoh83 @ Sep 6 2010, 12:56 PM) i've just secured a home loan. just to share: OCBC, HLB & Citibank can offer up to BLR - 2.3% Yes im sure they can. It all depends on the value of your loan. A difference of 0.1% is nothing for a bank when they making much more from you. So yes i think you can nego to BLR - 2.3%. Last year Maybank was offering BLR - 2.1% but i managed to nego it to -2.3% and with reduction in the lock in period as well. No MRTA and no property evaluation too. |
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Sep 6 2010, 03:46 PM
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Senior Member
1,151 posts Joined: Aug 2008
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Need a mortgage loan
Completed Property value 340k tenure 40 years mof:90% condo at dutamas Pm me thanks. |
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Sep 6 2010, 03:54 PM
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Junior Member
328 posts Joined: Jul 2008
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QUOTE(cytoh83 @ Sep 6 2010, 12:56 PM) i've just secured a home loan. just to share: OCBC, HLB & Citibank can offer up to BLR - 2.3% Just to share, I know UOB can get up to BLR -2.3% too, for property/loan above 200k |
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Sep 6 2010, 04:04 PM
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Senior Member
1,151 posts Joined: Aug 2008
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Need a mortgage loan
Undercon price 515800 tenure 40 years mof:90% Pm me thanks. only maybank,cimb,ocbc,hlb |
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Sep 6 2010, 04:59 PM
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VIP
9,137 posts Joined: Jun 2007 From: Wouldn't be around much, pls PM other mods.
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Removed all the stupid "You got PMed!" by "sellers"
Advice: this is not you personal selling thread. Even our sales section doesn't allow "You got PMed". PM is known as "Private Message" so keep it PRIVATE! |
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Sep 7 2010, 01:18 AM
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Junior Member
58 posts Joined: Oct 2009
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BLR - 1.9% MOF 95% inclusive of MRTA, Legal Fees & Valuation Fees Tenure up to 70 years Kind regards [Amira CIMB Bank] [012-2142040] |
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Sep 7 2010, 01:34 AM
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Newbie
1 posts Joined: Apr 2009
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I know next tuesday 14/9/10 will be a talk about mortgage rate "The unreveal truth!"
It's FREE! but only organize in Mandarin, the venue is @ Taman Miharja, Cheras. To know more u can email me: new.age.creative@gmail.com. I'll send you the detail. Thanks! This post has been edited by suumey: Sep 7 2010, 01:36 AM |
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Sep 7 2010, 09:12 AM
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Senior Member
1,747 posts Joined: May 2005 From: Malaysia
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QUOTE(samirah2009 @ Sep 7 2010, 01:18 AM) BLR - 1.9% MOF 95% inclusive of MRTA, Legal Fees & Valuation Fees Tenure up to 70 years Kind regards [Amira CIMB Bank] [012-2142040]  |
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Sep 7 2010, 09:15 AM
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Junior Member
65 posts Joined: Feb 2009
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QUOTE(samirah2009 @ Sep 7 2010, 01:18 AM) BLR - 1.9% MOF 95% inclusive of MRTA, Legal Fees & Valuation Fees Tenure up to 70 years Kind regards [Amira CIMB Bank] [012-2142040] |
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Sep 7 2010, 09:39 AM
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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QUOTE(nchanhg @ Sep 7 2010, 09:15 AM) Why - 1.9% only? My friend just got offer from CIMB this week, - 2.2%. Now many banks offer - 2.2% already. Some goes to - 2.3%. Yes another friend of mine got BLR-2.2% for a 180K property as well. Dont know where this BLR-1.9% came from. |
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Sep 7 2010, 09:48 AM
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Senior Member
943 posts Joined: Oct 2004 From: K.Lumpur, Subang 
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BLR-2.3% got any minimum loan ammount? which bank?
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Sep 7 2010, 12:19 PM
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Junior Member
7 posts Joined: Sep 2010
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b-2.3 ocbc can give but loan amt must be 300k above
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