Also, on the Citibank Shell Card, rebate will onli be given when it exceeds RM20.

@SnoWFisH,
I believe the rebate does accumulate except they won't process the rebate till it exceeds RM20.

@navilink,
I see no harm in faxing them ur salary slip and EPF statements; it is worth the MP3 I guess *shrugs*

@David83,
I suppose the Citibank Shell card is a cash rebate card; the onli difference is that no points will be awarded, right?

@SnoWFisH,
Yes that's right unless U are holding the Citibank Shell Gold card

@hye,
Citibank's having their usual MGM, could I just pass them ur details ? *grins* Too bad I dun haf tonnes to introduce otherwise I'll be aiming for that LCD TV ! kEKekekekKEKe

@TeraPox,
Yeah I think that's it except I never bother v much about MGM because I haf no friends to recommend

@hye,
U could alwiz come enjoy the LCD TV with me

@TeraPox,
The benefits are the usual. I believe U get 3/5x reward points if U spend at certain merchants [I didn't pay attention to exact merchant]. U also get access into Priority Lounge @ KLIA.

@TeraPox,
Y? Is EON Bank not serving U well?

@TeraPox,
I guess U haf the right to swap. As for me, as long as it meet its needs I don't care about the design. I suppose U can say I'm also one of the few people who believe in loyalty. Also, don't see why I should inconvenient myself with having to write so many cheques.

Like I said, the benefits are about the same.

You should go for the RHB Visa Infinite since U do travel quite a bit - u'll probably find the Priority Pass access beneficial.

@TeraPox,
U seem to be a collector of Platinum Credit Cards

@TeraPox,
Do U use a particular credit card as ur primary card? Or it really depends?

@Aeon_Clock,
As long as U pay ur bills promptly and in full u will still get to enjoy the 20 interest free days.

@ronnie,
OhH... I thought it'll be credited when it reaches RM20 - well, I got the information from vin_ann. Perhaps U should call the bank and check the reasons behind it?

@DDSFan8,
Apologies.. will PM u the contact details now. Oops.. I seem to have deleted it from my Sent Box. U'll haf to wait till I get into the office.

This post has been edited by tinkerbel: Jun 20 2008, 09:26 AM

@Aeon_Clock,
Just make sure when the bill comes, U make full payment and before the due date. If U do that, U don't haf to worry much about the bill cycle

@ronnie,
If U know ur cycle date U probably can make payments just so it goes into the next cycle. That's what I do for my bills when I pay them through my credit card but whether or not I miss the cycle date makes no difference cause I oredi haf the cash in hand to pay for it when the bill arrives.

I believe in using the CC for convenience, as such I pay up each time my bill comes. Hence, this new BNM ruling will not be affecting me.

@siewky,
If it says 10 it says 10.

@ronnie,
No, HSBC Premier is not a credit card; it's just an account. However, all HSBC Premier customers are entitled to obtain the HSBC Premier MasterCard which is a Credit Card

@Ee_,
U will be charged 15% pa interest rates on all outstanding payment unless of course there is a 0% Instalment plan offered with the merchant through the credit card Ur gonna be using for this RM3k purchase.

@vin_ann,
It's highly unlikely for Citibank to make such a mistake. Anyhow, U could alwiz check when U get home tonight or just give them a call if U haf the time

@MilesAndMore,
I had my personal reasons for wanting the MBB Amex Plat but I no longer am gonna be v much bothered about it now. Have decided I'll stick with using my current/existing cards instead of putting in another application for yet another card

The website states RM130k income p/annum. The CS tells me its by invitation only.

@yewkhuay,
Hence I've decided to either stick with Citibank or swap over to HSBC or UOB

@yewkhuay,
You're absolutely right - CC's are meant to make our lives easier

@David83,
Yes we oredi spoke about that rebate

@MilesAndMore,
It's Ok. I've decided not to trouble myself with an additional card.

@clayclws,
If it's meant only for emergency purposes, I suggest U get a card which is gonna offer U Free For Life with no conditions attached. The benefits are about the same but if the card's meant for emergency purposes only, as long as the card works ur fine, right?

@clayclws,
Yes.. DA has a credit card for Graduates and that is Free for Life with no T&C. Yeah go speak with ur financial planners.