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 Credit Card Thread V3, Everything about Plastic World Fantasia

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tinkerbel
post Jun 23 2008, 02:22 PM

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@TeraPox,
Like I said, if U want a Platinum, U could alwiz call the bank to request for one. If U need, Citibank's Platinum Priority Line is 03-2383 1010.
tinkerbel
post Jun 23 2008, 02:37 PM

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@TeraPox,
Yeah.. RM20k in 6 months isn't that difficult to achieve smile.gif Good Luck to U.
tinkerbel
post Jun 23 2008, 07:49 PM

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@northiswara,
I'm surprised U haven't heard from ur bank; U probably threw away or disregarded those notices which were sent to U.

@andoril,
Are U referring to overseas transactions? Well, I haven't got a reply from my RM cause she told me it's 0% but when I check with Call Centre, they tell me it's 1% - let me call them up again later to verify.
tinkerbel
post Jun 23 2008, 09:52 PM

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@Shinichi,
U too can start ensuring u pay up ur bills at the end of each month.
tinkerbel
post Jun 23 2008, 10:02 PM

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@Shinichi,
U'll be getting a bill at the end of each month so when U receive it, just make full payment for it.

Also, each time U use ur Credit Card, put away the $ to pay for the purchases made. That way, U'll have $ to pay at the end of each month biggrin.gif

@vin_ann,
What's there to check?
tinkerbel
post Jun 23 2008, 10:18 PM

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@vin_ann,
I used DA twice so far this month for fuel purchases but my bill cycle isn't until end of month so I don't think I be getting a statement from them till a while more; except I do expect the 2% to be automatically deducted - is that what u want to check?
tinkerbel
post Jun 23 2008, 10:21 PM

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@Shinichi,
That's good thinking and very wise move biggrin.gif I've never failed to make my payments promptly and in full ever since I started using a Credit Card. Like U, I refuse to let the bank make anymore $ than they oredi do from me tongue.gif

Ok Ok.. U can also call me cheapskate tongue.gif

Ah.. so DA's 2% rebate is immediate/automatic right?

This post has been edited by tinkerbel: Jun 23 2008, 10:22 PM
tinkerbel
post Jun 23 2008, 10:29 PM

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@SnoWFisH,
No there's no penalty for over paying but there's no benefit either biggrin.gif As in, if U don't pay enough U'll be charged interest on the outstanding amount. If U pay too much, U don't earn interest tongue.gif

@Shinichi,
Hey no worries!
tinkerbel
post Jun 23 2008, 10:33 PM

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@David83,
In that case U oredi caused the bank to rugi more than what they earned from U; postage, printing of statement, etc etc biggrin.gif
tinkerbel
post Jun 23 2008, 10:45 PM

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@vin_ann,
Am quite sure the rebate will be given - perhaps it's not updated online yet?! *shrugs*

@David83,
Statement is statement lah, no need to be so pretty looking one tongue.gif

This post has been edited by tinkerbel: Jun 23 2008, 10:46 PM
tinkerbel
post Jun 23 2008, 10:49 PM

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@Shinichi / vin_ann,
Too bad I haven't setup my DA Online Account otherwise I could check ono my side to check if the rebates been credited ...
tinkerbel
post Jun 23 2008, 11:19 PM

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@Shinichi,
I still prefer receiving actual statements biggrin.gif

@vin_ann,
I only keep the CC receipts when I want to use them to join contests but otherwise I trash it biggrin.gif
tinkerbel
post Jun 23 2008, 11:23 PM

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@David83,
Old newspaper?! Huh?!
tinkerbel
post Jun 23 2008, 11:25 PM

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@David83,
Any particular reason U keep them?
tinkerbel
post Jun 23 2008, 11:30 PM

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@David83,
And has it proven to be useful, other than as rubbish?
tinkerbel
post Jun 24 2008, 09:42 AM

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@jiaxun,
It's 1% per liter. Also they do not make much profits. If Ur running a petrol station U'll know.
tinkerbel
post Jun 24 2008, 10:49 AM

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@andoril,
I haven't made the call to HSBC - perhaps U should. DA & UOB is confirmed @ 0% charges biggrin.gif
tinkerbel
post Jun 24 2008, 12:02 PM

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@vin_ann,
If U don't plan to use the card, what for U want so many credit cards? Did U know banks look into the amount of total credit risk U haf [the more credit cards U haf the higher u are a risk to the bank] so when U request for additional CL U might just be declined.
tinkerbel
post Jun 24 2008, 12:10 PM

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@yks8845,
Leave them to get their Administrative paperwork sorted. In time, U'll stop receiving those statements. It cost them much less if U subscribed or enrolled to e-Statement.
tinkerbel
post Jun 24 2008, 12:30 PM

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@yks8845,
Do U print a copy of the statement out? If so, just how much more eco-unfriendly can U get?

Just like Ur friends, I too subscribe to the same thing; Y let the banks save $ and trouble meself so will continue to want to receive actual Statements tongue.gif

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