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 Credit Card Thread V3, Everything about Plastic World Fantasia

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tinkerbel
post Jun 30 2008, 09:52 AM

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What on earth is a credit card score?!
dr2k3
post Jun 30 2008, 10:10 AM

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something like merit ......

if u pay on time +1

late payment -2

the score i cincai guess one tongue.gif

if ur credit score very high easy for you to increase credit limit or apply credit card

This post has been edited by dr2k3: Jun 30 2008, 10:11 AM
arsenal
post Jun 30 2008, 12:04 PM

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anyone got lubang to apply american express cc??need to pay annual fee?
dr2k3
post Jun 30 2008, 12:15 PM

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lol...i dun think u can find that kind of hole so easily

they need alot of approval to approve ur CC application...not to mention the one you need is amex
TeraPox
post Jun 30 2008, 01:46 PM

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QUOTE(arsenal @ Jun 30 2008, 12:04 PM)
anyone got lubang to apply american express cc??need to pay annual fee?
*
y u want amex cc ah? i can try to get the CS phone for u...I just applied my Amex PCC from her...

u want her contact? brows.gif
ronnie
post Jun 30 2008, 01:56 PM

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Some places don't accept AMEX because the merchant need to bear high admin cost compared to Visa and MasterCard... Similar to Diners Club. charge card seem to be a dying breed.
TeraPox
post Jun 30 2008, 02:17 PM

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QUOTE(ronnie @ Jun 30 2008, 01:56 PM)
Some places don't accept AMEX because the merchant need to bear high admin cost compared to Visa and MasterCard... Similar to Diners Club. charge card seem to be a dying breed.
*
no lar. now most of the establishments accept amex liao la... except those "palia" small shops la.. biggrin.gif
tinkerbel
post Jun 30 2008, 02:41 PM

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@arsenal,
MBB Amex CC is giving out a 2 year annual waiver for new applications. It is not applicable to the Platinum category though.

@TeraPox,
U got ur Amex CC oredi?
dr2k3
post Jun 30 2008, 02:51 PM

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whats the benefit of Amex anyway....whats the min requirement.......

@TeraPox

KFC, mcdonald or pizza or supermarket i no see got trojan guy logo ler

tinkerbel
post Jun 30 2008, 02:55 PM

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@dr2k3,
If U want to know the actual benefits, I suggest U get onto the website and get the information; it's not possible to list them all out there but the basic benefits are more or less the same.

Min requirement if I'm not mistaken is 24000 p/annum so that's not difficult to achieve.

As to KFC & McD's i didn't even know they accepted Visa / MasterCard.
TeraPox
post Jun 30 2008, 02:56 PM

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@Tinkerbel

nolar, since MBB took over, u can expect their speed to be reduced lar... ahahahaha

by the way, i received my Preferred Platinum already... the design is superb..
user posted image




@dr2k3
free golf 365 days, buy 1 free 1 for dinner @ shangri-la... etc etc etc.. go see the benifit @ www.americanexpress.com.my

dr2k3
post Jun 30 2008, 02:58 PM

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@tinkerbel

been there done that.....their site.....some of their page is down.....especially the page i want to visit....

i think should have gua......such a big franchise .....if not wrong i remember got card swiping machine nearby

@TeraPox

that place is not common place we go ler

erm.....after check.....amex is more like vacation card than normal CC

This post has been edited by dr2k3: Jun 30 2008, 03:02 PM
tinkerbel
post Jun 30 2008, 04:12 PM

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@TeraPox,
Yes U oredi announced to us when U received the card *grins*
TeraPox
post Jun 30 2008, 04:23 PM

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QUOTE(tinkerbel @ Jun 30 2008, 04:12 PM)
@TeraPox,
Yes U oredi announced to us when U received the card *grins*
*
oh... did i.... blink.gif hehehehe
tinkerbel
post Jun 30 2008, 04:24 PM

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@TeraPox,
Yes.. do U want me to search for that post U made?! tongue.gif
TeraPox
post Jun 30 2008, 04:28 PM

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@tinkerbel

no need la.. my mistake lorr...hehehehehe

btw, new ppc come with quite a number of benefit... like

"free a bottle of wine @ Angus Beef house every RM200 spent"
tinkerbel
post Jun 30 2008, 04:38 PM

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@TeraPox,
If U bother to read the small print, existing UOB Platinum cardholders are also part of their Preferred Platinum so the benefits are across the board for all Plat holders.
TeraPox
post Jun 30 2008, 04:43 PM

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QUOTE(tinkerbel @ Jun 30 2008, 04:38 PM)
@TeraPox,
If U bother to read the small print, existing UOB Platinum cardholders are also part of their Preferred Platinum so the benefits are across the board for all Plat holders.
*
ooooooOOoooOo... so i've just changed the design of my card? laugh.gif
tinkerbel
post Jun 30 2008, 04:45 PM

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@TeraPox,
Yes the difference is that U hold the new design whilst the rest are still holding the old designs.
TeraPox
post Jun 30 2008, 04:52 PM

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QUOTE(tinkerbel @ Jun 30 2008, 04:45 PM)
@TeraPox,
Yes the difference is that U hold the new design whilst the rest are still holding the old designs.
*
not really.. at lease i have "no preset spending limit" now~ laugh.gif

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