They're like online distributor. Too bad they don't sell PM funds.

http://www.fundsupermart.com.my/main/home/index.svdo

This post has been edited by David83: Oct 11 2008, 06:01 AM

they dont sell PM, cause if they do, a lot of agents will get less income.

not they don wan, is because PM is the no 1 fund house in malaysia and they no need to depend on fundsupermart to help them increase the sales, thats why they don wan to cooperate with fundsupermart

This post has been edited by red_scorpion: Oct 11 2008, 05:36 PM

The link does refer to online unit trust investment?

jiant asked:i m now invest on public mutual PCIF, PIDF, PIEDF and also soutch east, property and etc...should i switch the fund to bond fund for more safety??

in this link

this is one of those contravesy advices may come in ...

for my case, i withdraw all my bond funds back in March and until now I still feel like going back into bond yet.

on the contrary, I am aiming on Malaysia stocks and mainly index or the tradisonal growth fund. For public mutual, I also choose ittikal. I avoid industry and oversea fund from PB

but VERY IMPORTANT preparation I have now is .... I can enter into the fund I am interested in, about 8 times. Meaning if I enter today and next week it drops some more, I can continue going in for 8 weeks. ofcourse in reality it doesn't go by week ...

so try not to catch THE BOTTOM, just catch the Valley

its actually just like dollar cost averaging but catch a bit exicitment by adding my own judgement into it ..

Have your capital & annual cash payout guaranteed till 2016

Have your capital and annual cash payout guaranteed till 2016 with our Premier Capital Income Limited Offer. This is a single-premium endowment plan which provides guaranteed returns and capital protection during the whole 8-year tenure as well as protection in the form of insurance coverage. This product also caters for your needs in terms of no investment risk which is an advantage considering the current market downtrend.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=INS02.21

Well,this investment need large amount of money..but worth to try it..

Maybank Al-Sayf Structured Islamic Deposit (MAS-i)

Maybank Al-Sayf (MAS-i) Structured Islamic Deposit is a Shariah-compliant investment which gives you 100% capital protection, guaranteed 1% annual payout via Islamic Negotiable Instruments of Deposit (“INID”), potential bonus payouts of 3% at the end of each year, and a possible additional payout at maturity benchmarked against MAS-I Index.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment

hi guys.. new to this discussion I have a question regarding mutual fund. I hope any sifoos can give me a hand, and share your expertise.

From my knowledge, usually we invest in mutual fund for 2 main purposes: income or growth, or both. Say I hold some units in a fund, for capital growth. Does it mean that I hope to gain based on the price of the fund? For example I bought a CIMB fund for 0.23 per unit, so I hope in a few years, THE PRICE OF THE FUND will appreciate so I can resell it?

One more thing, do ALL fund give dividend?
Thank you for yr assistance.

You got to see the fund is either Growth fund or income fund.

Growth fund mostly invest in growth stock so normally don have dividend. This type of fund normally fluctuate a lot in the pricing. Normally ppl buy this type of fund for capital appreciation which means if you bought at RM 0.23 SEN you will probably hope that it will go up to 30 sen or more .

Income/dividend fund mostly invest in dividend stock which means yes you can get dividend from this fund.

Public Aggressive Growth Fund is it good time to buy ..? just seek opinion to make decision.

If your intention is to buy at the bottom then i think probably now is not the time yet...From the fund name we know that it is mostly invest in growth stocks...

HwangDBS Investment Mgmt declares interim dividend

KUALA LUMPUR: HwangDBS Investment Management Bhd (HwangDBS IM) has declared an interim income distribution of 0.75 sen for its income-type bond fund, the HwangDBS Enhanced Deposit Fund (EDF). The dividend was for EDF’s financial year ending April 30, 2009. This is the sixth distribution since its launch in April 2005.

EDF had registered a total growth of 11.53% on its net asset value (NAV) per unit.

All EDF unit holders registered as at Oct 20 are eligible for the income allotment.

The fund has, since its inception, has outperformed its benchmark, the Maybank three month fixed deposit rate by a total of 11.07% and has distributed a total of 5.95 sen since inception. HwangDBS IM chief executive officer and executive director Teng Chee Wai said the company was pleased to be able to continue declaring income distributions despite increasingly challenging market conditions.

“In such tough times, we are certainly mindful of the need to manage the consistency of our funds’ performances and to ensure that we meet with the objectives of our funds,” he said.

URL: http://biz.thestar.com.my/news/story.asp?f...06&sec=business

Just to share my experience...don't expect the fund price will rise to very high, as normally if the fund price is high, fund manager will always give distribution to lower down the fund price, and investors will have more units. There are a lot of funds actually give more than 100% return for the last 10 years, but the price is still under RM1, because the distribution or unit split.

Fund managers know that many investors have a wrong perception that cheap fund is more worth to invest, so they will always give distribution when the fund price rise high...If you really look at the fund price, you will notice, at most the price is as high as RM1-RM1.50, I haven't seen any equity fund with price higher than that.

You are right LeeKK8

Fund house always perform a split units if the prices are too high. Hence you will get more units instead of price increase

e.g. if you have 1000 unit with the NAV of RM0.5000. If the company perform a split of 2, you will get 2000 unit with a price of RM0.2500.

This is one of the downsize of trust in malaysia. In Europe and USA you will see the fund price high when they are in the market for long time.

I disagree on split as it is meaningless, instead without split, we can easily pin point out their performance over the time. Like some fund has increase from 1.00 to 2.00 or 3.00 over the time, then we straight away know, this fund has performed. But with constant split, then the price always stay around 1.00, which we need to dig out the history of split before can evaluating its performance.

But fund house wants to split so that it looks cheaper to lure more investors, which kind of 'cheating' as well (I know it is not cheat)
Somemore, nowadays, a lot of fund house want to start the unit price at 0.25 and 0.50 instead of traditionally 1.00, which I think purposely want to be seen as "cheap".

This post has been edited by cherroy: Nov 18 2008, 02:19 PM

Hi wanna ask...is there anyway to purchase unit trust online?

Try this:

http://www.fundsupermart.com.my/main/home/index.svdo

HLG Unit Trust expects good returns from new syariah fund

KUALA LUMPUR: HLG Unit Trust Bhd expects positive returns for its HLG Shariah Inflation Select Fund despite the poor economic conditions.

The 18-month closed-end syariah-compliant structured fund aims to reimburse investors’ initial capital upon the fund’s maturity as well as seek potential returns from an environment of rising inflation.

According to HLG Asset Management Sdn Bhd executive director and chief executive officer Richard Lin, the fund’s potential returns were benchmarked on three baskets of reference stocks in the agriculture, consumer staples, and oil and mining sectors.

“These sectors have been selected due to their potential as inflation-hedges,” he said at the signing ceremony with Malayan Banking Bhd (Maybank) yesterday whereby the fund will be available at all 376 Maybank branches nationwide.

As at Oct 31, HLG managed 35 unit trust funds with a combined total fund size of RM2.5bil.

According to Lin, the firm had registered a year-on-year net positive fund size growth despite redemptions due to poor market sentiments.

URL: http://biz.thestar.com.my/news/story.asp?f...06&sec=business

Have analysed the investments .. still lower than FD return

Table one.. RM200k investment. ROI = RM50k

50/200k = 25% over 8 years = 3.125%per annum.

Why make it so confusing.. they should just post 3.125% per annum return and not play around with figures.

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Added on November 21, 2008, 11:28 pmuseful link.. thanks, at least it gives us a direct comparison on various funds.

It's wierd that their recommendation uncludes funds that are -40% in the past 3 mths and even -50% over the past 2 years before recession started

This post has been edited by DannyOP: Nov 21 2008, 11:28 PM