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 Fund Investment Corner v2, A to Z about Fund

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DannyOP
post Nov 21 2008, 11:15 PM

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QUOTE(David83 @ Oct 28 2008, 06:31 PM)
Have your capital & annual cash payout guaranteed till 2016

Have your capital and annual cash payout guaranteed till 2016 with our Premier Capital Income Limited Offer. This is a single-premium endowment plan which provides guaranteed returns and capital protection during the whole 8-year tenure as well as protection in the form of insurance coverage. This product also caters for your needs in terms of no investment risk which is an advantage considering the current market downtrend.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=INS02.21
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Have analysed the investments .. still lower than FD return

Table one.. RM200k investment. ROI = RM50k

50/200k = 25% over 8 years = 3.125%per annum.

Why make it so confusing.. they should just post 3.125% per annum return and not play around with figures.


Added on November 21, 2008, 11:28 pm
QUOTE(David83 @ Oct 11 2008, 06:01 AM)
They're like online distributor. Too bad they don't sell PM funds.

http://www.fundsupermart.com.my/main/home/index.svdo
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useful link.. thanks, at least it gives us a direct comparison on various funds.

It's wierd that their recommendation uncludes funds that are -40% in the past 3 mths and even -50% over the past 2 years before recession started shocking.gif

This post has been edited by DannyOP: Nov 21 2008, 11:28 PM
DannyOP
post Nov 22 2008, 02:46 AM

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yes but even in boom time 2 yrs ago also the fund is -50% while others are positive.. to me there is no basis for the recommendation. It's like someone ask u to jump off a cliff where u know even good times also u will die.. but now bad time also he ask u to jump off the cliff.. will u still die?

Look at the Prudential Global Leaders fund that they recommended and let me know what u think :-

http://www.fundsupermart.com.my/main/resea...endedFunds.svdo?

This post has been edited by DannyOP: Nov 22 2008, 02:51 AM

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