yup...
you can do switching....no problem at all.

but every switching will cost you Rm25 and paperwork and thumbprint with your agent.

if you want to have paperless switching.....apply online switching.

if you have invested a minimum of 100k(original investment).......then you can have free 18 switching per year.

Doing switching online is painless.

yeah i bought tru fundsupermart too. A few good UT from OSK, kidsave, GIFT, malaysia dividen,

One of the possible reasons is because fund manager saw opportunity in the market and they need funding to execute their plans.

For me, I not really prefer DCA, if I got 5k, I'll separate 5 times, each time 1k so that I can choose my flexible market price.

DCA - Dollar Cost Averaging.
DCA - Discipline, Consistent, Accumulation :-)

Agreed with U on no. 1, monitoring. Buy and Hold (blindly) isn't my cuppa tea, thus, monitoring once a month is good enough for me.

Item 2 - well, like i've mentioned, there are methods to control the "$ to top up the difference compared previous month".
If U've the time - read these books
http://www.amazon.com/Value-Averaging-Stra...s/dp/0470049774
http://www.amazon.com/How-Make-Stock-Marke...05246175&sr=1-1

U may also want to take a peek at a statistical study done on DCA and VCA
http://www.google.com.my/url?sa=t&source=w...iKp9zZOtt2huW4g

BTW, DCA or VCA or a mix of them, does not have to be done monthly leh, it's "per period" - which can be monthly, bi-monthly, quarterly, etc. The main thing is the consistency.
Of course going "too long" or "too short" a timeline per period is nuts.