Since long time SC has been applied, investor still gain profits.

But a group of bangsat people take the money, earn the commission, then hilang from the industry. As the result, the investors rugi.

Memang bangsat. People who do the job sincerely will be effected.

Again, memang bangsat.

This is the consequences of dealing with bangsat people.

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Added on June 21, 2012, 4:41 pmthanks for sharing and sorry for replying late.

these are the funds im playing right now (waiting for correct time to enter back) :

http://www.cimb-principal.com/download/259...owth%20Fund.pdf

http://www.cimb-principal.com/download/245...heme%20Fund.pdf

http://www.cimb-principal.com/download/245...0Cap%20Fund.pdf

http://www.cimb-principal.com/download/301...uity%20Fund.pdf


these funds i use to park right now :

http://www.cimb-principal.com/download/244...nced%20Fund.pdf

http://www.cimb-principal.com/download/245...ukuk%20Fund.pdf

also, i want to try that AmDynamic Bond fund...

This post has been edited by hafiez: Jun 21 2012, 04:42 PM

im currently holding cimb dali equity growth fund, what if i wanna take out the fund? i heard that i must left a balance of rm200 in the fund right? can just terminate it and take everything out? the fund's return is good but management fees and annual fees quite costly

If you don't want the fund anymore, you can redeem all. If you still want the account and redeem partially, then you have to meet the min requirement of units/cash in the fund.

[quote=David83,Jun 24 2012, 08:01 AM]
If you don't want the fund anymore, you can redeem all. If you still want the account and redeem partially, then you have to meet the min requirement of units/cash in the fund.

so i can just redeem every single cent if i really want to terminate it? thanks for the info
coz im now working in other investing institution and the management fees and annual fees are waived ~ staff benefits

[quote=yuan415,Jun 24 2012, 07:00 PM]
[quote=David83,Jun 24 2012, 08:01 AM]
If you don't want the fund anymore, you can redeem all. If you still want the account and redeem partially, then you have to meet the min requirement of units/cash in the fund.

so i can just redeem every single cent if i really want to terminate it? thanks for the info
coz im now working in other investing institution and the management fees and annual fees are waived ~ staff benefits

[/quote]
Yes you can!

[quote=yuan415,Jun 24 2012, 07:00 PM]
[quote=David83,Jun 24 2012, 08:01 AM]
If you don't want the fund anymore, you can redeem all. If you still want the account and redeem partially, then you have to meet the min requirement of units/cash in the fund.

so i can just redeem every single cent if i really want to terminate it? thanks for the info
coz im now working in other investing institution and the management fees and annual fees are waived ~ staff benefits

[/quote]
Your account remian, your balance will .00 ..

Next time u want t i vest in CWA, no need to fill Account Opening Form.

I think there's a period for it before it is being put to dormant or cancelled.

Just wana ask, can foreigner buy unit trust?

who says cannot?

as long as the foreigner has valid passport, sure can.

Yes, can. I have few foreign investors with me :-)
They are working here with valid passport.

u mean DALI 1? actually u can liquid it anytime u want. but i wud suggest you to hold it at least until 5th July because u will get a big amount of DIVIDEN. so, why cash out when u can get more?

i'm one of the CWA agent. if u need any help, just contact me through 013-3107764. feels free to help

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Added on June 26, 2012, 6:21 pmRM 1K++ per switching? wow. that's hugeee. i dont really know about PM, but in CIMB, switching and redemption is FREE.

This post has been edited by myclosetstuff: Jun 26 2012, 06:21 PM

PLEASE DON'T MISLEAD UNINFORMED INVESTORS

Dividends will NEVER increase investors' wealth

sorry, but think u are the one who shudn't mislead the fact. the dividend will definitely increase one's money in the fund, and it also depend on the fund and price. if u're investing in the correct fund, u WILL DEFINITELY gain some profit. it doesn't matter whether u invest in CWA or Public Mutual or others.

u SURE know about this right?

please go read kparam's blog, u are going to lead your clients to holland if u persist with this thinking

haizzzzz. what is your problem actually? do you even know how unit trust works? do you even know WHAT IS UNIT TRUST?

Agent oh agent, >50% of my net worth is in various unit trusts, of course I know how it works.

But dividends DO NOT increase the value of my portfolio, gains in NAV price do. Please do not mislead people here.

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Added on June 26, 2012, 6:42 pmoi where is kparam and wongmunkeong when we need them the most?

This post has been edited by Pink Spider: Jun 26 2012, 06:42 PM

ic..announced already? thanks for the info
actually im cwa agent too, freelance... but now already joined osk, so i already put some into osk's latest asian income fund, just launced this month...

mr accountant, even if i am an agent, i do care of my people. i do not bullshitting people of all the bluff stories.

of course it will have something to do with the NAV and stuff. i do know about the price before dividend. i do know about the units. i do know about the NAV. if they invest it in a long run, and get dividend every year, doesn't it reduce the average cost per year? doesn't it making profit? doesn't it increase investor's wealth?

i'm not talking in short term. investment should be from medium to long term, which is in Malaysia 3-5 years.

it is making profit. but still depends on the FUND u invested in.

i don't want to argue with you. maybe what i'm trying to xplain and what u think i'm trying to say is different. sorry for any misunderstanding and tq.

it's u who started to get overly defensive when criticised

average cost per unit is reduced when there is dividend, yes

E.g.
Buy~ RM1000 / 1000 units = RM1 per unit
Dividend/unit split~ RM1000 / 2000 units = RM0.50 per unit
yea cost per unit is reduced when there is dividend/unit split

BUT, so will the market price/NAV of the fund. At the end, it's back to square one.

Sorry if u felt offended, but too many investors who do not know the mechanism of UT valuation are mislead into thinking that more dividends = more profit. But in reality, dividends eat up into investors profits because of taxes and other administrative expenses involved.

This post has been edited by Pink Spider: Jun 26 2012, 07:39 PM

u received the circulation letter in assist rite? did u read the important reminder below the letter? mind to paste it here?

if tan beng wah see this, u die u know...

pink, lets share a bit.. i think i need some lights about this.

alrite here we go.

information given: RM50,000 investment. current price per unit is RM1.2828. units received after 3% SC = 37,841.97 ...

dividend announce = 7.08sen/unit. after calculation, units credited is 2,302.68, total balance on unit is = 40,144.65 ... the price dropped to RM1.1413. (the price huge difference because of market price activity and price after dividend :: dividend was given out on RM1.21 mark iinm)

ok, now the units and value are 40,144.65 @ RM1.1413 = RM 45,817.09 (= before dividend, 37,841.97 units @ RM1.2107)

now let say the current price up to RM 1.2107 again, so 40,144.65 @ RM1.2107 = RM48603.13

so, isn't this show that the "dividend" actually helped the investor to gain different which is higher value at the same price before dividend?

dont get me wrong, me too thinks that dividend cant help the investor to gain much. but for long term investor yes they can. but UT, purely about unit price appreciation gain.

i also would like to invite kparam77, MK and others to give opinions. @myclosetstuff, u too.

edit: wrongly calculated amount

This post has been edited by hafiez: Jun 26 2012, 07:49 PM