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 Fund Investment Corner v2, A to Z about Fund

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Assassin
post May 1 2011, 11:56 PM

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beside fundsupermart, is there any other fund broker with low service charge in msia?
jutamind
post May 2 2011, 01:03 AM

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www.eunittrust.com.my by Philip Mutual
jtdc
post May 2 2011, 02:30 AM

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@jutamind thanks for that another option. more power also on your informative site (in your sig).

however i did notice that eunittrust has same pricing that of fundsupermart, but of course having another option like it is useful.

This post has been edited by jtdc: May 2 2011, 02:31 AM
Assassin
post May 2 2011, 09:41 AM

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how come the annualized performance chart % for same fund different for fundsupermart and eunittrust? Even the chart is different.

Which one is more accurate?
dreamer1202
post May 2 2011, 08:17 PM

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QUOTE(twhong_91 @ May 1 2011, 12:15 PM)
I'm still a student but am quit interested in investments. I know everything has its own risk as well as investments.

I'm planning to invest 1000 into this fund to test the market.  brows.gif Is it reliable? How about the interest rates?
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As far as I know, p small cap will b closing soon. If u planning to try out rm1000, make sure u do it regularly with minimum investment of RM100 if not ur rm1,000 sure gone as every yr unit trust imposed certain % of charge annually. It sure brings great return than FD... How de market fail, it will bounce back. its jux de matter of time....



This post has been edited by dreamer1202: May 2 2011, 08:28 PM
Assassin
post May 2 2011, 08:29 PM

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After doing some study OSK-OUB funds seems more profitable and stable than public funds
dreamer1202
post May 2 2011, 08:31 PM

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QUOTE(Assassin @ May 2 2011, 08:29 PM)
After doing some study OSK-OUB funds seems more profitable and stable than public funds
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Mind share with us, y do u think so?? hmm.gif


Added on May 2, 2011, 8:41 pm
QUOTE(cheahcw2003 @ Apr 29 2011, 02:52 PM)
that is ok. I invested in P Small Cap when it was 1st launched, around 10 years ago.
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Wahhh, u've bought tis since it 1st launch, then u might hav been making alot of $$. did u exercise dollar cost averaging?? If u didnt it would b a real waste....
i saw de chart performance of tis fund can bring returns up to 383%. Did u?

This post has been edited by dreamer1202: May 2 2011, 08:41 PM
jtleon
post May 3 2011, 01:35 PM

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investing mutual funds through FSM seems cheaper than conventional way. does FSM charge is on top of whatever fees there?
anyone using both FSM and eunittrust, would like to share their experience?
thanks

This post has been edited by jtleon: May 3 2011, 02:00 PM
SUSMNet
post May 3 2011, 02:01 PM

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when FSM offer public mutual fund?
rstusa
post May 3 2011, 02:09 PM

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I think third party broker won't deal with public mutual funds.

Looks like Philip Capital offer competitive sales charge as FSM.
jtleon
post May 3 2011, 02:19 PM

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ops sorry, no PB in FSB
now this make more sense

This post has been edited by jtleon: May 3 2011, 02:20 PM
gschin
post May 3 2011, 04:51 PM

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Hi people. Some queries, assuming I've 5k cash as of now to invest, and I can dump in 200 every month, what do you guys think I should do?

Thanks
rstusa
post May 3 2011, 04:57 PM

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For me, I not really prefer DCA, if I got 5k, I'll separate 5 times, each time 1k so that I can choose my flexible market price.
transit
post May 3 2011, 05:42 PM

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For Sure, Fundsupermart DO NOT offer PB nor Public Mutual Fund Series.

This post has been edited by transit: May 3 2011, 05:43 PM
Jutawan
post May 3 2011, 05:52 PM

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QUOTE(rstusa @ May 3 2011, 04:57 PM)
For me, I not really prefer DCA, if I got 5k, I'll separate 5 times, each time 1k so that I can choose my flexible market price.
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But you have to be technically wise right? Need to do close technical analysis. cool2.gif
cheahcw2003
post May 4 2011, 04:53 PM

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QUOTE(dreamer1202 @ May 2 2011, 08:31 PM)
Wahhh, u've bought tis since it 1st launch, then u might hav been making alot of $$. did u exercise dollar cost averaging?? If u didnt it would b a real waste....
i saw de chart performance of tis fund can bring returns up to 383%. Did u?
*
i did a lump sum investment in year 1999 or 2000, cant remember. On and off i did add the fund, i dont believe in DCA method. i invest only when i feel the timing is right.
jutamind
post May 4 2011, 07:28 PM

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QUOTE(jtdc @ May 2 2011, 02:30 AM)
@jutamind thanks for that another option.  more power also on your informative site (in your sig).

however i did notice that eunittrust has same pricing that of fundsupermart, but of course having another option like it is useful.
*
did a quick review of both FSM and eunittrust here.


Added on May 4, 2011, 7:32 pm
QUOTE(cheahcw2003 @ May 4 2011, 04:53 PM)
i did a lump sum investment in year 1999 or 2000, cant remember. On and off i did add the fund, i dont believe in DCA method. i invest only when i feel the timing is right.
*
another alternative is to do DCA + lump sum investments. for example, if you expect to have 12,000 for investment in unit trust. you can use 8000 for DCA, and spare another 4k for lump sum investments when the market is down sharply. this 4k can be split into 2 or 3 investments if you expect there are 2-3 major corrections in a year, which is quite normal.

by investing this way, DCA will take care normal investment so that you dont miss out the investment opportunity due to incorrect prediction/insight, and lump sum for opportunistic investment.


This post has been edited by jutamind: May 4 2011, 07:32 PM
cheahcw2003
post May 4 2011, 09:30 PM

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QUOTE(jutamind @ May 4 2011, 07:28 PM)
another alternative is to do DCA + lump sum investments. for example, if you expect to have 12,000 for investment in unit trust. you can use 8000 for DCA, and spare another 4k for lump sum investments when the market is down sharply. this 4k can be split into 2 or 3 investments if you expect there are 2-3 major corrections in a year, which is quite normal.

by investing this way, DCA will take care normal investment so that you dont miss out the investment opportunity due to incorrect prediction/insight, and lump sum for opportunistic investment.
*


no, i dont tust DCA method. Most agents promote DCA so that they can get the regular income every month.

Historical proven that Value Averaging method works better than DCA. By the way, i am not a salary earner, do not have regular mothly income, so DCA doesnt work for me, but this is not the main reason i dont use DCA method.

cherroy
post May 4 2011, 09:44 PM

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QUOTE(jutamind @ May 4 2011, 07:28 PM)
another alternative is to do DCA + lump sum investments. for example, if you expect to have 12,000 for investment in unit trust. you can use 8000 for DCA, and spare another 4k for lump sum investments when the market is down sharply. this 4k can be split into 2 or 3 investments if you expect there are 2-3 major corrections in a year, which is quite normal.

by investing this way, DCA will take care normal investment so that you dont miss out the investment opportunity due to incorrect prediction/insight, and lump sum for opportunistic investment.
*
This is theorectically only, and we know market doesn't behave what you think, or predict.

What if, market is straight line creeping up just like since 2009?
You are buying higher and higher.

How to know this is a correction?
How to know when is the correction.

DCA can make your cost higher, and can lead to massive loss as well.

There is no foolproof method or which method is better than the other.

You have 12k now, whether lump sum or DCA, both don't offer advantage over each others.
It depend on the outcome, how market behave then.

I only know, DCA is only good for earning commission, as an agent that you can ensure steady stream of commission coming in without need to persuade customer to buy again. tongue.gif


haziqnet
post May 4 2011, 09:49 PM

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sori 4 interrupting...if i have about 10K so where should i invest with this money? i never do any investment than with ASB...so i want to try out another investment method but wih small risk...so do u have suggestion which one is better 4 me...i hope there is someone who willing to show me the way...

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