yeah..and thats how they con ppl too with sdn bhd. right! my advise is if ur goin to ask me the same questions again and again....i guess it is been answered by devil2 before and he is not here bcoz wasting time answering and answering same questions....and  may i know what happen with the images i posted and been wiped off? may i know what's wrong? i guess if this is goin to be same it doesn;t serve any of my purpose nor yours too. legal or not legal it is still up to the members to judge as i'd told u guys many many time this is not any investment..as investment u will go to UT/share n FD's...this is a food business wer we buy a food package like time sharing hotel package...so nothing involving investment here nor whether do they need any SC..even this kind of question should been address to the owner and not me at the 1st place..if i'm trying to promote here then of course i must differentiate between legal or not legal,..but since i'm the messenger n a members better u move this thread to KOPITIAM as if i can do that i'll be off long tima ago to kopitiam and if not better i'm off than to keep on updating new progress and yet no one will other if they is any progress with STG coz all u guys concern is always the same thing.. like u'd decided to put in few thousand ringgit. if this goin like this just shut me down..i rather been shut down then been vomiting blood entertaining same thing again n again...can't u all see we we had been doin some many progress to make the business happen and if even an owner want to scam ur so called rm3k or even 3 million...this is so small money and time wasting too even Sunshine can do better than this....in this 2008 with all ppl so smart already ...still scam like this meh? can consider dumn scammer already...i know that u still goes back to the same old question is it legal or not.....right? coz u can't even think or guess what we are doin...coz u can just think base what u learn n not what u'd not learnt. so pls loke at the other side of the mind...i guess this is the last time i'll answer u guys. why so many forumers change their way of thinking after they really understand the mktg strategy by visiting us...they did not join but they realize and learn something new. pls dun ask them same old questions again....TQ.

So this thread should be all talk good only on it while others having contradict view and opinion can't post at all?

20,000 x 3,000 = it is potential 60 million money in stake, not Rm 60 bucks. Open 60 outlet also no problem. But one thing that to be fair to those 60 million money owner has the right to ask and ask and ask again before they commit the money.

yeah..did u put in? or will u put in? u just ask for the purpose of asking and not bcoz ur really concern about others...if u can generous enough pls. help them by explore the whole thing of STG and not keep on doin this to the thread or me too...u think i earn from posting....just do what ever u guys like lah coz i'll be on holiday anyway....see u all next week....chow...

It is not only 3K, it is total 60 millions in stake. Money owner has every right ask. Since you are the messenger, then ignore the question. Then why use the word 'we' as you are just the member taking up the scheme, you are not the shareholders of STG either. Using the word 'we' be looked by others you are also represent the company also.

Again, legal or not legal is not up to members pr public to decide, if is under existing black and white law written. Just people want to find out about it. This is not a question either.

What people care is their money in stake.

yeah..did u put in? or will u put in? u just ask for the purpose of asking and not bcoz ur really concern about others...if u can generous enough pls. help them by explore the whole thing of STG and not keep on doin this to the thread or me too...u think i earn from posting....just do what ever u guys like lah coz i'll be on holiday anyway....see u all next week....chow...

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Added on August 13, 2008, 3:03 pm

Is this an insult or compliment to me ? Please be specific or explain.

As for you to say that the money is not in you control, as far as i am concerned , there's always a risk in all kind of businesses/investments/schemes. My job is to do my due diligent, put some effort to do research, know more about the business/company and based on calculated risk, then i'll decide if i want to go in or not. As long as i'm comfortable with the risk and can cope with the potential loss, then i'm allright. Allow me to qoute the unit trust as an example here ( again, i'm not comparing it to STG, it's just an example) : when we invest in unitrust, we are basically investing into the stock market thru the fund manager who is managing our money with a service charge, so there's 2 things to talk about control here :

1) Since our money is managed by the fund manager, are we really fully in control? In control in a sence that we can control our return?
2) It seems we are in control of our money because we can invest more or decide when to withdraw take profit. But, the questions is, can we control our return again? we may be able to "control" our losses buy cutting loss early but we definitely dunno how the market will move!

I have a few frens lamenting aboout losing money in unittrust now as the market is really bad.......nevertheless, I believe unit trust is still a good investment for concervative or moderate investors as it's a slower but safer for medium to long period type of investment.

So much about Unit trust, let's go back to STG.

Qoute : Should the company goes down, so will your money. You have no control.

Yes, i agree we do not have any control in STG ( but i've explained the "control" part using the example above).
Yes, i do agree with you that the company may go bust because no business or cannot sustain it self. However, here are my questions i asked myself when thinking about STG business long term :

1) What type business are they in?
Asw: it's F&B, and we know F&B is a profitable business, just to name a few like old town cafe, KFC, Mc D and etc. All of them all doin so well and raking millions of dollars.

2)Can they compete with the others? Are they goin to have good business?
Steven's corner has been selling mamak food for 31 yrs now and they are still selling it til today. What there are doin now is basically expanding and rebranding into Steven's Teagarden chain cafe -  and they are the 1st mamak stall to start evolving into modern style mamak cafe, isn't it BLUE OCEAN? On the other hand, Malaysian are so well accustommed to mamak food already. Now with Steven's teagarden, they can expand their business further and faster.

3)Why do they need to change, isn't current mamak style already good enough?
Contant change is vital to ensure survivalibilty. Most of us are comfortable in our comfort zone and staying in it not daring to take risk or step out of the comfort zone or in other words CHANGE. The moment we stay status qou we are as good as dead, why? It's because if we keep staying in our comfort zone and do nothing, bear in mid that the world keeps changing in a fast pace. The moment you reliazed it, your are trapped as your COMFORT ZONE has turned into DANGER ZONE (World/Environment changing e.g. fuel hike recently that caught many people of guard). Another Example, don't we see more and more modern type Kopitiam mushrooming all over and is the hot topic and latest hang out place? Look at old town kopitiam, they are the 1st who started and doin very well till date. Same thing may just happen for STG or better ( due to membership programme)

4)What if the company go bust?
Again, we have to do all our due-dilligent 1st before we put our money at use. I would say there's a possibilily that STG would run out of business but what is the likelihood for it to close down? Go back to the Q1 to Q3, i would say chances is very low. Having said this, is the risk involved acceptable ? If yes, then i'm willing to take up the calculated risk.

You are right. If you do some calculations, such scheme can NEVER sustain too long. It must close at a point when they are no more people joining in. The day comes when they have to pay back every investor every month and less money to collect from new investors, they will run away or strop the scheme. Such schemes work only in the beginning when monies collected from the new members are more than they need to pay the old members.

The profit made from the cafe is definitely not enough to pay back the investors,. It is just a smokescreen for the scheme.

BTW, it is not a matter of legitimate or not in such schemes. All businesses in Malaysia are legal UNTIL they are being stopped. By argueing on the legality of the scheme, the operators will take advantage of it to promote. You know what they have been telling their propects ?

"If this scheme is not legal, how could we get a business license ?"
"You think Sunway Pyramid which is so big and reputable will lease out to an illegal buiusiness ?"
"Some people already notified the SC, if we are illegal, do you think we are still here ?"

So the point is not whether it is legal or not. The point is how long will it last and who will be the victims.

Mobil Wallet, SwissCash, Sunshine Empire and Seaweek venture have all disappeared or have their conditions changed so that they need not pay the investors anymore.

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Added on August 13, 2008, 3:18 pm

I begin to wonder if you are actually helping him to promote or not. 

I think fyire did a better job.

i'm not trying to disappoint u but can we forget about the proton thingy since u can;t get the point and it got nothing to do with STG anyway...it is either i dun get u or either u dun get me...so talk about STG better...since you dunno how the plan works so u won;t understand loh...read all the post lo..or ask chat, maybe he can answer u partially...then i continue.

simple....if this topic turn into topic that try to attract money/investment from public without any approval, just close it

You mean to say you forked out Rm3000 as a generosity "donation" to help STG grow without first asking about the whole schemes like the way we all asked?

Wow...earning money from you is very easy indeed.
To say that it is an insult is to put it very mildly.
it is appalling that you did not seek out BNM/SC first before spamming threads all over Kopitiam.

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Added on August 13, 2008, 3:40 pm
Unit trusts are under licensed from SC/BNM and are controlled. We have monthly reports of how our money was spent, our how the fund managers managed our investment. There are accountabilities, there are policies and there are procedures. Government controls and regulations help ensure our investments are at the very least, properly invested.

Are there such thing in STG? Are there any ACCOUNTABILITY, policies and procedures?

Since you said you have made your own research to know more about this business, then would you mind telling us if STG has the legal rights and licensing to collect upfront pre-paid money? Call it investment or not, you should be able to answer these.
There are also many F&B that goes bust too. Taza Chicken and the previous Wendy's venture before Berjaya took over.
Question to you then, are there any accountability taken by STG to ensure their sustainability of their business and the proper usage of your funds?

Past success does not guarantee future success.
Hence the need for STG to solicit money from you out of your own generosity at your expense?

OK..you say calculated risk, then I would like to ask you:
1) Are you able to view and scrutinise their accounts?
2) Are you able to voice and opinion or vote on business decisions for STG?

Otherwise, once the money have parted from your hands, you have absolutely no control no accountability hence not a calculated risk anymore, but on absolute dependence on LUCK.

ohhh like tat la......den why did you bring out tat point in the 1st place??
Erm....are you saying that i dont understand the dinner bet??
Yes i have actually read all the post.
Has IRC scheme being proven a scam??cause as someone brought out the issue that tis is very similar to IRC,you only back up your points with STG has better performing history,better reputation and better food.

i m not aiming anyone,not being personal to anyone.haha

PPL who are interested will come and check things out and not sit here looking at ur laptop and dream...forget it lah...if u need to eat u also need to move ur mouth lah...at least need to get the food...so everything u need is to see me, thats all..

happyforever,

You can think that I am arrogant to make the next 2 statements. Why do I need to consult SC/BNM or whatever departments before I give my opinion ? I can understand such scheme better than them . By asking SiliCON and cornering him here showed better results. The way SiliCON twist and turn exposed many things already.
If you ask them, they can't give you any comment or action. By the time they take action, too many people will lost their money.

BTW, please don't use the word "spamming" on me if it is not a compliment. I am not a troll and my messages is good enough to show.

Not yet, will do so when I have nothing else to do. I don't like to contact government departments. At least posting here, some people take notice.

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Added on August 14, 2008, 5:54 pm
No, he knows very much about the Company. As long as he is promoting here, I will share my knowledge. Up to readers to think and figure it out.

BTW, I don't need his answer as I am not questioning him. As I mentioned earlier, I knew their scheme very well.

Who is that picture ? Please use the 2nd one opbnly which much prettier.

That is how all such scam works. Company management will not speak. All the con and promises are done by a different party so later when they failed to do what was announced earlier or stopped paying they can always say the Company never promise anything, it's the marketing members themselves that make all the claims.
Eventually, the Company will ask members to refer to the agreement that they have signed. In the agreement, the Company have mentioned they have all the rights to change any conditions later.

I told you your 2nd pic is better. This one is no good, change it.

U see carefully , actually her 1st and 2nd pic is same , 3rd and 4th pic is same ... the different is only the 2nd and 4th pic already edited by photoshop to become more pretty .

Out of curiosity, how would you react if you find out that you made a mistake in your choice of words, where you had mentioned 'her' but it should really be 'his'?

Huh ? I use "her" because happy4ever had mention these is her(happy4ever) photos ...
Sorry , i can't get your meaning...

That is how all such scam works. Company management will not speak. All the con and promises are done by a different party so later when they failed to do what was announced earlier or stopped paying they can always say the Company never promise anything, it's the marketing members themselves that make all the claims.
Eventually, the Company will ask members to refer to the agreement that they have signed. In the agreement, the Company have mentioned they have all the rights to change any conditions later.

I told you your 2nd pic is better. This one is no good, change it.

U see carefully , actually her 1st and 2nd pic is same , 3rd and 4th pic is same ... the different is only the 2nd and 4th pic already edited by photoshop to become more pretty .