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 ASB loan, worth to get it???

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ayamxxx
post Dec 24 2022, 06:35 AM

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QUOTE(adamhzm90 @ Dec 23 2022, 11:09 PM)
u guys maintaining your asbf or planning to cancel?

checked my interest rate its at 4.6% now luls
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Keep ongoing for 5 years then letgo. 2022 officemates with UT, getting -29%, next year worsen.

This post has been edited by ayamxxx: Dec 24 2022, 06:36 AM
Tronoh
post Dec 26 2022, 07:44 PM

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QUOTE(adamhzm90 @ Dec 23 2022, 11:09 PM)
u guys maintaining your asbf or planning to cancel?

checked my interest rate its at 4.6% now luls
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personally, unless i am forced to withdraw dividends and i can find new investment with minimum 0.5% return with high upside potential and virtually zero downside risk, i have no plan to cancel. Also because it's my fourth year and I am already in the profit.

But again, different people, different case.
debonairs91
post Dec 26 2022, 08:42 PM

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QUOTE(Tronoh @ Dec 26 2022, 07:44 PM)
personally, unless i am forced to withdraw dividends and i can find new investment with minimum 0.5% return with high upside potential and virtually zero downside risk, i have no plan to cancel. Also because it's my fourth year and I am already in the profit.

But again, different people, different case.
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Your asbf what rate?
Joshua_0718
post Feb 21 2023, 02:19 PM

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With such a low dividend from ASB, I seriously think whether is it logically to cancel my ASB loan or not.
ayamxxx
post Feb 21 2023, 03:00 PM

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QUOTE(Joshua_0718 @ Feb 21 2023, 02:19 PM)
With such a low dividend from ASB, I seriously think whether is it logically to cancel my ASB loan or not.
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ongoing now, cz heading 4.25% offer. good bye my old loan.
vaksin
post Feb 21 2023, 03:05 PM

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for force saving not bad lh...
Joshua_0718
post Feb 24 2023, 03:39 PM

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QUOTE(ayamxxx @ Feb 21 2023, 03:00 PM)
ongoing now, cz heading 4.25% offer. good bye my old loan.
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Yeah, planning to change it too. My currently with Maybank 4.5% & 4.75%.
4.25% is by CIMB?
ayamxxx
post Feb 24 2023, 03:59 PM

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QUOTE(Joshua_0718 @ Feb 24 2023, 03:39 PM)
Yeah, planning to change it too. My currently with Maybank 4.5% & 4.75%.
4.25% is by CIMB?
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yes cimb. got also 4.20% if take together with wife. but malas
Joshua_0718
post Feb 24 2023, 04:02 PM

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QUOTE(ayamxxx @ Feb 24 2023, 03:59 PM)
yes cimb. got also 4.20% if take together with wife. but malas
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Just called up HLB, she told me 3.8% blink.gif
ayamxxx
post Feb 24 2023, 04:16 PM

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QUOTE(Joshua_0718 @ Feb 24 2023, 04:02 PM)
Just called up HLB, she told me 3.8%  blink.gif
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bro pm agent etc
Joshua_0718
post Feb 24 2023, 04:29 PM

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QUOTE(ayamxxx @ Feb 24 2023, 04:16 PM)
bro pm agent etc
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Ok. Waiting for her confirmation. She laughed saying no one enquire on ASB financing already.
ayamxxx
post Feb 24 2023, 04:30 PM

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QUOTE(Joshua_0718 @ Feb 24 2023, 04:29 PM)
Ok. Waiting for her confirmation. She laughed saying no one enquire on ASB financing already.
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in fb, the agent group are with cimb/affin/ambank at that rates. 4.25%. Later share, thanks
debonairs91
post Feb 24 2023, 06:19 PM

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Agent rhb called me 4.25%
xpole
post Feb 24 2023, 07:18 PM

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Budget 2023: ASB, ASB2 limit up 50pc to RM300,000

KUALA LUMPUR, Feb 24 — Prime Minister Datuk Seri Anwar Ibrahim announced that the individual investment limit for both Amanah Saham Bumiputera (ASB) and Amanah Saham Bumiputera 2 (ASB2) will be increased to RM300,000 from the current RM200,000.

In the Budget 2023 tabling in Parliament today, Anwar, who is also the finance minister, said the government has also agreed to expand the fund size of Amanah Saham Malaysia (ASM) by RM5 billion.


Anwar previously said there would be an increased dividend distribution for the ASB this year

https://www.malaymail.com/news/malaysia/202...-rm300000/56604
nexona88
post Feb 25 2023, 10:14 AM

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QUOTE(Joshua_0718 @ Feb 24 2023, 04:02 PM)
Just called up HLB, she told me 3.8%  blink.gif
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Not 4%+ huh? 🤔

Got any t&c
Like needs to buy some HLB products to qualify for that rate...
iamloco
post Feb 26 2023, 08:24 PM

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QUOTE(xpole @ Feb 24 2023, 07:18 PM)
Budget 2023: ASB, ASB2 limit up 50pc to RM300,000

KUALA LUMPUR, Feb 24 — Prime Minister Datuk Seri Anwar Ibrahim announced that the individual investment limit for both Amanah Saham Bumiputera (ASB) and Amanah Saham Bumiputera 2 (ASB2) will be increased to RM300,000 from the current RM200,000.

In the Budget 2023 tabling in Parliament today, Anwar, who is also the finance minister, said the government has also agreed to expand the fund size of Amanah Saham Malaysia (ASM) by RM5 billion.
Anwar previously said there would be an increased dividend distribution for the ASB this year

https://www.malaymail.com/news/malaysia/202...-rm300000/56604
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Hopefully asbf will be expanded too
faizfizy39
post Jul 2 2023, 12:13 AM

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Since the limit is expanded to 300k, asbf now can do up to 300k?
Kaffatsum
post Jul 3 2023, 01:02 PM

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QUOTE(faizfizy39 @ Jul 2 2023, 12:13 AM)
Since the limit is expanded to 300k, asbf now can do up to 300k?
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I went to Maybank recently and the advisor said asbf is limited to 200k.
salimbest83
post Jul 6 2023, 09:35 AM

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latest payment go up to 1095 for my loan..

before the series of increase its only 950

pls advice
ayamxxx
post Jul 6 2023, 09:42 AM

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QUOTE(salimbest83 @ Jul 6 2023, 09:35 AM)
latest payment go up to 1095 for my loan..

before the series of increase its only 950

pls advice
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Due to higher interest changes. Can we expect a better return of dividend this year next January?

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