I have ASBF 50k with yellow bank for 5.0% profit rate.
Paid for about 4 years IINM now.
I'm thinking of applying for 150K.
Should i terminate the existing 50k and apply another 100k

OR

terminate the current one, and apply 150k from another bank?

Which one is better?

Terminate the 50k and apply 200k mang..now interest rate very low.

Depends on your objective and preferences.

The yellow bank financing comes with takaful. So if it is for the long term savings, it doesn't hurt to pay a little extra for it since during early years you will only be paying for the takaful,

Plus, if you have separate financing, you have the option terminate it separately.

But if you have short term goals and going for maximum returns, it is better to terminate your current financing and apply a new one with the lower profit rate and without takaful.

hi, i'm new to this.
wanted to apply b4 but afraid comitment to high cannot pass house loan.
now ady pass, thinking on getting one.
monthly 200-300 only.

If you want to apply with CIMB, I recommend you apply for at least RM50K financing since you will be able to enjoy the promo rate 4.8%

For RM 50K financing with 30 years tenure. Monthly is around RM 263 without takaful.

If you want to pay RM300 monthly, apply for RM 57K financing. It will be RM 299.06 montly.

loanstreet website legit or not?
BSN offer 4.65% only

Honestly, I'm not sure. You can try ask BSN directly or if there is any people here can confirm this?

If I’m not wrong, BSN offers conventional ASB loan only, not Islamic.

Anyway if anyone is interested to take up ASB/ASB2 financing with Ambank @ 4.75% can contact me for more details. Basically the promo rate is only applicable to 100k and above with no lock-in period and also takaful is not compulsory. Processing fees will be personally waived as well!

Thanks

This post has been edited by Ronald K.: Jan 5 2018, 04:45 PM

Dah withdraw dividen at tiger bank put into account.

Thank all haha. Pay study loan kasi settled

Congrats bro. One step closer to Financial Freedom.

If you don't mind, your dividend is from ASB Financing or just regular ASB savings?

Awesome Bro...

Started a plan and executed it... Congrats

http://www.mybsn.com.my/content.xhtml?contentId=513

4.65% for government servant, 4.70% for private sector employee

Bro haziq said bsn asbf need to take insurance(compulsory)

What is the latest rate for Maybank?

I’m servicing mine at 5.2%. Very high. Hurmmm.

How to check amount eligible for loan? I cant tell from my balance since it's total with dividends.

They also offer 4.8% but for at least RM 70K financing iinm.

You can call ASNB directly and inquire for it.

When do you start your ASBF?

Early last year.

Then you have to just bear with it. Since you have to pay extra if you want to terminate it.