i have encountered some problem here with my mobile phone!!!!
i bought the optus prepaid package...
as i inserted it inside, the hp said i need a unlocked code to unlock the hp...
so how???????
i really need the hp urgently since im trying my accommodation....

i wanna call back to malaysia...
with public phone here...
but i couldnt make it....
i dialed... 0011-603-XXXXXXXX = my house num
and 0011-6019-XXXXXXX = my dad's celcome num
is it correct???
and how much does it cost??

will the bank open by saturday?? until what time?

try go optus shop and configure it out, i think they can help you out.
cost; to call back i`m not sure; but there is this asianshops selling the call card back to malaysia for cheaper rates.

bank open from monday to friday- 9am to 4pm

calling direct from a payphone is gonna cost you an arm and a leg.........

buy a call card, lots of them from news vendors.......but not the fine prints.......since you will be calling from public payphones, get those with free call access numbers so you don't need to pay at the payphone, but there may be an access charge, or the call rates may be higher.........

thanks a lot buddies here!!! i will try to call optus up....

today just went to comm bank... and they open on saturday until 1!!!
and i got to open an account here!!!

thanks a lot!!!!

by the way.. normally how much do you guyz spend on transportation for those who live off-campus....
i mean those who live not to far yet not too close...
hehe...

wheere is your location?

melbourne?

oh okay..my bad; i remember the bank open 9 to 4 , sorry

Monash Australia? What are you studying?

I'm taking Bachelor of Computer System Engineering. I had my diploma in IT last year currently i'm taking IS Engineering at MMU. However i also applied to study in Australia and i already get it as mentioned so, I might quit MMU after this heh.

This post has been edited by Sewerspeakers: Feb 16 2008, 06:12 PM

Do student account have interest?

of course.......and pretty high at the moment......

yes

you do; and it is pretty high currently
it varies from bank to bank; i`ll go with INGdirect.com.au; isnt bad after all

As far as I know, all student accounts have the same interest as normal account. The only thing about student accounts is you don't have to pay the monthly fee and most transaction fees. Besides, what sort of bank denies students a interest account?!

I can't believe I'm typing this.

What you mean is accounts like the NetBank saver? Full liquidity for students, no minimum, and a 6.25% p.a from Commbank.

Edit: Now it's 6.75%.

http://www.commbank.com.au/faststart/

This post has been edited by Sesshoumaru: Feb 16 2008, 09:42 PM

I see, ha-ha ... I didn't notice any interest rates mentioned for student account while I was browsing.

planning to open up an account with Bankwest , since there is a branch in my university.

go for the bankwest telenet saver ... interest rate is 7.5% for the first year and 7.0% thereafter

comm bank netsaver is crazy!

when i opened a netbank acct with them last yr in feb, it was 6%..now its 6.75%..O.O

p/s: i am thinking of getting a comm bank personal financial planner to discuss about how to maximise my money..lol..do i need to pay them?

This post has been edited by pangping1510: Feb 16 2008, 10:46 PM

anyone doing commerce 2nd year in queensland?transferring from HELP university college?
don't get to know anyone yet lol

I hope i don't regret opening an account with Bank of South Australia(a division of St George Banks) under the Student account.
Basically my account have no interest but all free transaction using their services (ATM,BPay and etc). But the lady told me i can 'park' my cash in another account that pays 6.75% p.a. and the interest will be there regardless how many withdrawals i made from it, i'm a bit gray when it comes to banking but probably i will study this matter more into details. Anyway online banking is the norm here it seems, here you can do all your banking at their office or branch using their computer and phone for free, which is good. Here in Adelaide there is a lot of Banks, almost all the major banks are covered here and within walking distance from King William Street and esp. Rundle Mall, so withdrawal via ATM is no problem.


Those who wants to buy fresh food i recommend going to Central Market since it's BIG, a lot of foods, fruits on offer and it's just near by Chinatown, just take the 99C Loop bus(its free) in North Terrace, make sure you wait at the right bus stop, the bus driver WILL NOT stop if you raise your hand at the WRONG BUS STOP.

Anyway have a great weekend guys. I'm off to Rundle Mall!

hows de weather now in adelaide? still very hot or better now? hehe...where ru staying december88?

some 'transaction' accounts do not give interests.......but may come with unlimited free electronic and counter transactions.........

some will give interests, but will either come with a monthly 'maintainance' charge, or limited free transactions(excess transactions will be charged), or both........

but they all will have associated or 'sub' accounts, which are ONLY electronically accessible, and comes with high interests.........so most people will keep a minimal amount in the main account, and the bulk of funds in the subaccount, but when you need money, you will need to electronically transfer the money from the sub account to the main account so you can withdraw at the atm........the good news is, most branches will have internet terminals for you to do that...........

in practice, there is really NO need to go to the bank at all.........everything can be done electronically, either internet from home, or at any atm, or direct debit/eftpos/debit visa/master payment, or cash out at eftpos.......

This post has been edited by limeuu: Feb 17 2008, 02:00 PM

i was wondering can we bring pork floss into australia ar?? its packed by the shop adi....thx