Which branch will u prefer to go?

Just now u said wanna make lumpsum payment?? 

or just sign up for direct debit to get 10% discount on monthly payment until dec 2017.

boss how much you swipe and how frequent? yearly? monthly?

their office must be near your office then for you to be able to do that monthly. kuching utc is too far from my office.  I don't want lump sum as I know it calculates as a missed payment.

The ujrah is kinda like car loan. They calculate the total amount of ujrah that you need to pay and divide into monthly amount. So whether you pay more or less, you still will get the same amount for the ujrah. But you might be able to save some on the insurance though. (very minimal, probably few sens only)

If you do full settlement, then you don't need to pay the remaining ujrah. (thats what I understand la)

There are two situation on takaful payment.

1st Ptptn deduct takaful when make disbursement every semester when u study. So u dont need to pay takaful during the payment schedule period. Ptptn will deduct from the advance takaful. If u full settle ur loan early, ptptn will rebate the excess takaful

2nd case ptptn failed to deduct takaful during disbursement. So, ptptn will add the takaful monthly. If u wish to pay the takaful U need to ask favor the staff to deduct the takaful 1st. Or else ptptn will deduct on your last payment.

Yup u can tell the staff to do that. Act there are no late interest for takaful. It just the amount ptptn has to pay to the takaful company monthly.

If u pay online and provide me with the receipt, i can directly send the letter thru email. 

hopefully got 15-20% discount for half settlement.

Hi All,

Appreciate if someone can give advise, thank you.

Current Total Owe PTPTN: RM53K
Total Tunggakan: RM11K

1) I would like to clear tunggakan RM11K, is there 15% discount will be provided based on RM11K??

2) Not sure whether im able to travel oversea now, so how yea?

Sila rujuk ke pejabat Imigresen terdekat
Status: Sah pada waktu dan tarikh semakan dibuat.

Blocked?

. I always do this, pay 1k then stop for few months. Just always check with PTPTN to make sure you got no tunggakan.

My monthly commitment for PTPTN is only RM122. Degree result very bad, got 1/3 of full loan only.

Longtime didnt check CCRIS liao, but latest CTOS report show got missed payment.
Better you ask PTPTN counter/hotline. Better yet, setup auto-debit with online banking.

i dont think so. unless u have prepaid the insurance then u do not need to pay next time. Try see nexth month, ask the staff if u still have insurance outstanding.
btw did u go to klsentral branch? 

I made payment using JomPay.
I noticed that the payment to the Takaful section is not adjusted accordingly from the amount paid using JomPay.

This link will help you to divert to the correct link.

I think I don't really like PTPTN website is that they have too many links and it is rather confusing!