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 CREDIT Card Thread v2, Everything about the world of plastic

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yks8845
post Apr 21 2008, 02:43 PM

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QUOTE(jep @ Apr 21 2008, 11:22 AM)
I applied on the 2nd...CC centre received it on the 8th...and i'm still waiting for my card... shakehead.gif
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It is normal to waited more than 2weeks for those who are applied Maybank petronas CC smile.gif smile.gif
yks8845
post Apr 21 2008, 05:14 PM

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QUOTE(shamsay @ Apr 21 2008, 04:59 PM)
i just called citibank to ask about cancellation..they said have two option..

1) must activate and use at least 3 times and after that can request for cancellation within 6 months
  or
2) after 6 months without any usage.but need to call them to inform it

is it true about this statement..i just worried to use it.hehehehe
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I think u can cancel ur cc anytime as u want... as statment above i pretty sure person that answer u tried to keep u for-----giving commision to the

sales person whom handle ( applied for u ) ur case... brows.gif


they cant earn any cents if u dont use / cancel that card immediately.... laugh.gif



yks8845
post Apr 21 2008, 11:06 PM

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QUOTE(AMS @ Apr 21 2008, 06:46 PM)
anyone can help me i want to apply CC but i staying at JB who got friend or is an agent of CC ?
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just submit ur application via fax , mail to card center, or go to nearest branch..smile.gif
yks8845
post Apr 21 2008, 11:22 PM

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QUOTE(David83 @ Apr 21 2008, 06:17 PM)
To Maybank2u and MBB card users,

My Statements

My Statements offers electronic account and bill statements online via Maybank2u.com. View and print or save your account statements to your own computer instead of receiving printed statements in the mail.

Effective Monday 21 April 2008, Maybank2u.com registered users will be able to view the following statements online:

• Maybankard Credit Cards
• Trading Accounts - Maybankinvest and Aseambankers

Statements that are available in Maybank2u.com: read more at below URL:

http://www.maybank2u.com.my/consumer/onlin...tatements.shtml
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nice rclxms.gif i prefer this kind of statement than convention one rclxms.gif
yks8845
post Apr 22 2008, 01:13 AM

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QUOTE(David83 @ Apr 21 2008, 11:26 PM)
I'm wondering if Maybank will still mailing the printed version of the statement to its cardholder who has access to M2U.
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Copied from Terms & Conditions of Maybank2u.com (My Statements ) smile.gif




a) You acknowledge that upon your enrolment to the Service and unless expressly stipulated by Maybank or unless alternative arrangements has been made with Maybank in accordance with © below, My Statements of your Accounts shall replace paper statements, notices, advise and reminders previously mailed or otherwise provided to you by Maybank.


(b) Maybank shall in relation to such Accounts cease to provide you with hard copies of its statements, notices, advice and reminders for as long as you are enrolled in the Service. The foregoing however shall not apply to the service or delivery of demands, notices or other documents which are required to be served prior to commencing legal proceedings.

rolleyes.gif


yks8845
post Apr 22 2008, 12:23 PM

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QUOTE(David83 @ Apr 22 2008, 08:36 AM)
Do you think that once enrolled to it, can I deregister myself from the service?
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Yes u may, but is a way more complicated. doh.gif


Copied from Terms & Conditions of Maybank2u.com (My Statements ) smile.gif


In the event that you nevertheless wish to continue to receive paper statements, notices, advice and reminders in relation to those selected Accounts from Maybank, please contact Maybank at the contact details stipulated in Clause 15 and submit a formal request for the same. You acknowledge that Maybank shall have the right to impose charges in relation to such paper statements, notices, advice and reminders.
yks8845
post Apr 23 2008, 05:52 PM

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QUOTE(neoxz @ Apr 23 2008, 04:31 PM)
sweat.gif talking about petronas card, i'm still waiting for mine, which is under processing. They received it on 11th March  mad.gif
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maybank petronas? laugh.gif have to wait long long time lol tongue.gif
yks8845
post Apr 23 2008, 07:18 PM

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QUOTE(neoxz @ Apr 23 2008, 07:13 PM)
How long did u wait for urs?
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Em, around one and a half month sweat.gif sweat.gif
yks8845
post Apr 24 2008, 02:37 PM

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QUOTE(siutimtim @ Apr 24 2008, 02:18 PM)
CIMB cards all is free punya..y cancel ?


Added on April 24, 2008, 2:19 pmy hsbc no call me de? 1 week already =(
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Not all CIMB credit card are free of annual fee... rolleyes.gif

This post has been edited by yks8845: Apr 24 2008, 07:10 PM
yks8845
post Apr 27 2008, 10:07 PM

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QUOTE(hugo_chong @ Apr 27 2008, 08:59 PM)
just now try to register citibank online but dun know why just having problem
after creating i-pin is ok but later when creating user name & password....
when try to type password it will pop up a onscreen keyboard but try to keep in password.... the i e just stop responing
try few time also still the same stop responing....  blink.gif
anyone have any idea what go wrong ??
*
i done my registration (citibank online) just now..i using IE also but didt notice any problem.. biggrin.gif

MAybe your IE infected by spyware ? sweat.gif
yks8845
post Apr 28 2008, 12:21 PM

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QUOTE(siutimtim @ Apr 28 2008, 10:54 AM)
i think not all bank lo.. my sister is a big spender but pay full every month, she got gold card from standchart, UOB and alliance bank but no offer free upgrade except eon, hlb and citibank.. haha

she tried appy maybank plat card but they only recognize hsbc and standchart plat card.. so sombong
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Thats mean she owned card from stanC,UOB,Alliance,EON,HLB, and citibank... sweat.gif somemore she try to applied for maybank.. rclxub.gif Any idea why she needs so many cards ? hmm.gif
yks8845
post Apr 28 2008, 12:43 PM

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QUOTE(siutimtim @ Apr 28 2008, 12:29 PM)
dont know, she say all also free no annual fee ... I think now many people also got more than 4 card punya.. me waiting for hsbc then I want apply other bank already.

if free I do not mind apply .. hehe
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IF free for life can consider ..but i don think annual fee for platinum can be waive as easier.. sweat.gif


yks8845
post Apr 28 2008, 02:56 PM

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Last week Tuesday, I have called CIMB card center to requested access my credit card info,transaction thru CIMBClicks (besides, i am current CIMBclicks user ), the person in charge told me to wait for a PIN (send to me by mail) in order to activated it.

I felt weird when i saw My credit card transaction,info,summary suddenly appear via CIMBclicks today. I have not recieved any PIN, nor activating by myself...How come ar ?

weird..any one can explain for me ?

___________________________________________________________________________________________________

One mOre thing, in my CIMB petronas CC statement.. as I can see thats cash rebate on my petrol purchase. laugh.gif

But i wonder how they given 0.5% Rebate on other retail transaction. How i gonna know which merchants,outlet ,or shop will offer rebate? Is that 0.5% rebate applicate on all type of retail transaction ( except petrol ) or selected merchants only?? ohmy.gif

sorry for noob question here, as in i am new in credit card usage and i didt see any kind of rebate with my citibank clear card purchase. sweat.gif

This post has been edited by yks8845: Apr 28 2008, 04:40 PM
yks8845
post Apr 28 2008, 04:17 PM

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QUOTE(pdapro @ Apr 28 2008, 04:09 PM)
Why my friend salary 2k but can get gold credit card?
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Which bank ? laugh.gif
yks8845
post Apr 28 2008, 04:45 PM

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QUOTE(pdapro @ Apr 28 2008, 04:19 PM)
Honestly, i just glance through her wallet and saw gold credit card...i dono which bank. But i am sure her salary less than 3k
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Nowaday a lof of bank offer gold card which only required 30k annual income ( which mean around 2.5k monthly)
yks8845
post Apr 28 2008, 05:04 PM

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QUOTE(SnoWFisH @ Apr 28 2008, 04:37 PM)
yks8845: the 0.5 % rebate is for all retail transactions. you will NOT get any points for retail transactions if charged to cimb petronas cc.

for cimbclicks, all ur accounts is tied to ur IC. u can access other account information using ur original login name and password.
However, if u want to do a fund transfer, u can only transfer funds from the account ur logged in to other accounts. if u want to transfer fund from ur other accounts u need to create separate cimbclicks account for them, and login with that account.

a bit  rclxub.gif  rclxub.gif  rclxub.gif , but safer
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Oh, no wonder i didt see any of point gained ..Thanks for your Info.


For cimbclicks, i thought if i wanna access my credit card account info i need to use another login name and password (create new one seperate account) as what the Customer services person told me. rclxub.gif


Added on April 28, 2008, 5:11 pm
QUOTE(siutimtim @ Apr 28 2008, 04:56 PM)
Gold card is normal already lo. RM2k also can get Direct Access CIMB and Maybank Petronas gold card.

If want citibank and hlb gold, apply classic first loh, they auto upgrade for you.. my friend pay also rm1k plus only they auto upgrade already but same credit RM4k only

I see most platinum card also free for life ma.. where got difficult hmm.gif

Malaysian tak free tak mahu punya..  rclxms.gif
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most platinum card free for life without any condition ? which bank ? can u list out it ? blush.gif

This post has been edited by yks8845: Apr 28 2008, 05:12 PM
yks8845
post Apr 28 2008, 10:34 PM

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CIMB petronas card eligible for Flexi-Payment With i plan or not ?

This post has been edited by yks8845: Apr 28 2008, 10:43 PM
yks8845
post Apr 28 2008, 10:52 PM

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QUOTE(David83 @ Apr 28 2008, 10:39 PM)
Should be. What makes it's not eligible for it?
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Flexi-Payment With i plan has been ceased ? hmm.gif i cant find any info on CIMB bank homepage rclxub.gif


Added on April 28, 2008, 10:54 pm
QUOTE(accs_centre @ Apr 28 2008, 10:41 PM)
Oic..Thanks all..
My Gold card is upgraded based on my payment history and not income level..
How long does CIMB process CC application usually? Im just cancel my lousy MBF cards today..hehe

Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. too bad  vmad.gif
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Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. blink.gif

what problem to that for u ? sweat.gif

This post has been edited by yks8845: Apr 28 2008, 11:02 PM
yks8845
post Apr 28 2008, 11:42 PM

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QUOTE(David83 @ Apr 28 2008, 11:07 PM)
Thanks for that File.

Does it work like this = if i purchased a laptop worth RM 3000 in a merchant , and i have to call CIMB card center to ask them covert my Deb into flexi i plan.? smile.gif

So i will have to pay around RM150 ++ a month (plus one time upfront interest 4% for 20 month) ? hmm.gif
yks8845
post Apr 29 2008, 12:57 PM

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How to Use / enable auto debit function ( pay bill like electiric,phone ) using maybank cc ? Need to fill in form ?

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