Yes, you need to fill the form.

If you want to cancel the auto debit, you also need to fill forms. I think the process is more messy than enabling auto debit.

Not every bill accepts CC as the payment method in M2U; take TNB bill as a good example.

This is the complete list of payees. Have a check!

http://www.maybank2u.com.my/consumer/onlin...pes_bills.shtml

Greetings Guys,

I'm new in this thread. I would like to know if I am about to apply a credit card .. which one should go for ? What should I start to learn about before making any move ?
Thanks.

Regards,
HughiE

i never apply cc before, prev was using supplementary fr my parents, likely payment was good as i already been using it 3 yrs ady, currently even receive new card fr AMEX but is still sup fr my parents la. car loan  or house loan or even PTPN loan......i dun even need it.

currently i just only wanted to have my very own card.......another thing is i'll be going oversea later and overthere they mostly use VISA. guess that they dun wan this potential customer......

Seriously if i really were blacklisted.......         ...........speechless.

Anyone heard the news that people that never pay off the old debts there will be no longer 20days grace period?

hey guys/gals,

just now login into the citibank online banking, i saw Other credit card payment.

i thought is using Citibank to pay another CC debts. but im wrong. it's actually is just using other credit card to make payment to your utilities bills.

nah....never lost anything before. guarantor oso never. guess that citi and hsbc was too strict gua. but today i called to check on my DA card and it's approved already. will be sending to me by next wk, at least i dun hav 2 go to the bank negara trip juz to check whether i'm blacklisted.   
i'm going oversea next fri ady.....i need a visa card......dat's y i'm desperately needing the card urgently. Didn't know citi and hsbc took so much trouble   
Ic.....guess that could be one of their reason for decline my application. but anyway, they could be the one losing out as i plan to do a lot of shopping with my new cc card. 

Does citibank malaysia offers amex credit card? As far as i know, currently only maybank and hong leong bank offers amex. Is that true?

btw i just noticed citibank's credit card thingy, rm799 laptop promotion..

any conditions etc? juz apply n entitled to get the rm799 price?

guys..

DA website has been re-directed to CIMB website..

but i coudnt find any DA info in CIMB pages i.e form, rewards etc..

anybody know ??

Wah,got so high tech system?I only know bank refer CRIS or CTOS only.CRIS where got say you cancel card record?Any reference we can read more?

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Added on May 5, 2008, 1:02 am

6 month only get commision not possible la.their basic so low already you think no need eat?Last time I also go citibank credit card sales inteview they no say need wait so long.But basic offer RM1200 only.

If U haven't been in debt, U shouldn't have much to worry about your credit ratings.  Also, it doesn't necessarily mean U'll get ur credit card approved if ur credit ratings are great.  Risk factor is also taken into calculation for example; if ur oredi holding 3 credit cards, the bank will look into the total credit limit u have versus your income and a lot of other factors before they'll approve your next credit card; whichever bank it's from.

my friend apply citibank shell card only then automatic they give air asia card also.. my friend say they like want you to pay more annual fee and etc so he want to cancel all the citibank card not yet activate donno got charge or not?He say now give free also don want.

@siutimtim,
Yes it's true that credit card sales people only earn their commission after the card's been activated for X months [how many months I do not know - this is to prevent 'fraud' cases] but if u want to help ur friends who's in credit card sales, u could always take a credit card and cancel it after 6 months *grins*

I mentioned previously I been thinking of canceling my HSBC card except I don't want the salesperson who attended to me to lose his sales commission so am thinking if I should just keep the card for a couple of months before I cancel it.  I've had the card since Jan '08 so it's just another 2 month wait.

@yks8845,
Yeah I had to explain that to me sister when she complained about being rejected by OCBC twice for that Titanium card.  And her only reason for wanting that card; Buy 1 Free 1 at Cineleisure!  She's 'blacklisted' OCBC for that *grins*