No need ea form punya la.. you apply gold card they reject or classic card reject ? if still cant , apply ikea card lo,, also alliance bank card
alliance bank platinum card so shining.. I see before.. but requirement like very high.. anyone use alliance bank plat? really need RM10k per month to apply ?

it's combined limits of 8k to be precise. haha

hai.....dunno......only a basic clear card only leh........my AI oso around 25K.........fresh grad........mayb to them is not a potential customer......

can anyone suggest me other credit card that can approve fast as i'm going oversea next mth and another thing is has a lot privilage (like discounts at shops or restaurant - like citibank) ?

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Added on April 2, 2008, 10:49 pm
really? i not so sure about the HR at my side la........but then i did give their number to them as my company advice us not to give out our direct line...........actually can the citibank CS call my direct line instead of the HR? .......if can then i'm going to give them my direct line ......HR my side are useless.... .....that's why my company turn over time was fast .

actually the citibank CS should try call a few times before rejecting right..........as unlikely those HR ppl wil sit there wait their call.

really ?? downgrade also cant ?

but now gold = classic lo... no different.. soon plat = gold = classic .. hahaha

Wah....definitely i'm not trying RHB bank. How fast is the approval for HSBC? after being rejected by citi, i thought of trying with HSBC or UOB.

good credit record......i dun think i hav a bad one though.......citi rejected me likely due to my AI was only ~25K. i never had a credit card b4 except the one supplementary fr my parents which i only use for emergency.  currently still having it.......but of course now already working, hoping to get my own card.

actually when applying credit card, if i disclose i hav a credit card without telling them is supplemetary.......wil my approval be fast as i ady 'had' a credit card?? can they find out that it's actually supplementary??
isn't it funny that one side agent dying to get customer to sign up for a cc.......and the other side CS rejecting client's applications just because they miss one call?? where is the company professionalism?? 

i know UOB doesn't call up the HR for verifications.....how bout HSBC?? do they call for verification as well?? if depending on my HR to pick up these calls.......i can just 4get about applying card fr banks like citi
my AI only ~25K can get gold card meh........somemore with 10K limit......
bad history due to a celcom bill.....   then definitely i'm a clean profile......dun even have any loan need to pay like PTPTN. does citibank requires cc applicant to hav at least work for 1 yr also?? i only worked for 9 mths ady.......some of my friends asked me to try again after 1 yr.......lol. sometimes really dun understand credit card company..........

I know Hong Leong and citibank gold card = classic card=same credit limit..

even you only qualify for classic card after you use one year will auto upgrade gold for you but same limit.. can action only 

Citibank now only tell their customer... so slow...

They have online statement but not in the exact format as the printed version. It's something like Maybank2u online statement.

if i'm not mistaken.. u can get one via cimbclicks.. juz register using ur cc no.. but u need to get the internet pin fr the atm 1st..

oo.... using it to pay all neccesary things like electricity, phone bill, insurance and some groceries.... all need to pay ones.... not splurge now thinking of citibank coz wanna buy notebook from dell. their installment cc type is only maybank and citibank which i dont have

i agreed. Citibank doesnt required to register at ATM 1st, but as first time user to register on Citibank, i found it quite abit troublesom to register.

so many questions need to ask and answered. but once use for some time, im used to it.

btw, just now at PC Fair, the salesman pushing sales on Amex card.
saying spend RM1,000 including various of purchases can have 6 months installment plan.

after reject this Amex, suddenly come a Hong Leong Bank CC salesman, im keep "pijak" Hong Leong bank, and he back off, then, come another Sales girl, this time Eon bank, promotion the Matta associated CC card. this 1 tough, im keep reject, and she keep asking for support to just fill in the form... 

Dangerous area at the Credit card sections. 

AMEX is quite good. Just a shame not all merchant accepts AMEX. I have 3 kinds of credit card now. 1x Mastercard, 1x Visa and 1x AMEX. I try to use my AMEX whenever possible due to their awesome RM1 = 2 treatpoints system    You'll do just fine as long as you treat you credit card like debit card.

it's only 1 small portion at the end of the hall.

i saw the UOB 50% cash rebate on the petrol for 1 whole year banner, so im asking lol... whose know it's only for the new card application and for the existing card holders, to participate you need to balance transfer RM3,000 to UOB card. 

then the Amex agent come in and asking.

Few more days. Don't worry.
You can still apply. I'm owning two CC from MBB.

1 month and 1 week, still under processing     

where to go at maybank2u to check this? I'm also applying for a mbb cc, still no reply from them after 3 weeks.

Are you sure ? Confirm ? As I encounter the same thing with another MBB CC salesgirl in shopping complex several weeks ago, saying the EXACT "pls go personally to counter and enquire".

I received a letter from Maybank for Etiqa Car Insurance offer.

Free PA worth RM 30k if I renew my car insurance and road tax with Maybank.
Cash advance got withdrawal fee and interest is being charged from the day of withdrawal till you "repay" back.