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CREDIT Card Thread v2, Everything about the world of plastic
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SUSDavid83
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 Jan 6 2008, 02:25 PM
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QUOTE(o0range @ Jan 6 2008, 01:27 PM) Any Public bank, Citibank cc agent here? Please pm me, would like to apply for card urgently. Oh ya, pls do not tell me "go directly to the bank and apply", if I got time then i will do so. too bad i don have, at least during office hour. i need an agent to help me with my application. Why not submit an online application and mail/fax them your supporting documents? |
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SUSDavid83
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Jan 7 2008, 07:43 AM
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I'm using MBB Visa. Still satisfied with it. In fact, I'm applying for MBB AMEX too.
Aeon_Clock, what factors irritated you?
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SUSDavid83
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Jan 7 2008, 09:27 AM
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QUOTE(WaCKy-Angel @ Jan 7 2008, 09:10 AM) Can have 2 Visa meh? Convert u mean? Did I say that I got two Visa from MBB? Did I say that I'm doing any conversion? Currently I got MBB Visa and I'm applying MBB AMEX. |
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SUSDavid83
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Jan 7 2008, 10:47 AM
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QUOTE(WaCKy-Angel @ Jan 7 2008, 10:33 AM) How come you said that I'm applying another Visa? AMEX is Visa too? |
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SUSDavid83
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Jan 7 2008, 11:06 AM
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QUOTE(shiniraz @ Jan 7 2008, 11:04 AM) Just apply for the CIMB Credit Card... then have to wiat untill 2 weeks before CIMB call me back.. hehe..  Anyway david, did you get your direct access card yet ?  I think the current CIMB CC promotion is quit good. No conditions(eg minimum spending, minimum swipe). no annual fees.. no ... no what more ek? heheh.. hope there is no hidden cost  Not yet. Still no calls from them as well. |
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SUSDavid83
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Jan 7 2008, 11:20 AM
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QUOTE(Aeon_Clock @ Jan 7 2008, 11:19 AM) CIMB no annual fee or conditions to meet? But is their cards good? CIMB DA - no annual fee without any condition CMIB Mastercard Paypass - no annual fee without any condition |
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SUSDavid83
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Jan 7 2008, 02:59 PM
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QUOTE(guanteik @ Jan 7 2008, 02:28 PM) what makes you interested in applying MBB AMEX since you have already a VISA? For MBB, AMEX offers double TP and there's points collection for petrol transaction. A good deal since my MBB Visa is my primary CC. |
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SUSDavid83
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Jan 7 2008, 05:44 PM
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I'm apply MBB AMEX credit card and not charge card. The bank staff told me that it's free for first two years.
The annual fee is RM 60 per card and RM 90 for multiple cards.
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SUSDavid83
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Jan 8 2008, 06:39 AM
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QUOTE(Shinichi @ Jan 7 2008, 09:02 PM) I think if you have bank account with CIMB the process will be faster. I got my CIMB CCs 1 week after I submitted application form. QUOTE(vin_ann @ Jan 7 2008, 09:18 PM) no wonder until now im still not yet get my direct access... How you give them your banking details to them? There's no place in the form to fill in these particulars. I got two CIMB accounts - one is SA and the other BSA. I'm planning to close the SA. |
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SUSDavid83
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Jan 8 2008, 08:42 AM
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QUOTE(Shinichi @ Jan 8 2008, 07:59 AM) I think they can check whether you have an account with them through your personal details such as IC number? Anyway that was my guess on why I'm able to get my cards 1 week after I submitted the form. I not sure if there's any other reason behind this. Did they call you for any verification? |
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SUSDavid83
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Jan 8 2008, 03:22 PM
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QUOTE(WaCKy-Angel @ Jan 8 2008, 03:12 PM) Uh my colleague said KFC is not accepting Paypass enable credit card already Any particular reason? I thought they displayed the Paypass terminal at the counter. Decoration purpose? By the way, I called CIMB DA customer service today, they said that they received and approved my application without giving me a call to verifiy my details. They also said that they're going to mail the card by today. |
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SUSDavid83
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Jan 8 2008, 07:25 PM
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QUOTE(Aeon_Clock @ Jan 8 2008, 07:18 PM) nice to hear that paypass thing...was it spoilt or all KFC outlets dun accept ady? Visa wave leh? I think there's a typo. WaCKy-Angel wanted to say that: Uh my colleague said KFC is now accepting Paypass enable credit card already |
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SUSDavid83
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Jan 8 2008, 08:26 PM
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QUOTE(Aeon_Clock @ Jan 8 2008, 08:23 PM) I don't think KFC is going to support Visa Wave so soon. They're collabrating with Mastercard to promote Paypass. Wondering why will be McD's turn? This post has been edited by David83: Jan 8 2008, 08:27 PM |
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SUSDavid83
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Jan 8 2008, 09:53 PM
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QUOTE(guanteik @ Jan 8 2008, 09:49 PM) Submit the credit increase application form with your slips, and just wait for their answer. Don't need to go through application like first how you did. Normally 1-2 weeks after they received your application they will inform you whether your account/limit is subjected to increase or rejected. Yes ... my credit limit application on HSBC was quite fast upon submitting the neccessary documents. |
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SUSDavid83
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Jan 8 2008, 10:20 PM
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QUOTE(apisgogo @ Jan 8 2008, 10:19 PM) thanks people. one thing, im intend to get another cc from different banks and they required to photocopy current cc (both side) for the application. is it safe to do this? how about people can just use our cc with cc no. on the front and cvc no at the back. You use something to cover your CVC number? Or after photocopy, use marker to erase that portion. I always do that ... |
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SUSDavid83
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Jan 8 2008, 10:35 PM
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QUOTE(Shinichi @ Jan 8 2008, 10:34 PM) I directly pass it to branch. Nop, I never get any call from them. So strange, I'm wondering why they didn't call for some verification. I thought usually banks will do that. QUOTE(apisgogo @ Jan 8 2008, 10:34 PM) if i use this method, would my new (other bank's cc) application wouldn't have any problems? thanks. I don't see that will create a problem. If I remembered correctly, I used the above method to apply my current MBB Visa and upcoming CIMB DA Mastercard. This post has been edited by David83: Jan 8 2008, 10:36 PM |
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SUSDavid83
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Jan 8 2008, 10:40 PM
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QUOTE(Shinichi @ Jan 8 2008, 10:37 PM) I was wondering the same too... Probably they know us have CIMB account  Let's see how vin_ann reply on this. I think he also got apply for CIMB DA. Seriously I don't even know that my card has been approved and delivered if I don't give them a call. At least they should give a call to tell this. |
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SUSDavid83
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Jan 9 2008, 05:56 AM
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QUOTE(vin_ann @ Jan 9 2008, 12:01 AM) yeah...saw some branch of KFC is getting ready with PayPass..... it's so timely we getting the CIMB DA.... it's bcoz i din fill-in completely mah... they call for the re-furnish all my info... anyways, i guess i din write full name for the my maiden mother name colum.... so they call in to ask for my mum full name lol... it's all... haha... Maiden's name is very important name nowadays. Most of the banks are having this question as security purpose. |
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SUSDavid83
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Jan 9 2008, 08:41 PM
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Got my CIMB DA today. They used Pos Laju to courier the card to me.
Need to go through for activation since there's a warning stated that the card is blocked. They offer a credit limit of double my MBB Visa, HSBC Visa and HSBC Mastercard. It also got Paypass feature.
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SUSDavid83
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Jan 9 2008, 09:37 PM
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QUOTE(whoopa @ Jan 9 2008, 09:22 PM) whats with this cimb DA ...?? good card ah ?? CIMB Direct Access Gold/Platinum Credit Card. Used to be under SBB. http://www.directaccess.com.my/index.php?c...ard&ac=7&tpt=da |
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