ICE vehicles have been in the market for a long time, so we often hear news about successful claims.

I’m just curious about EVs; although many cases have been reported in Malaysia, the claim outcomes are almost never made public.

I’d love to hear feedback from actual EV owners who have gone through this process. Is it possible that insurance companies set conditions or non-disclosure agreements that prevent owners from sharing details after a claim?

Some el cheapo installers are doing stupid shits like.
1. Use type AC Rccb ( instead of type A)
2. Upgrade tnb fuse to 100A to prevent fuse burn(only ok if wiring can support it. Most houses are not able to suport this
3. Direct tap from meter bypassing the main MCB and leaving protection to the tnb fuse only. Couple with method 2 and its a perfect recipe for disaster.


Other risks
1.some old houses have degraded incoming tnb cables. Even at 25mm2 with load balanced charger, there was a fire event.
2. Loose connection on tnb neutral block, incoming junction box with elevated temperature.

Expect more incoming tnb issues and insurance refusing coverage. Most people have no clue about all this

Buy insurance time sky also can promise. Claim time this cannot, that cannot.

Why still got ppl date to buy EV.

Owner want to pinpoint to the EV cars...but EV manufacturers says "Eh Jangan.."

Owner want to pinpoint to the house...but sked the house insurance coverage cannot cover the loss of the 2 EVs.

Kesian the owner for being bodo..

simpan la bodo tu
kebakaran ICE are happening inside the house every now and then

jgan la jadi katak bawah tempurung

why use hpuse insurance? use the car insurance to repair the house
the car insurance not just cover the other party vehicle, it is also cover the property damage.

Boleh la

Remember than iman kamil reckless driving and accident case. Went viral and almost everyone thought insurance will deny his claim.

1 year later he made another post said insurance approved his claim and will be repairing his car

This post has been edited by Boy96: Today, 09:24 AM

Ah was not aware of that. Thanks

where in ss2 is this?

I am renting in SS2, the houses are 40 50 years old, if no renovation has been done, the old house's power cannot support modern requirements and will trip consistently. I have to manually phase usage like only 1 instant water heater at a time, upstairs room light will fickle is downstairs is on. My neighbour renting even can smell burning smell, moved out few months dispute with owner.

Yes, single phase should be able to use ev, just lower capacity.

I think the post made it very obvious

House insurance claim Fire insurance
EV claim car insurance
Charger claim charger insurance

what is the fuse?

Tak kan you want EV insurance covered all?
Charger insurance covered all?
or FIRE insurance covered all?

nope, if the fire is from the car's fault
the car insurance will cover the car and and property damage.

Currently the investigation are pointing wiring/charger issue.
Car has no fault yo

User problem

It has nothing to do with wall charger in this case.

You do know wall charger is just a glorifed switch manager right?

Caused by road accident, yes no doubt. Is damage caused while charging by an external device/source consider as the same class of insured?

This post has been edited by jojolicia: Today, 09:59 AM

EV insurance cover all, from wall plug until the car. But if u appoint no ST license punya contractor then gg.

If not mistaken wall plug is still under the car insurance coverage

Insurance will pay out if there is no modification on the critical parts that could cause fire like ice cars.

And i dont think owner would like to brag that they have successfully claim the insurance. You only can hear noise if they couldn't claim it

Some car insurance like berjaya sompo have coverage like up to rm10k if wall charger on fire but i wondering other home appliance like aircond can catch fire too so why is it different compare to home charger. Hmm

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this is wrong, it says "Third Party Property", your house is not third party, it's first party. If today your car crash into other people's house then yes it's payable.

Your own House fire must come under your own home insurance.