It is still 3rd party. It is different entity.
Your logic doesn’t logic. Your car driving and end up accident with your other car driving by maybe your wife. Then by your logic cannot claim accident and lost ncd from both side

actually you will need type b smooth dc detection with 6ma trip sensitivity easily cost upward of 1k and above if you're not using cheap chinese brands
if the charger come with smooth dc rccd with 6ma trip sensitivity then you only need type a, so you'll need the know the spec of your ev charger

well another thing i didn't heard about inspection done by installer is earthing check pen fault protection to prevent electrocution when touching the car body

how much $ to change to 3 phase? every neighborhood has 3 phase supply? inside house wiring need to change massively?

This post has been edited by Skylinestar: Yesterday, 12:33 PM

keyword "your" other car, still yours, not third party. your other car you claim that car's insurance. Third party won't even trigger in this scenario.

Rumah kampung 2-3k
If your db box under staircase, congratulations, can reach 5 digits

mine is classic old house with db near main door.

i dont care those EV lover blow up to sky how good EV are, I will never buy EV if given the choice .

How they know u buy ev

need to declare. you think they guess?

It’s good to hear he was able to claim it, though his story sounds a bit strange. It seems most workshops he visited asked him to get the insurance company to declare it a total loss because they don't actually know how to fix it. But then again, being able to claim is a good sign for EV owner.

Yeah, it’s true—people tend to complain when a claim gets rejected, but never hear a peep when it goes smoothly. If these insurance companies were smart, they’d shout their successful EV claims from the rooftops! Using those success stories as marketing would give future EV buyers way more confidence. If people heard more about claims actually being paid out, they wouldn't be so paranoid about making the switch.

...

This latest case is going to be interesting; it's definitely worth seeing the outcome. I'm curious if both cars will actually be settled as a total loss. It would be great to know the final payout—if they ever let that info out.

SoyaCincao investigating by asking on FB the other day... thought that team always promote EV but fundamental maybe not that important to acknowledge LAH