very hamsap ah..

hahahaha please define 'these extra services'

omg... anyway, my RM is a guy.. so no extra services required other than banking needs.

to put it simply, they will go to great length to satisfy you so you would signup the investment plans and park your funds with them. that includes satisfying physical needs. however, not all RMs is as unethical as this.

What is the minimum requirement in order to qualify for Public Bank Red Carpet Banking ? And what is Public Bank Red Carpet Banking like ?

By the way guys, HSBC Premier Banking, as far as i'm concerned, is the best exclusive banking in Malaysia so far. It is better than Citibank Citigold and Standard Chartered Bank Priority Banking. Citibank however, is rumored to bring the Citigold select service to Malaysia very soon. Citibank introduced the Citigold select in Singapore not so long ago and one must have AT LEAST SGD1 Million of deposit/investment with Citibank in order to qualify as Citibank Singapore Citigold Select customer. I wonder what is HSBC going to do after this. Premier Advance may be ? LOL !


I've been waiting like forever ... so i think i'm going to open an account in Citibank HQ in KL first.

This post has been edited by MilesAndMore: Apr 6 2008, 05:35 PM

I think if you have 100k with public mutual, you can be red carpet automatically.

What sort of lifestyle services are provided?

In relation to higher credit limit, as far as I know, this is simply a function of your income or worth. If you wanted to, the bank could issue you a gold card with the same credit limit as your World Mastercard.

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Added on April 7, 2008, 8:59 pmDo you have so little self worth that you need things like priority banking status to let you know that you have arrived?

You should read the book "The Millionaire Next Door".

This post has been edited by jchong: Apr 7 2008, 08:59 PM

Bah, spare me the lecture. What's the use of wealth if you can't flaunt it?

You might as well tell the millionaires to drive Protons instead of being driven around in Beemers

uhh... are you not a chinese?

Huh, what does race have to do with anything

nah nothing. was crapping.

And there are indeed some millionaires who drive around in Protons (or some other cheaper car) instead of being driven in BMWs or Benzs.

Haven't you heard the saying "don't judge a book by its cover"? Some people still never learn...

This post has been edited by jchong: Apr 8 2008, 08:11 AM

real rich people in reality is stingy(not all).....with that kinda mindset of urs i can surely say even if you have millions you will finish it within couple years

cmon guys give that fella a break. if he earns his money not through immoral or criminal means he has a right to spend it as he see fit.

but me, i believe in moderation. good old warren buffet still lives in his old double storey house bought 30 years ago and drives a (relatively) old car. i think there's virtue in that

Yes. This is true.


Very well said.

i know one millionaire who drives a 2nd hand old proton saga, lives in a worn-out kampung house, wears old worn out clothes.

Some LYN people really crack me up

1. Let me get this straight - are y'all saying that if I have the money, I am not supposed to spend it on a Beemer or join priority banking ... otherwise it's a sign of low self-worth or it's stupid or the money will be gone in two years?

2. How many of the people here who feel "offended" at my "live life" philosophy are rich? If you are not rich, or at least have a higher net worth than me, you are not qualified to preach to me

3. if you want to drive a Proton, live in a kampung house, wear old clothes, coz "the millionaires next door did it" - please, be my guest. Just don't tell me how to spend my money

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Added on April 8, 2008, 6:42 pmAnd there are some millionaires being driven in BMWs and Mercs. If they can afford it, why not?

This post has been edited by Malefic: Apr 8 2008, 06:42 PM

1. No that's not what I'm saying. You are certainly entitled to do with your money as you wish. My comment relates more to the motivation and reason behind why you choose to spend your money. If you want to buy a beemer because you enjoy cars and wish to experience the ultimate driving machine, that's your choice. But if you want to buy a beemer to show off, or to keep up with the Joneses, then that's different. From your post earlier, it seems that your motivation is to "flaunt", to show that you "have left the ranks of peasants". By extension then you are implying that others who do not display signs of wealth are peasants.

2. I'm not offended by your philosophy. I just think it's kind of shallow. So how do you define rich? Please let us know your net worth then we can feedback if we're qualified to preach to you or not.

3. Again, I'm not telling you how to spend your money. I'm just commenting on your philosophy and how you view others who don't display obvious signs of wealth.

4. Indeed why not? The key is "why". It's your choices to do or not to do something that defines you and shows others who you are. Of course you can be driven around in a BMW - that tells something about you. You can also go around in an old Proton - that also tells something about you. So what sort of message do you want to send out? It's your choice.

I'm sorry, I browsed through the past few posts and, until your latest post, I fail to find any comments "questioning my motivations" - which seems to be the central theme of your all answers below to my questions. Still, I accept your long explanation. Again, it's my money and if I want to flaunt it, I will. I understand that showing off will anger those who are not rich. Frankly, I don't care. IMHO, earning ppl's jealousy and envy is one of the signs that a person has arrived

We can agree to disagree or you can PM me your net worth, possibily bringing about arguments about the need to show "evidence" and the fact that you are earning in Australian dollars, if I'm not mistaken. Anyway, it's up to you


This post has been edited by Malefic: Apr 8 2008, 08:14 PM

Yes, we can agree to disagree. Like I said, you are entitled to spend your money the way you see fit.

I'm not about to get into a pissing competition about who has higher net worth. Never intended to. It was you who started that issue, as if only those with higher net worth than you can preach to you.

Ah, I wish I was earning in Aussie dollars!

Peace out.

This post has been edited by jchong: Apr 8 2008, 09:53 PM

Oh my God !!!! I bet not even mrcloud9 would make such comment.

Honestly, those who are Priority/Premier/Citigold customers might not be really rich. After all the requirements for one to be entitled for the exclusive banking service in Malaysia is SUPER LOW. The REAL rich people have their money at UBS/Credit Suisse/Goldman Sachs etc.

This post has been edited by MilesAndMore: Apr 8 2008, 10:51 PM