am still waiting citigold open in sabah... haha

my cimb banker told me now cimb club has more than 22,000 customers. more than the 20,000 they expected when they launched the cimb club. not bad.

Citigold is WORLDWIDE. if you are Citigold member here, you are IN THE WHOLE WORLD

well, not surprising .. having more than 500khome loan with cimb is pre-qualified as cimb club member..

there are limitations though. hsbc premier is so far the only globally linked premium banking service in the world.

Free bump for mrcloud9.

I know priority banking members occasionally get invites to special events such as wine-tasting, seminars etc.

Anyone has comments on which bank (if any) has invites to happening events such as exclusive parties with models?

And which bank has the best-looking relationship managers? I heard HSBC recruits air stewardesses as their RMs

thank you very much. very much appreciated.

cimb club has invited me to ildivo private dinner concert before. that was exclusive.

i must say HSBC have pretty RMs around. ABN Amro isnt that bad too. Maybank generally hire very experienced people to handle its private banking customers therefore a bit matured.

I heard HSBC Premier is great. Last time you'll need at least RM300,000 in order to qualify for HSBC Premier Banking but now it's only RM200,000. Same with Citibank CitiGold, used to be RM300,000 too, but now only RM200,000. This is very low compared to other country such as Thailand. I think they should raise the minimum deposit back to RM300,000 to make it more exclusive.

By the way, should your total funds fall below RM200,000, HSBC will charge you RM150/month as account maintanence fee while CitiBank is RM80/quarter.

i think it is good hsbc is imposing this monthly service charge should your account balance drops. this way, youll be encouraged to maintain the said minimum amount of RM 200k. if not, you will feel the pain of having to fork out RM 150 monthly to maintain your Premier status.

Just curious, for the priority or premier service, what do you get? Appreciate if someone can list them down:

eg:

Free Parking
Personalized Customer Service Mgr (Do they come to you or do you still need to go to them?)
No queue - always?
Better deposit interest rate -?
Free dining -?

etc

Thank you.

hahaha air stewardess?!?! you sure?

man.. can i change my RM then?

but my RM is pretty good in service.. arggg..

This post has been edited by wheimeng: Mar 10 2008, 06:02 PM

the service offered to Priority Banking customers are pretty much the same everywhere. they include:

1)Personal Relationship Manager to handle your accounts which means you only need to see this person he or she will handle all your banking needs at that bank. and yes she will come to you if thats what you need.

2)Free parking (this applies to certain branches with carparks only). If branches in shopping complex you get first hour waiver.

3)Better interest rates for deposits and loans. also normally 50% off for safe depoit box.

4)No queue provided you make appointment in advance. or else maybe wait for around 5 minutes?

5)Invitations to investment seminars etc

6)Personalized Cheque Book (most banks the chequebooks of Priority Banking customers are different. the colour and it usually says priority banking etc.)

7)Pre approved Platinum credit cards with annual fee waiver for as long as you maintain your Priority Banking status

RHB offer VIP airport lounge priority pass

If this is all they offer, I really don't see any value at all....

1). With all the cheque/cash/ATM machines, why need a PRM? Most services can be done online and quickly.
2). How much is parking?
3). Don't have safe deposit box.
4). Most transactions can be done online.
5). The seminars may not useful, perhaps to upsell the bank products??
6). No big deal.
7). Gold is good enough + free for life.

Never mind, skip Priority Banking thingy now. No real value to me.

Those seminars mostly are meant for selling product purposes, indeed, most of the time, there is not much usefulness in it especially those already investment-savy people.

again, priority banking customers dont generally ask for it. it's so happen they have certain amount of money inside so they become eligible. dont have to downplay the advantages. it makes one looks like sourgrape frankly.

hence, it's only catered for certain group who requires something more...

Yeah, your RM will try her best to crosssell you the bank's products so that she can get commission.
But I'll still accept an invitation (depends on which bank) to be a priority banking member. Why?
It's the prestige ... it shows that you have arrived ...that you have left the ranks of peasants.

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Added on March 12, 2008, 9:56 pmYah, I'm sure.

Ever encountered RM who offers extra services? Hehehe


This post has been edited by Malefic: Mar 12 2008, 09:56 PM

there are RMs who offer these extra service..

UHHHHHHHHH PLEASE BE MORE EXPLICIT?