QUOTE(babyscouts @ Nov 10 2023, 08:22 PM)
Wow cannot believe there is kind RM only send FD promotion

QUOTE(hksgmy @ Nov 10 2023, 08:28 PM)
My Maybank Prestige/Privilege RM was one such banker. She knew we were super conservative and really bided her time. We had so much money locked up in low yield FDs while she was with Maybank Prestige. Then, she got upgraded to Private Banking, took us long with her and showed me what I was missing out - and by this time, I was ready to listen.
I bank privately with Maybank, UOB and DBS (I'm based in Singapore), and I've since made it clear to the RM at UOB and DBS I expect the same respectful approach that my Maybank Private RM showed me - and they've been more than happy to agree.
QUOTE(dwRK @ Nov 10 2023, 09:37 PM)
depends on your rapport and relationship with RM... its not all about buying banking products giving them commissions... no doubt they will try to introduce new stuff, its part of their job... but if you let them know what your interest are, etc., they can look out for you and not blanket promotions...
RM can really make life easier... a lot of banking stuff we just text her and she does all the paperwork... even comes to the house on saturdays or sundays for our signatures... a lot of the token gifts, like moon cakes, CNY stuff, etc actually comes from their own pocket... so we usually tell her NOT to give us anything, but she dun listen... lol... so usually when she comes around, we take her out for brunch or lunch, we pay... waifu sometimes bakes cake/bread as gift for her... lol... treat them nicely as human beings pls... not leaches trying to get you...
Good inputs above, bros,...
On my side, I look at RMs in a different way. I am very independant in my trading and in 'earning from the mkts'. I am polite to them if they call me, but I don't really need anything much from them.
If I have to call the RM every now and then or if there is always something that the RM needs to do to interact with me to do so,... then there is a problem with their system.
They can send me updates, invitations or annual meet-ups, but I seldom do,... I'll go only if my wife(s) want to go. But if I don't tell my wife(s) there is such an event, they wouldn't know too and hence, wouldn't want me to go... 'forcing' me to go with them.