3.25% interest if used correctly
https://www.hsbc.com.my/accounts/perks-at-w...tep-up-savings/

also ATM withdrawal fee waiver
https://www.hsbcamanah.com.my/accounts/perks-at-work/

This post has been edited by id28: Feb 3 2022, 08:47 PM

Yes, RM16K monthly into the HSBC account will entitle you to be upgraded to Premier Banking benefits.

do you happen to know whether RM16k monthly must be coming from one source or can be coming from different sources (e.g. say RM12k fixed from one company and the remaining coming from a few companies/cheque but the total always above RM16k credited into the HSBC account every month?

Yes as long as you have 16K from different companies, U will be upgraded.
Of course, the transaction description must have a valid description la (e.g. company name / code / month etc)

The HSBC website says 16,500 gross salary. But if deduct tax, epf and all.. the nett amount is much less right? So does anyone know if HSBC meant gross or nett 16,500 salary banked in each month?

It will be net salary of RM16,500 going into the account!

Hi, would like to ask sifus here.

I have CIMB Preferred, thinking of buying a new car and getting the special rate for hire purchase. Last time I bought a car (before getting Preferred), I applied for the loan through the salesperson. Was wondering, if I do that now can I still get the special rate? Or I have to apply for it myself?

Asking here because strangely enough, I don't have an RM that I know off...one day I just ended up getting Preferred status

The Maybank Premier eligibility says that alternative is RM1 million investment or loan, to qualify. Does this mean that if I take out a RM1 mil home loan with maybank, I'm eligible ?

Yes, you are eligible if you loan 1m from MBB.
My RM did mention the benefits are different though if you quality with 1m versus with investments. Clarify that with your RM.

I have a home loan over 1mil with HLB and they didn't say anything about their premier banking facilities...not even offering a credit card when I opened a current account to facilitate the loan

The car loan business from CIMB and the normal (preferred) banking business are more or less totally seperate. Problably your CRM can not do much more for you than giving you the address of CIMB car loan branch. This is the same with all banks as far as I know.

Yeah, HLB only takes 300k asset into account, not debt

Mind sharing the differences?
I think I qualify for hlbb but have declined their invitation few years back.
Rethinking of applying it and seeking forummers here whether it’s worth joining Hlbb priority?

Wondering if anyone knows of any RHB premier relationship manager? Wish to apply for the visa infinite premier, am willing to pledge FD but don't know if the bank will accept overseas proof income? Thank you

if i am not mistaken, when you do FD Pledge, u dont need proof of income already.

Depends on your RM. I have a great RM with HLB. Bandar Putri branch. I also have Ambank Priority, but RM is totally useless.

Just curious how many of you really get to enjoy their Premier/lounge service? Can walk in just for coffee ah? 😅

Not really
Many bank will want u to do transaction or investment
The manager there will definitely come to u if they see u drink coffee

If I were to join CIMB preferred program, will I be able to negotiate the interest rate on my existing mortgage to follow the rate that they are currently offering to preferred member?