Banks still organize events to promote their products regularly. Just that only invite those deem qualified or likely to buy to attend.

This post has been edited by icemanfx: Jul 2 2019, 07:24 PM

Only use the preferred /priority for free parking.. bagus

Thanks bro...

I been HLB priority for 2 years, and got 2 different RM, didn't even contact the new RM.

A question pls. If you are a Singapore Chartered Bank priority customer, are you also automatically a Malaysia Chartered Bank priority customer? With HSBC, you are anywhere else in the world, I think

What's the rate nowadays for you?

Nope. I don't even have a Malaysia Standard Chartered Account nor do I have any reason to open one.

No. Msia and Sg are different entity.

AFAIK, for HSBC and SCB, you only need to maintain PB status in just one country. If you have oversea accounts with HSBC/SCB, they can be upgraded to PB status without fulfilling the minimum PB balance requirement in that particular country. For this reason, maintaining the PB status in MY is more attractive as the minimum PB requirement is usually the lowest among all jurisdictions.

For Citibank, you would have to meet the PB minimum requirement in all countries where you intend to have PB status.
Stand to be corrected if bank policy has changed.

This post has been edited by hyperzz: Jul 3 2019, 11:22 PM

did ask SC Msia. they said PB in SG no necessarily can get PB in Msia unless u dump in min amt in SC Msia.

Yes, they give me priority banking debit card. they also help me apply Visa Infinite card, see can get or not.

I have no experience with SC SG. But I think you should ask your RM in SG instead of asking SC MY directly.

One of my friends has PB with SC MY. His RM helped him to open account with SC in SG, HK and China. All accounts come with PB status without the local minimum balance requirement. In some cases, he still has to meet the local RM face-to-face as part of the account opening process, which requires cross-border travel.

The main benefit at CIMB preferred is the Airport Lounge access, that is a really good thing when you travel a lot. I mainly use the lounge at KLIA, but have also other Airports in SEA.

It is also very good to have a RM that can handle things for you when you are not present.

6month at CIMB is 3.85, all other are even much worse.

That is why I cannot keep the 250k for preferred at CIMB at the moment. Wonder how fast they will kick me out.

This post has been edited by David_Yang: Jul 3 2019, 11:33 PM

have you use before your credit card for lounge access when you have less than 250k in CIMB?

does they charge you? I saw the TNC is quite strict.

Min amt to be PB in SC Sg is $200k.

To have PB in SC Msia required another rm200k. Just called up SC Msia bank RM.

To me, I dont require PB in Msia at the moment.

But Sg SC PB is useful especially for the trading acc ...

I use Ambank card to enter

Yes, I used before while being under 250k. As far as I know you get a letter that you need to top up otherwise you lose preferred status.

Not sure about SC. But you are absolutely correct about HSBC PB except for the need to do face-to-face account opening process. Some country, yes. Some country, no. Or unless they have change the procedure since I last done it.

With HSBC, it is clearly stated in their website that overseas account opening is one of the perks of being a PB customer. SC actually offers a similar service but this is not clearly communicated in their website. What I said in post #1867 is based on the experience of someone who has already done that.

However, cross border transfer between SC bank accounts is not free, even with PB status.

Cross Border might be listed as free for HSBC but how are their forex rates?

So you use the cc to access PPL before or after you receive the letter?