If choose to stay in KL I will buy a house with staff housing loan. My siblings and parents are all in KL (hometown Kelantan). No particular strong attachment as already get used to be away from home since university.

Yes.

But if you live in Singapore, you have to rent instead. it will be a while before you can get your own place

Yes, fastest also 4 years baru can buy a hdb.

TS, if u intend to climb the corporate ladder, SG is a better choice, in terms of exposure and work culture

Make the move before your salary hit rm10k as HR over there tend to justify the conversion rate and low ball you because competition is stiff there and they have a huge talent pool to choose from

Also, make the jump before you start a family. Priorities will change when you have children and getting older

Where else, if you intend to branch out into business down the road, MY would be a better and more ideal choice

Lastly ask yourself, you can tahan living in a condo or HDB for the rest of your life?

Test SG market. I was from there before moving to Aussie and now UK occasionally due to governmental collaboration efforts. If you dont like the lifestyle, can always go back MY

Seems both KL and SG need to pay rent, not much attachment at KL.

SG lo. Easy choice.

Can always retire back in Malaysia. Big profit with currency conversion

If you're type C can mandarin can English going to Singapore is a no brainier. Banking sector when you reach over 40s be prepared to be assigned to menial tasks that makes you feel frustrating