Hi All,

Currently having a dilemma in my career choice.
Tendered resignation after work passes approved in SG this week but got counter offer.
Would like to seek opinions from sifus, which one would you all choose?

Malaysia:
MYR6,900
Banking industry
Counter offer RM10,000 + 2 level promotion (which will increase my future increment)

Benefits:
1) bank (iron rice bowl)
2) 3-6 mths bonus
3) 27 days annual leave
4) retirement benefit (last drawn salary X years worked)
5) 2% housing loan
6) very likely to reach 17k~20k & management level in 5 years time

Consideration:
1) High tax bracket
2) economic/political concern?
3) less spending power compared to SG (vacation, gadgets)
4) need to maintain excellent performance due to high expectation

Singapore:
SGD5,800
Payment industry, MNC

Benefits:
1) 1.5 mths bonus (can go up to 150% depending on performance)
2) 16 days annual leave, yearly +1 day until max 23 days
3) more spending power, x3.3 exchange rate
4) lower tax bracket
5) international exposure
6) reviews say more work life balance

Consideration:
1) Told them the counter offer but they can't increase the budget due to salary being one of the main point for my work passes being approved
2) Career prospects unknown
3) GF is working at SG for 2 years already (3k SGD)
4) job security, seems like lots of SG MNC are moving their operations to SEA countries like Msia, Thai & Viet

The 1.5 months bonus is written into contract, so should be somewhat guaranteed I guess?

Looks like everyone here is leaning to SG 🤔

If go SG, will look for a new master room to rent with my gf.

5 years experience.

Actually they already planned for my succession. Promoted me last year, and already decided to promote me this year(Sept is the promotion month).
They don't have any other youngster in the team and I am one of the pioneer for the critical project.

Half of the reason is my gf, we have been on LDR for 2 years+, but one thing to consider is that she prefers Msia lifestyle.

About monetary factors, I am still pondering whether the new company can give me the raises like now, I have worked here for 4 years+ with consistent 10~20% increment (I started with RM3,500).

I think the main factor holding me back is the fear of leaving comfort zone and jump into the unknown territory.

One side of me is thinking why bother going if I already can live comfortably with big house & car. Another side is thinking why not take the risk and explore more when I am still young.

Thanks for the advice. I am specialized in credit card, specifically as a programmer.

How is your life in Europe now?

Assistant Manager level.

If choose to stay in KL I will buy a house with staff housing loan. My siblings and parents are all in KL (hometown Kelantan). No particular strong attachment as already get used to be away from home since university.

Yes.

Yes, fastest also 4 years baru can buy a hdb.