Today it appears

just deposit any money to the main account in GX account will earn 3% interest daily? no need to create the wallet account rite?

I think iOS still isn't appearing. I've been refreshing my Grab app (also updated it).

money in pocket is secure.
all side all can earn pocket. so good see diff pocket earned interest everyday. better than rize and mae pocket

mine ios is available after app update.

What is the difference between the main account and pocket in gx bank app?

Both indicated same interest rate at 3% leh?

u get the rm4.90 refund already? cause my case is i don't know that need to link to grab acc first only subcribe untlimited. so i already subcribe the grab unlimited 2 days ago, then today only link the acc. So, i still can get the refund right?

same earning interest

same like rize, debit card only access main account fund.

pocket fund is just a reserved account, not accessible by debit card

during this promo it is same for both. **subject to change.

After promo,
For SG, main account is lesser compare to pocket

yes. u will get refund when next subscription renewal

That is why they are nimble and can launch things fast and stable app unlike certain powered by 🤦‍♀️ digital bank whose is missing money transaction now

but what exactly the differences between the two accounts are something that i am more curious to know.

main account - where u park some money for daily use. Example: debit card
pocket account - is where u dont want people to touch your money. even debit card also cannot access this account while it keep track on your goal.

example: people get to know your card detail, will able to take money only from main account. but not in pocket account

debit card- link to main account.

this is now famous on rize, hlb wallet + pay & save account, Mae + MBB saving

This post has been edited by ericlaiys: Dec 10 2023, 04:32 PM

ic. ok ok. thanks.

so i will put them in the pocket account then since i just want to accumlate interest and i dun intend to use their brand of debit card.

debit card got unlimited 1% cashback, no good?

Not forgetting OCBC Frank/Flex too. It's been there for a few years now.

not bad. but currently my maybank card also has 1% rebate that covers up to rm5k expenses (becos capped at rm50). unless it has better terms and conditions that the cashback applies to anything? including tnb, wallet top up etc.? else actually really not interested to use it..

becos in any case, spending using credit card is a lot more safer than spending using debit card. any purchase u made with debit, the money is deducted immediately from ur bank account, same for fradulent transactions. if u want to dispute against fradulent transactions, it will be a lot tougher... and can take longer time to get refund...

1% with no limit. covered all expenses except ewallet top up.
not 100% to replace cc but come handy when some benefit does not cover by cc. (example: gov)
fraud case subjective by bank and cc.
that why dont put so much money in main acc. u can temporary lock card/ deselect card no present option.

If cc provide better benefit, advise to use that first.

This post has been edited by ericlaiys: Dec 10 2023, 04:58 PM

i think it is highly likely that the rebate tnc is no different than cc. dun think they will give rebate for government bills etc..

I've seen all these clearly stated somewhere when it first started.. It's all been stated, and I remember it being similar to CC.

One moment, let me try to recall.

Here it is..i know I wasn't dreaming.. Haha

https://gxbank.my/docs/general/GX-Card-PDS-(Nov2023).pdf

Wait.. That's not it.. Sorry.. Later I'll try to find it.

This post has been edited by shawnme: Dec 10 2023, 07:20 PM