i registered yesterday morning and got approved almost instantly.
i tried topping up RM 100 and gotten the RM 20 cashback immediately as well.

Today i saw an incremental 0.01 cents into my account.

I also linked my GX bank into my GRAB App already. however,
- Can i get a refund if i already a GRAB Unlimited User?
- Do i need to cancel and resubscribe again?

got 8x point when paid using gxbank while using grab car

called their customer serivce. found out the issue - grab payment method linked to my GX acc instead of GX card. Linked to GX card now.

separate and can choose whether to use gxbank or your existing payment method. if you use gxbank up till 15th Feb (if i remember correctly) - got 8x grabpoints as promotion for each grab services used in the app.

Just tried USD payment, 0% fee and follows mastercard rate.

I believe its the "Prepaid, Bills & Tickets" in the Shopee app.

3% on main account
5% on saving pocket.

so put all those lock money into saving.

My guess is due to boost or aeon app release to public

if pay with gx card, cb  1%

if you topup grab wallet with gx = no CB

make sure you paid with the card and not topup your grab ewallet, if thats correct, contact grab CS for missing CB

from what you write, you seem to be using your ewallet, which will earn you grab points instead of cb

go to finance, press gear icon on top, press all payment methods
add your gx debit card and set it as default payment method

At restaurant I paid using GX card (set as default payment), didn’t get cash back. I tried a few times already.

When purchasing a one-way airline ticket from Malaysia to another destination, the fare is charged in MYR. However, if you buy a ticket from another country back to Malaysia, it’s charged in that country’s currency. Sometimes, websites like AirAsia don’t accept payment via GX cards, though Wise cards usually work. To avoid this issue, I prefer buying the same ticket on Trip.com instead.

Did not receive too, contacted customer support and response was could be reached the maximum cap of this month's reward already, try again next month 

PS I completed the task on 1st Dec

Yup, I think so. No exception.

They are betting on a consumer's typical laziness behaviour. Once you put 1000 MYR in GX Bank, you will be lazy to move money here and there. Banks always make money from this type of customer.

But it is interesting to note that they say account, not saving pockets. You therefore need to move money out of the saving pockets to main account or top up main account from 91.25 or 91.50 to 1000 MYR for 30 days after they replace your card.

And you must remember to move out the 1000-91.25 or 1000-91.50 30 days later.

Otherwise, you will lose interests on better offers elsewhere

You may renew your card in leap years or common years. the 91.50 case takes into account of the case when you happen to renew your card in leap years like in 2028, 2032, 2036, 2040, 2044, and 2048 etc.

oh yes, i forgot about this

Yes, for now. Bear in mind that they can change their T&C anytime they like. Fluidity is the norm in the banking sector.
The 1% cashback thingie is in the rewards section: https://www.gxbank.my/campaign-tnc (item 9 GX Card Rewards Campaign).

The Product Disclosure Sheet is a Bank Negara requirement to inform consumers before they use the bank's product (i.e, pre-contractual stage): https://bnm.gov.my/documents/20124/938039/p...ure_dec2024.pdf

There are strict requirements to follow when drafting a PDS, which is why it is more or less standard across all banks in Malaysia, regardless of products.
The 1% reward is not and never promised to consumers who are planning to use GX Bank debit card, which is reasonable, consider that reward campaigns come and go.

I wouldn't read too much into the PDS. After all, the debit card business is mostly about back-end interchange fee charged to merchants and for credit card business, the "revolvers" who always pay the minimum balance and essentially borrow at 20-30ish percent p.a. from banks are the core customer that drive the profits. Whereas credit card PDS will warn you about the high interest rate, e.g. https://www.maybank2u.com.my/iwov-resources...2C-Plat_PDS.pdf, debit card says nothing about the B2B hidden backend interchange fee mechanism. (Your 1% reward actually comes from that backend interchange fee thingie.)

but even promotion continue with 1% cb, it still not worth as they gonna charge fee, no more 0 fee, so guess i will cancel this card

Just treat it as extra info good to know.