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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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stephenthk
post Dec 11 2023, 08:37 AM

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QUOTE(ericlaiys @ Dec 10 2023, 09:55 PM)
3.3 In relation to Reward Category 3, Eligible Spend using the GX Card shall not include the following transactions and no Campaign Reward shall be granted in respect of such transactions (β€œExcluded Transactions”):

(a) payment of new card issuance fees, annual card fees, card replacement fees,and/ or any other applicable card fees imposed from time to time;
(b) cash withdrawal transactions;
Β© e-wallet top-up transactions;
(d) payment of insurances and/ or takaful;
(e) the following government related payments:

Description
- Courts Costs (including alimony and child support)
- Fines
- Bail and Bond Payments
- Tax Payments
- Government Services
- Postal Services (Government Only)
- Intra-Government Purchases (Government Only)

(f) payment to charity and/ or social services organisations;
(g) gambling, betting and gaming related transactions;
(h) quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order);
(i) void transactions, reversals or refunds; and
(j) such other transactions as GXBank may determine at its discretion.
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Term number (j) superceded all.....powerful.
Clever GX, but thats the way it shud be
Nicknamed666
post Dec 11 2023, 09:05 AM

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January
cybpsych
post Dec 11 2023, 09:07 AM

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QUOTE(Nicknamed666 @ Dec 11 2023, 09:05 AM)
January
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user posted image

This post has been edited by cybpsych: Dec 19 2023, 09:42 AM
ericlaiys
post Dec 11 2023, 09:07 AM

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QUOTE(Nicknamed666 @ Dec 11 2023, 09:05 AM)
January
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so sad

This post has been edited by ericlaiys: Dec 11 2023, 09:08 AM
cybpsych
post Dec 11 2023, 09:11 AM

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QUOTE(stephenthk @ Dec 11 2023, 08:37 AM)
Term number (j) superceded all.....powerful.
Clever GX, but thats the way it shud be
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yep

most banks, if not all, has this catch-all term to protect them and setting expectation upfront.

t&c now doesn't mean it's forever fixed. ultimate owner still with the bank, not the customers biggrin.gif
eeeglow24
post Dec 11 2023, 10:40 AM

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So far we still don’t have the facility to transfer Grab Wallet balance to GX bank right although we have linked to our Grab acc?

Thanks
ericlaiys
post Dec 11 2023, 01:04 PM

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QUOTE(eeeglow24 @ Dec 11 2023, 10:40 AM)
So far we still don’t have the facility to transfer Grab Wallet balance to GX bank right although we have linked to our Grab acc?

Thanks
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i dont think this will happen as people will start to abuse like tng
chong6998
post Dec 11 2023, 04:55 PM

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Hi, anyone manage to change daily transfer limit for gx bank?
From 5k to higher amount?
I submit twice but seem no response
ikanbilis
post Dec 11 2023, 05:01 PM

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QUOTE(chong6998 @ Dec 11 2023, 04:55 PM)
Hi,  anyone manage to change daily transfer limit for gx bank?
From 5k to higher amount?
I submit twice but seem no response
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Can. The app will ask u to take a selfie and approve straight away.
ericlaiys
post Dec 11 2023, 05:05 PM

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QUOTE(chong6998 @ Dec 11 2023, 04:55 PM)
Hi,  anyone manage to change daily transfer limit for gx bank?
From 5k to higher amount?
I submit twice but seem no response
*
i just updated this morning higher than 5k can able to do transfer.
photo must be verified
ace4828
post Dec 11 2023, 05:49 PM

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QUOTE(joice11 @ Dec 10 2023, 11:49 AM)
u get the rm4.90 refund already? cause my case is i don't know that need to link to grab acc first only subcribe untlimited. so i already subcribe the grab unlimited 2 days ago, then today only link the acc. So, i still can get the refund right?
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I just gotten my refund today. I think its tied to when Grab charges you. Grab app will charge u first, then gx will receive rm 4.90 refund in the app.

But there is a bug, i receive 2 notification and 6 emails for 1 transaction

privatequity
post Dec 11 2023, 06:03 PM

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QUOTE(ace4828 @ Dec 11 2023, 05:49 PM)
I just gotten my refund today. I think its tied to when Grab charges you. Grab app will charge u first, then gx will receive rm 4.90 refund in the app.

But there is a bug, i receive 2 notification and 6 emails for 1 transaction
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do we need to set GX s main payment method in grab? or just link then can receive rebate
xander2k8
post Dec 11 2023, 07:20 PM

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QUOTE(stephenthk @ Dec 11 2023, 08:37 AM)
Term number (j) superceded all.....powerful.
Clever GX, but thats the way it shud be
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Standard liability clause

QUOTE(kelvinjohn @ Dec 11 2023, 02:24 PM)
Nobody should mention that Debit Card is coming in January because Xander already said it will be available this weekπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈ. ...

Remember guys, Xander knows more about GX.......more than GX itself.πŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈ rclxms.gif
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Did you read properly πŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈ can’t even differentiate between virtual and debit card πŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈπŸ€¦β€β™€οΈ as I already mentioned before that debit card will be before CNY πŸ€¦β€β™€οΈ
ace4828
post Dec 11 2023, 07:24 PM

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QUOTE(privatequity @ Dec 11 2023, 06:03 PM)
do we need to set GX s main payment method in grab? or just link then can receive rebate
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Just activate, link will do.
My main payment is still reload via cc
ericlaiys
post Dec 12 2023, 05:12 PM

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100k users - https://fintechnews.my/41210/virtual-bankin...s-since-launch/
shawnme
post Dec 12 2023, 05:38 PM

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I'm not familiar with digital banks, so I'm asking. Would there usually be a web based access in the future?

If not, it would be a headache whenever app is down, phone no battery, lost of phone, etc. Wouldn't it?

Since it's unlike Versa, which has no urgency for withdrawal or multiple transactions a day. Hopefully you get what I mean.
ericlaiys
post Dec 12 2023, 05:43 PM

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QUOTE(shawnme @ Dec 12 2023, 05:38 PM)
I'm not familiar with digital banks, so I'm asking. Would there usually be a web based access in the future?

If not, it would be a headache whenever app is down, phone no battery, lost of phone, etc. Wouldn't it?

Since it's unlike Versa, which has no urgency for withdrawal or multiple transactions a day. Hopefully you get what I mean.
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web -nope for digital bank. mobile app
without phone - u cannot even get authenticate /get code
lost phone- get new phone. contact CS to unbind previous phone
If use web, u cannot do selfie verification when withdraw. gxbank dont ask for sms code
u should have backup account, gxbank is not 100% replace traditional bank

This post has been edited by ericlaiys: Dec 12 2023, 05:44 PM
!@#$%^
post Dec 12 2023, 07:28 PM

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QUOTE(ericlaiys @ Dec 12 2023, 05:43 PM)
web -nope for digital bank. mobile app
without phone - u cannot even get authenticate /get code
lost phone- get new phone. contact CS to unbind previous phone
If use web, u cannot do selfie verification when withdraw. gxbank dont ask for sms code
u should have backup account, gxbank is not 100% replace traditional bank
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i agree. at the end of the day, better to have ur emergency funds in an established bank.
ronnie
post Dec 12 2023, 11:25 PM

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QUOTE(ericlaiys @ Dec 12 2023, 05:12 PM)
RM100 x 100,000 = RM10,000,000 minimum in Savings
Natsukashii
post Dec 13 2023, 12:15 PM

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