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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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kevintth
post Feb 20 2024, 11:23 AM

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QUOTE(ericlaiys @ Feb 20 2024, 10:08 AM)
wise only last end year support google/apple pay. also took them few years to support.
one thing u forget. money in wise dont give u 3% pa daily interest. whereby gxbank got
so it is 2 different things. for me
- i won't use wise card in malaysia - only good when oversea use. besides, u wont top up a lot inside as no benefit unless you hold multi currency
- use gxbank when in malaysia. oversea not tested yet
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Yes only use Wise when in oversea for low conversion rate. nothing come 100% perfect lol... pros and cons sweat.gif
Lancer07
post Feb 20 2024, 12:34 PM

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QUOTE(dextm @ Feb 20 2024, 11:05 AM)
Hold normally happens if you do not key in the amount that you want to pump. For my Maybank Debit, if you put in the amount want to fill up (say RM50) only that amount will be deducted and not RM200.

For GX have not tried this since just receive card last week and tank still full now.
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Interesting, I didn't key in any amount and pumped Petron fuel until full tank last time.

Will try again next week
leanman
post Feb 20 2024, 01:54 PM

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Quite fast nowadays the GX card. My son applied on 13/2, received on 17/2. and his friend applied on 16/2, received today.
kyfong
post Feb 20 2024, 02:00 PM

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QUOTE(kiritoffx @ Feb 20 2024, 05:42 AM)
yes. if cashier is noisy just tell them this is a new card, need to use pin first to enable paywave for next time payment
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No need la.. i use the app to activate the card then straight away on the same day can wave already
poco loco
post Feb 20 2024, 03:40 PM

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yea gotten my card via citylink liao........btw the name on the card gxbank put all capital letter ni.....i recall i put all small letter when ask.....
still hepi the card fee of rm12 is waive
CyberKewl
post Feb 20 2024, 05:35 PM

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QUOTE(poco loco @ Feb 20 2024, 03:40 PM)
yea gotten my card via citylink liao........btw the name on the card gxbank put all capital letter ni.....i recall i put all small letter when ask.....
still hepi the card fee of rm12 is waive
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you're not gonna see that card often unless u do a lot of physical purchases smile.gif
cybpsych
post Feb 20 2024, 06:28 PM

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QUOTE(cybpsych @ Feb 16 2024, 02:54 PM)
gxcard now appear in my app... nice
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card received in mailbox, from citylink, without plastic sealing the envelope.
devilmaycry9
post Feb 20 2024, 06:58 PM

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i apply on 16 and received the card today...
ericlaiys
post Feb 20 2024, 07:57 PM

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QUOTE(cybpsych @ Feb 20 2024, 06:28 PM)
card received in mailbox, from citylink, without plastic sealing the envelope.
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mine got plastic seal

QUOTE(devilmaycry9 @ Feb 20 2024, 06:58 PM)
i apply on 16 and received the card today...
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need to roll faster as aeon bank is coming. app (on iphone) & website is ready. Other bank duitnow not yet appear aeon bank. should be soon.
waiting for email invitation only can register
CyberKewl
post Feb 20 2024, 09:11 PM

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QUOTE(cybpsych @ Feb 20 2024, 06:28 PM)
card received in mailbox, from citylink, without plastic sealing the envelope.
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maybe plastic seal flew away when postman put inside mailbox or got lost smile.gif
ronnie
post Feb 20 2024, 10:08 PM

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Mine arrived without plastic...just big purple envelope
aeiou228
post Feb 20 2024, 11:40 PM

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QUOTE(kyfong @ Feb 20 2024, 02:00 PM)
No need la.. i use the app to activate the card then straight away on the same day can wave already
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Same. App activated then just wave on my first contactless payment.
tommy210
post Feb 21 2024, 11:00 AM

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QUOTE(joice11 @ Feb 19 2024, 12:14 PM)
do u recieved the 1% cash back also?
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Update: seems like oversea transactions are eligible for cashback

user posted image
yhtan
post Feb 21 2024, 11:17 AM

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anybody has issue using GX debit card on paywave? Some machine doesn't recognize the paywave and resulting i have to slot in the card and key in 6 digit code
ericlaiys
post Feb 21 2024, 11:44 AM

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QUOTE(yhtan @ Feb 21 2024, 11:17 AM)
anybody has issue using GX debit card on paywave? Some machine doesn't recognize the paywave and resulting i have to slot in the card and key in 6 digit code
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it happened on other unsupported terminal. i experience before other card especially orange terminal.
leanman
post Feb 21 2024, 12:36 PM

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I was thinking, many were so happy with the 1% CB, that is we are paying with hard cash. Isn't it better off if you use any other CC to pay for it, where you can get up to 50 days credit. Instead of hard cash out from the GX card, it can be now in GX account for the next 49 days with 3% interest.
cybpsych
post Feb 21 2024, 12:41 PM

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The GX Card is now available to ALL Malaysians!

Get your hands on one today!

Download #GXBank now 👉 https://bit.ly/3T9MlJ8

Terms & conditions apply.
CyberKewl
post Feb 21 2024, 12:41 PM

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QUOTE(leanman @ Feb 21 2024, 12:36 PM)
I was thinking, many were so happy with the 1% CB, that is we are paying with hard cash. Isn't it better off if you use any other CC to pay for it, where you can get up to 50 days credit. Instead of hard cash out from the GX card, it can be now in GX account for the next 49 days with 3% interest.
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most cant manage finances well when dealing with CC to be honest, so yes would earn more money with 3% interest if keep it there when spending with CC instead of debit but again, you might overspend because you technically dont see the money leave your account at all..
victorian
post Feb 21 2024, 12:43 PM

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max spend is 10k per day? Was thinking to swipe the card for downpayment for a house
leanman
post Feb 21 2024, 12:47 PM

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QUOTE(CyberKewl @ Feb 21 2024, 12:41 PM)
most cant manage finances well when dealing with CC to be honest, so yes would earn more money with 3% interest if keep it there when spending with CC instead of debit but again, you might overspend because you technically dont see the money leave your account at all..
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Then i would day those that cannot manage their finances well, that 1% CB is definitely nothing to them, majority won't be bothered with it, as to them its small money cry.gif

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