Hi all SAMM buyers and potential buyers.
I would like to gather some feedbacks on your pov of SAMM's purchase.
1) Main reason of getting SAMM
2) What's long term plan? Keep or sell?
3) Getting as a secondary property?

Please be reminded that there is a selling clause. Even after 5 years, you need to get permission to sell, the buyer needs to be in 15k cap salary of harga pasaran is below 300k. If above 300k no salary cap. But all the process need to go through LPHS.

https://spkpm.lphs.gov.my/conditions

Last time no such restrictions, dunno when they started this but it's good, deter flippers

Hope this anti flip policy stays.

Rumah selangorku only for 1st house

cannot as secondary house as u cannot qualify

low entry point is good also for youngsters to get started in their journey of home ownership

Samm can buy as secondary oh.. but only other types can't, has to be 1st home.

Absolute price look cheaper, but when you look at price per sf… is not cheaper either plus all the restrictions… hmmm… macam not worth… anyway if the location at very superb area… can buy la…

sure? rumah selangorku only 1st house buyer right?



yes if u count all that it might not be worth it for u

plus u cant choose ur fav unit

however they offer lower entry price with cheaper finishing and small build up

All categories except samm clause will be 1st home buyer.

SAMM is not rumah selangorku. Different category

new info for me

thanks

SAMM means Sangat Amat Mampu Milik

Strictly no advertising. I saw you spamming a lot threads using same posting.

MOST WANTED

BUT NEED ADS IN RANDOM TERED

HGHHNNNN

Market for samm units is more restricted then, will affect price appreciation of samm units?

Hi may I know where to see the restrictions? I tried to search from google but got nothing..

Both SAMM & RSKU under LPHS?

The link abv you also given already, buta ka?

Another one just by googling

https://www.rumah-selangorku.com/soalan-lazim/

Be polite la

I dont think you guys get my question tho. My question is if the SAMM (Servis Apartmen Mampu Milik) same with RSKU (Rumah SelangorKU).. The link above is actually referred to RSKU only

Someone above said SAMM is opened for people that owned house but RSKU restricted only for first home buyer, where do we see the SAMM restrictions? Can be found from the above link? Maybe I really buta dy, if you could snapshot and upload here it'll be much appreciated lor please

FYI, RSKU units are at least all partly furnished by the requirements of LPHS, SAMM could be bare units.

This post has been edited by yiwen93: Jul 12 2023, 08:55 AM

So who buta now? obviously the link you shared is referring to the RSKU (RumahSelangorKU) I am asking about SAMM. Unless you tell me SAMM = RSKU and it is obviously not because criteria is different, study first before comment leh kawan

Bro can share more on this? Any article links that you could share here?

Your FYI is incorrect, who say RSKU is required to be partly furnished?

A simple Google would have yielded you a result, unless of course you are looking for people to spoonfeed you

https://www.google.com/url?sa=t&source=web&...PuPgDtnV29VRLSr

Sorry, I didn't know nowadays asking for a link = spoon feed, the link you attached also from Alora project only, any LPHS link you could provide? I think the answer is no, hence I am sorry that I didnt know the terms & conditions only can be found from the certain project's brochure.

People nowadays so rude

And FYI, you must be newbie also.. you can download developer's manual on the RSKU requirements on the construction. Study more then you know which type of property to choose

.

This post has been edited by yiwen93: Jul 12 2023, 09:43 AM

Since I'm a newbie I'm sure you won't be getting any additional information from me.

Geez, is this how people enquire for information nowadays?

Your reply sounds like you know alot ma.. mana tau jek

Btw, apparently there is only Type E of the RSKU required for furnishings, so check which type you're purchasing and know your entitlement

https://rehdaselangor.com/wp-content/upload...-type-E-min.pdf

Just in case those read this thread and need more information please read the above link

PS: I won't called it spoon feed thou

Anyway, if anyone has the answer of : "if SAMM equals to RSKU", can kindly advise? Thankyou

This post has been edited by yiwen93: Jul 12 2023, 09:58 AM

It is not.

If you need something official, refer to LPHS FAQ:

https://ehartanah.lphs.gov.my/lphs/www/inde...=18&articleid=2

No la, the link you're referring is for the pemohon reference, if you want to know for the developer's requirement you need to dig in. And all of the developers need to follow the requirements accordingly to get their license approved.

Btw I have found the question that I was puzzling. To elaborate the statement of SAMM does not require first home buyer by supporting is to refer back to the project list posted by LPHS, you will see from there. RSKU = Fully residential project & SAMM actually is serviced apartment project, hence if you already own RSKU does not affect you to purchase SAMM unit, but if you owned any serviced apartment unit you will not able to purchase second SAMM (according to the LPHS restrictions. I do saw someone said they own two units from another thread)






Ok I have my answer already (by my own study no spoon feed ya ), thanks

Chill la dont be so tense, say more positive words

aiya...so mafan... instead i ask my sister to proceed other project...even though the absolute price is way higher but psf price still lower than SAMM... SAMM need to fork out a lot of upfront cost compared normal open market project...some big developer like SDP and SP will give free MOT stamp duty....

Yes yes, hence actually this is the initial question by the thread author.. so many restrictions why we choose RSKU/SAMM...

But I personally think perhaps people that go for affordable homes are those couldn't afford for more.. The resale restriction is a problem dy.. I wonder if anyone go through the resale process or not...

Which is why RSKU will not affect SAMM application, but SAMM application may affect RSKU application. The order of buying is important

True also, didn't thought of that..

Btw so far still no one could answer the initial question of this thread.. what are the reasons to proceed with affordable homes Their latest requirement has set to household income with RM14,500/month, people with such income why would they proceed with affordable homes with tons of restrictions including the resale stage.. there is no chance to earn from the property, unless you solely buy it for investment long term renting out, then you might make some money from there?

Anyway I still have quota for both haha, recently was wondering what are the advantage of getting affordable homes vs non affordable with smaller type of unit, then this thread popped out still waiting for more sifus reply

1. Cheaper PSF compared to larger non-SAMM unit, which is rare for small SOHO unit
2. There is no guarantee that the non-SAMM unit can fetch good CA immediately after VP, having rental for cash flow is a safer bet
3. Just because you have high salary does not mean you have to wear such a big hat, can also downgrade and it's good for own stay

Personal reason why I'm applying for SAMM unit:

1) I'm looking for smaller property and non-SAMM property that is below 700 sqft (such as SOHO, SOVO) is too expensive.
2) I don't want to take the risk of being possibly burdened by the mortgage in another 10 - 20 years' time if I want to slow down, work less (means earning lesser)
3) For SAMM, it seems like I can enjoy better quality property and facilities as it is shared with other open market units, unlike RSKU which seems to have lesser facilities. Correct me if I'm wrong.
4) Lesser headache if I cannot sell a 250k property compared to a 600k property?

Same thought

Dude, SAMM is no 2 in the link, apa lu cakap?


This post has been edited by elimi8z: Jul 12 2023, 04:19 PM

if you still living in Malaysia...really difficult not to work hard until you die cos RM keep depreciating... you need to own at least one property (good one) to hedge inflation...

SAMM is not a good property...cos the value wont appreciate...

is just a temporary shelter for you while in future...your family size and income will increase...so you still need a better place to grow your family...unless you dont want to kahwin and expect to live like now forever...

i bought 500k property 10 years ago...and it appreciate 2x.... i bought another few properties to invest and they generating passive income for me... over the years...my tenants help me to pay mortgages... this is how we hedge inflation...

This post has been edited by bigman: Jul 12 2023, 05:10 PM

Gone are the days where property can appreciate 2x.

Now you'll be happy if it just maintains its value.

malaysia property still the cheapest in the world...but unfortunately majority people income also very low... so... work hard to earn more...get money to buy good property...invest in stock market also very risky...

Hard facts, straight on the face but really a good eye opener 👍

Boss, why no come back clarify who buta?

I'm not sure what to reply. Didn't want to add fuel to the flame 😅 ✌️

Forgive him la boss, this is what happens when ignorant people pretend to be smart

This post has been edited by victorian: Jul 13 2023, 02:20 PM

🤣

Dont know what is so proud to say people buta or what, obviously there are many people like me doesn't know the difference of RSKU & SAMM, hence the question was : (if RSKU same with SAMM), but all you guys answered was to refer to the link not explaining further (you said it's spoon feed). Being ignorant is I already gotten my answer from my own understanding also helped to type a lil in case there are people like me blur on RSKU & also SAMM's restriction & requirement.

And obviously, I believe people benefited from my explanation more than the link you both had shared.

Not trying to act smart was trying to get reply from sifus but not bullies like you both. Like that also mau chase and ask to prove who buta I really no words to say (I have my own work to do, & life to live, not all time 7/24 waiting to reply bullies like you), you may continue with your living way, I wont be affected anyway, (edit: if it's so important for you to me to admit I am buta & needed to be spoon fed then I admit I am ). Both of you happy now? Have a good weekend ahead!


Sekian, terima kasih

This post has been edited by yiwen93: Jul 14 2023, 07:54 AM

Thanks for your forgiveness, so kind of you.

I thought we would communicate peacefully, but can see we could not we're not same kind. I am here to get answers & the question I've been puzzled for so long.

Cheers, chill, happy weekend.

*Just in case you all didn't see my reply, need to reply your post only you will receive notification aye?

Chill bro. Last time I also got bullied in lowyat forum for asking questions and even answering. But those users not active anymore. Either got banned or something else. Have a good day. Cheers ✌️

Nahh I dont even care to reply at the first place, I'm replying coz they're making fun of me like they know a lot, if it's so important for people to agree with them I don't mind to do it to make their life happier.

Imma happy kid, won't spend too much emotions on this kind of comments anyway your thread is really helpful, I was studying on RSKU & SAMM recently too, but dont know where to start, this thread came just in time! Have a great weekend ahead too!

Actually after starting this thread and reading few inputs it helped me to take a decision. I decided to pull out from samm due to few factors such as opr rates, uncertainty of samm app value, and I would want to use my capital in something else in upcoming years. Also I was watching a good YouTube channel for more knowledge on properties and financing.

https://youtu.be/e2hVqLpFSW8

Anyway happy shopping. There are many props out there. Do what's right for you. ✌️

This post has been edited by soulred777: Jul 14 2023, 10:09 AM

After the reading on the resale restrictions I'm not interested to get one either, unless I have extra monies on hand can simply buy / prime location with cheap price, as you said bear in mind the resale transaction needs to go through LPHS as well, so fussy.....

Bigman's input also critical, everyday I learn something new

Thanks for sharing, I will watch the youtube link later

Lol, if not free, type so long for what? First sendiri buta, ppl point out liao, then butthurt, call ppl buta, then ownself pat own back for the same info which is already there all along then pity party then get passive aggressive.

Closing this thread.