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Service Apartment Mampu Milik (SAMM), Rumah Selangorku
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victorian
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Jun 30 2023, 06:45 PM
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QUOTE(Aaron212 @ Jun 30 2023, 02:11 PM) sure? rumah selangorku only 1st house buyer right? yes if u count all that it might not be worth it for u plus u cant choose ur fav unit however they offer lower entry price with cheaper finishing and small build up SAMM is not rumah selangorku. Different category
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victorian
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Jul 12 2023, 09:18 AM
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QUOTE(yiwen93 @ Jul 12 2023, 08:50 AM) Your FYI is incorrect, who say RSKU is required to be partly furnished? QUOTE(yiwen93 @ Jul 12 2023, 08:54 AM) Bro can share more on this? Any article links that you could share here?  A simple Google would have yielded you a result, unless of course you are looking for people to spoonfeed you https://www.google.com/url?sa=t&source=web&...PuPgDtnV29VRLSr
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victorian
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Jul 12 2023, 09:51 AM
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QUOTE(yiwen93 @ Jul 12 2023, 09:29 AM) Sorry, I didn't know nowadays asking for a link = spoon feed, the link you attached also from Alora project only, any LPHS link you could provide? I think the answer is no, hence I am sorry that I didnt know the terms & conditions only can be found from the certain project's brochure. People nowadays so rude And FYI, you must be newbie also.. you can download developer's manual on the RSKU requirements on the construction. Study more then you know which type of property to choose  Since I'm a newbie I'm sure you won't be getting any additional information from me. Geez, is this how people enquire for information nowadays?
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victorian
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Jul 12 2023, 10:10 AM
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QUOTE(yiwen93 @ Jul 12 2023, 09:57 AM) It is not. If you need something official, refer to LPHS FAQ: https://ehartanah.lphs.gov.my/lphs/www/inde...=18&articleid=2
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victorian
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Jul 12 2023, 12:43 PM
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QUOTE(yiwen93 @ Jul 12 2023, 10:25 AM) No la, the link you're referring is for the pemohon reference, if you want to know for the developer's requirement you need to dig in. And all of the developers need to follow the requirements accordingly to get their license approved. Btw I have found the question that I was puzzling. To elaborate the statement of SAMM does not require first home buyer by supporting is to refer back to the project list posted by LPHS, you will see from there. RSKU = Fully residential project & SAMM actually is serviced apartment project, hence if you already own RSKU does not affect you to purchase SAMM unit, but if you owned any serviced apartment unit you will not able to purchase second SAMM (according to the LPHS restrictions. I do saw someone said they own two units from another thread)   Ok I have my answer already (by my own study no spoon feed ya  ), thanks Chill la dont be so tense, say more positive words  Which is why RSKU will not affect SAMM application, but SAMM application may affect RSKU application. The order of buying is important
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victorian
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Jul 12 2023, 01:58 PM
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QUOTE(yiwen93 @ Jul 12 2023, 01:29 PM) True also, didn't thought of that.. Btw so far still no one could answer the initial question of this thread.. what are the reasons to proceed with affordable homes  Their latest requirement has set to household income with RM14,500/month, people with such income why would they proceed with affordable homes with tons of restrictions including the resale stage.. there is no chance to earn from the property, unless you solely buy it for investment long term renting out, then you might make some money from there? Anyway I still have quota for both haha, recently was wondering what are the advantage of getting affordable homes vs non affordable with smaller type of unit, then this thread popped out  still waiting for more sifus reply 1. Cheaper PSF compared to larger non-SAMM unit, which is rare for small SOHO unit 2. There is no guarantee that the non-SAMM unit can fetch good CA immediately after VP, having rental for cash flow is a safer bet 3. Just because you have high salary does not mean you have to wear such a big hat, can also downgrade and it's good for own stay
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victorian
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Jul 12 2023, 05:16 PM
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QUOTE(bigman @ Jul 12 2023, 05:04 PM) if you still living in Malaysia...really difficult not to work hard until you die cos RM keep depreciating... you need to own at least one property (good one) to hedge inflation... SAMM is not a good property...cos the value wont appreciate... is just a temporary shelter for you while in future...your family size and income will increase...so you still need a better place to grow your family...unless you dont want to kahwin and expect to live like now forever... i bought 500k property 10 years ago...and it appreciate 2x.... i bought another few properties to invest and they generating passive income for me... over the years...my tenants help me to pay mortgages... this is how we hedge inflation... Gone are the days where property can appreciate 2x. Now you'll be happy if it just maintains its value.
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victorian
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Jul 13 2023, 02:20 PM
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QUOTE(elimi8z @ Jul 13 2023, 01:06 PM) Boss, why no come back clarify who buta? Forgive him la boss, this is what happens when ignorant people pretend to be smart This post has been edited by victorian: Jul 13 2023, 02:20 PM
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