Welcome Guest ( Log In | Register )

5 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

views
     
lovelyuser
post Mar 8 2022, 05:57 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(lovelyuser @ Mar 8 2022, 03:26 PM)
Your are right, the daily return is RM 8.21

RM 30.39 is total return since day one of placement

And for your info, RM 100,000 build up over few days, not within the same day ya
*
user posted image
lovelyuser
post Mar 9 2022, 01:05 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(Kelangketerusa @ Mar 9 2022, 01:00 PM)
How long does it take to process the funds?

I pumped in 50k yesterday, it says its processing until today.
*
I guess your 50k transaction done after 11am yesterday, which is after cut-off, so it will be still under process till 430pm today, you will get your interest for today, but not yesterday.
lovelyuser
post Mar 9 2022, 08:06 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(Vickyle @ Mar 9 2022, 04:41 PM)
deposited yesterday night, reflected today around 4:36pm. Guess their works cover anything from 11am to the following day's 11am, and the system will reflect the change on account after 430pm?
*
Yes, and that's applicable for working days ya

I have not tried deposit on Friday after 11am, probably Monday only process and miss out Sat and Sun interest
lovelyuser
post Mar 10 2022, 07:54 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(lovelyuser @ Mar 8 2022, 05:57 PM)
user posted image
*
QUOTE(gk1459 @ Mar 10 2022, 12:09 AM)
so, has anyone invested around RM 122,000 ? this would yield around RM 10 daily, and have you realised / withdrawn this amount daily ?

(Minimum withdrawal amount RM10.00)...
*
GK1459
lovelyuser
post Mar 10 2022, 05:45 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(whycanot323 @ Mar 10 2022, 04:52 PM)
higher than PHILLIP MASTER MONEY MARKET FUND and STASHAWAY SIMPLE right ?
*
Bro, KDI 3% pa

What's PHILLIP MASTER MONEY MARKET FUND and STASHAWAY SIMPLE?
lovelyuser
post Mar 14 2022, 06:58 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(whycanot323 @ Mar 14 2022, 09:57 AM)
i made deposit on 11/3 via FPX, direct top up to KDI SAVE account.
today 14/3, the transaction still in processing not yet get into my KDI SAVE ??!!!
losing so many days of interest !
very bad app compared to other MMF !
*
Your comment here sounds like this forum is KDI customer service center
lovelyuser
post Mar 17 2022, 08:25 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(Vickyle @ Mar 17 2022, 08:06 AM)
Is it normal that KDI request for the sources and value of my wealth? I have only placed in FD before. The banks never request for such info. Why do KDI need it for? Mind sifu share experience please.
*
How do they ask about this? With phone call / email / KDI platform?
lovelyuser
post Mar 17 2022, 08:56 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(Vickyle @ Mar 17 2022, 08:29 AM)
email. digitalinvesting@kenanga.com.my
*
Oh… most likely is due to mismatch of your income/occupation profile with the investment amount you put in.

Example: a young general clerk who's earning 3k/mth, putting 200k investment

You have triggered AMLA of their system, there's no need to panic if your fund is legitimate, just answer accordingly.
lovelyuser
post Mar 17 2022, 09:02 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(xander83 @ Mar 17 2022, 08:32 AM)
EIther DRB or CTOS/CCRIS is triggering it

Most likely if you have PTPN loan borrowings and bad repayment can trigger that’s as we’ll
*
Don't think it's due to DRB. Person with DRB will have limitation of 1Million investment per annum into oversea asset.

Financial institution only check your CTOS/CCRIS when you try to apply loan/credut facility. KDI is investment platform, so not due to this reason too.

Your friend could be accidentally/intentionally declared wrongly on his income profile, and putting too much funds in, Anti Money Laundering is coming after him now.
lovelyuser
post Mar 17 2022, 12:53 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(mgtow tlts @ Mar 17 2022, 12:37 PM)
register still pending aprovel... its been 3 hours now
*
Sabar lar bro, no difference even approve now, your deposit any time today will still consider tomorrow's transaction
lovelyuser
post Mar 18 2022, 11:02 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(tehoice @ Mar 18 2022, 10:53 AM)
bro, this is not microwave, this is not instant water boiler, you don't get everything like in a snap of your fingers.

please learn to be patience. so far i read your post, is all about wanting the speed to be like instant only.
*
Forgive him, probably he's just a young chap who is still fresh and want everything fast. I believe those get rich quick scheme suits him better for his stage.

For us in this KDI save, we are looking for something more certain, rigid and stable

This post has been edited by lovelyuser: Mar 18 2022, 11:09 AM
lovelyuser
post Mar 18 2022, 11:06 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


I realize a potential threat for investors of KDI, there's no phone line for us to call in.

If there's something urgent and important, example wrong deposit amount recorded, sudden missing of funds, we can only rely on the online support, which takes about 2~3 working days to response.
lovelyuser
post Mar 18 2022, 11:16 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(tehoice @ Mar 18 2022, 11:09 AM)
can try calling kenanga general line and ask them to direct to the Digital Investing team.
*
Called Kenanga Investors 03-2172 3123, operator taichi to Kenanga Investment Bank Bhd 03-2172 2888, then operator responded no direct line or no extension for KDI, can only get them through email or online support, the operator add on: This is the instruction by KDI team shakehead.gif

I am imagining if I were to make a withdrawal, and expect to reach my bank but it doesn't realize, my fund deducted from KDI, receive no money in my bank account to settle whatever my loan shark debt cry.gif ......how? mega_shok.gif

This post has been edited by lovelyuser: Mar 18 2022, 11:20 AM
lovelyuser
post Mar 22 2022, 10:35 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(sweetpea123 @ Mar 22 2022, 04:28 PM)
of course not from CC /3rd party lah, that's why I only bolded Joint Accounts . smile.gif

Maybe I should just give it a try, see if they refund.  tongue.gif
*
Ya, you should try. Let us know the outcome ya
lovelyuser
post Mar 24 2022, 11:36 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(familyfirst3 @ Mar 24 2022, 11:11 AM)
Wonder if got investors put millions in this kinda robo-advisors?  hmm.gif
*
No! Definitely not in this 2~3 years as AI Robo advisor still new to the market, it will require some time to build it's reputation and market awareness

Probably next 5 years will be norm for everyone, by then, with inflation, more than 3 Million also possible
lovelyuser
post Mar 24 2022, 07:15 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


user posted image

user posted image

I make a small amount of withdrawal, and I found they deduct partly from Return, which is in-contradict with their explanation on Net Deposit
lovelyuser
post Mar 25 2022, 01:21 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


We are entering rising interest environment, expect more FI/investment company offering higher interest rate.

KDI is one of the best right now, if any other higher, we still can liquidate from KDI with no concern of penalty or losing interest rate and move over to another platform.
lovelyuser
post Mar 25 2022, 02:47 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(honsiong @ Mar 25 2022, 01:54 PM)
Across different threads, people don't seem to understand the meaning of "emergency" of emergency funds, and keep trading liquidity off for extra cents.

My goodness, it's supposed to be super liquid. You have to be able to access it within minutes.

FD can fulfill that role because you can liquidate it within minutes online, the few ringgits of interest lost dont matter compared to the liquidity you get.

Why would you put EMERGENCY fund in money market funds like KDI, Stashaway Simple, Versa?
*
Most of the emergencies event can settle with credit card, example: hospitalization

In fact MM serve as a safety net for us to prevent macau scam where the fund is not as liquid as FD

My 2 cents
lovelyuser
post Mar 25 2022, 02:48 PM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(Sitting Duck @ Mar 25 2022, 02:18 PM)
Anyone know how often is the interests distributed for KDi Save ? I notice the interests is not updated daily.
*
Mine KDI Save update everyday after 430pm, even weekend
lovelyuser
post Mar 30 2022, 10:53 AM

Enthusiast
*****
Junior Member
992 posts

Joined: Jun 2013


QUOTE(guy3288 @ Mar 30 2022, 01:38 AM)
thanks for trying to help, perhaps i must make myself clearer to get better suggestion..

I want to withdraw RM 1.8M out fr my KDI Save to 4 diff bank accs all in 1 day.
RM800k  B islam, 400k PBB, 300k MBB , 300k HLB all  on 4.4.22
i tested with RM100 yesterday , tak jadi!

deposit masuk use 6 bank accounts also all accepted.
Withdraw out to 4 banks, why KDI can't make it easier?. ranting.gif 
maybe, but it says WD no limit,  luckily........... sweat.gif
*
With the limitation of KDI right now, probably you have to give up few days of interest by spreading the withdrawal into 4 days, starting with smaller amout

1st day 300k HLB
2nd day 300k MBB
3rd day 400k PBB
4th day 800k BIslam

This is the best I can think of for you.

5 Pages < 1 2 3 4 > » Top
 

Change to:
| Lo-Fi Version
0.0500sec    0.17    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 03:27 AM