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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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lovelyuser
post Jul 19 2022, 06:47 PM

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QUOTE(victorian @ Jul 19 2022, 06:12 PM)
40k is no small amount.

Now need to liquidate and potentially losing some money
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Post number 1380, not 40k, it's 80k

But 80k to guy3288, just a drop in the bucket brows.gif
lovelyuser
post Jul 19 2022, 10:16 PM

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QUOTE(guy3288 @ Jul 19 2022, 07:17 PM)
they think me kindergarten level money wise..... shakehead.gif
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Hello bro, you are abusing it lar…watch out for AMLA
lovelyuser
post Jul 25 2022, 08:26 AM

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QUOTE(vostro78 @ Jul 24 2022, 10:27 PM)
if decided to stop the invest and move to ksi save, is that the figure show in current all all 100% move to save account? or got any deduction?
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Definitely not 100%

Subject to the closing price upon dispose on your share of ETF.
lovelyuser
post Jul 27 2022, 08:54 AM

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QUOTE(victorian @ Jul 26 2022, 09:08 PM)
Anyone know what is the best time to withdraw my funds from KDI Save and be entitled to the previous day interest ?
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To enjoy previous day interest? Withdraw anytime after 11am yesterday will do
lovelyuser
post Jul 31 2022, 04:22 PM

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QUOTE(Wolves @ Jul 31 2022, 12:34 PM)
I am aware of that but I thought about it and I am very sure i will not use the invest function so there is no point in using the referral. First of all, as someone pointed out, to use the free management 3k limit, there is not much growth before you hit past 3k (if all of green). If you put tiny amount then it doesn't make much difference in 5 or 10 years down the line. Moving profit regularly to KDI save is not worth the effort as pointed out. If you wish to buy etf in larger amount, it is better to DIY (another learning curve but right now i am very phobia about risky instruments so probably won't touch). Not to mention DIY as ppl here pointed out will have inheritance issue since money oversea. Might as well just use the KDI save (money market) and search further until better opportunity arises. Hence no point for the referral for me.
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Wow, you really read all the threads, kudos!

This post has been edited by lovelyuser: Jul 31 2022, 07:37 PM
lovelyuser
post Sep 2 2022, 10:47 PM

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QUOTE(rocketm @ Sep 2 2022, 07:33 PM)
Does deposit to KDI Save still possible on weekends to capture into our on the same day?
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What do you mean still possible? As far as I concern, KDI Save deposit on weekend and holiday never capture on the same day, always capture on the coming working day
lovelyuser
post Sep 13 2022, 09:14 AM

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QUOTE(Alocasia @ Sep 13 2022, 09:03 AM)
I plan withdraw lump sum (100k) from KDI-Save, has anyone done that before?
Can do in 1 transaction or need any extra approval/ validation process?
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The turn around time still the same, make your request before 11am (working day), get your money same day evening.
lovelyuser
post Sep 13 2022, 09:10 PM

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QUOTE(CommodoreAmiga @ Sep 13 2022, 02:25 PM)
Good wor. Can get points right?
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I checked, non of bank cc award point for FPX transaction

And he practically do what the banks do, generate wealth out of thin air…LOL

This post has been edited by lovelyuser: Sep 13 2022, 09:14 PM
lovelyuser
post Sep 13 2022, 09:48 PM

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Btw, anyone make withdr from KDI Save before 11am today? Received your withdrawal? Mine not yet, seems like the slowest among all my withdrawals
lovelyuser
post Sep 13 2022, 10:38 PM

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QUOTE(guy3288 @ Sep 13 2022, 10:29 PM)
generate wealth from thin air, so easy meh.? 

swipe credit card take cash can be fun(d)
but must avoid bank interest, pay up when due.
should be in soon .
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Yalar, you swipe cc take cash, put in KDI Save, Versa, FD promo whatever liquid assets, set reminder every month withdraw min 5% or 12mths equal payment, then payback cc

Your cost is just few minutes every month, some electricity bill for phone/computer usage, click click, use bank money make money....voala!

To tie a white wolf with bare hands (kong shou tao bai lang) rclxms.gif
lovelyuser
post Sep 14 2022, 07:19 AM

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QUOTE(lim47 @ Sep 14 2022, 06:51 AM)
I switch to aggressive growth and try 1 month, rugi 80%keep going down.i cut lost , switch conservative now untung 20%😁
The robot no switch fund ? 🤔
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I doubted your statement, it doesn't make sense at all

1st, you know how severe if there's 80% losses? Media will be reporting the bloody market

2nd when you see 80% loss in your portfolio, you know how much the market should perform to recover? 400%!!

Please comment responsibly, don't simply give wrong statement or create havoc
lovelyuser
post Sep 21 2022, 08:09 PM

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QUOTE(lovelyuser @ Sep 13 2022, 09:48 PM)
Btw, anyone make withdr from KDI Save before 11am today? Received your withdrawal? Mine not yet, seems like the slowest among all my withdrawals
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Just for benchmarking purpose:

Make withdrawal on 21st Sept Wed, 8:34am
Received fund in Public Bank acc 8:05pm
lovelyuser
post Oct 3 2022, 09:04 AM

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QUOTE(Yluxion @ Oct 3 2022, 08:59 AM)
KDI Save is giving 3.5% interest now.

Realized it this morning when I transfer fund in.
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From where you see 3.5%?

user posted image
lovelyuser
post Oct 3 2022, 09:32 AM

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Just done the calculation, 1st 50k KDI Save 3.5%, next 150k 3%, then anything above all 2.5%

This post has been edited by lovelyuser: Oct 3 2022, 09:40 AM
lovelyuser
post Oct 7 2022, 11:12 PM

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QUOTE(ytlay @ Oct 7 2022, 10:22 PM)
cant get OTP no matter register thru websites or mobile app.
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Try turn on airplane mode and wait for few minutes and turn off

Move around, or try make outgoing call

Could be poor coverage at your area
lovelyuser
post Oct 14 2022, 05:00 PM

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QUOTE(47100 @ Oct 14 2022, 11:56 AM)
so they know when to say go gongxifacai or happy diwali to you smile.gif
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Or Merry Christmas or Salam Aidilfitri

Anyhow for Malaysian, we celebrate all…right?
lovelyuser
post Oct 25 2022, 05:06 PM

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Anyone tried this before?

Today after 11am, make withdrawal RM X from KDI Save, profile is Bank A

Tomorrow before 11am, go profile change to Bank B, then withdraw RM Y

What's the outcome of doing this?

RM X+Y to Bank B

Or

RM X to Bank A, RM Y to Bank B
lovelyuser
post Oct 25 2022, 09:39 PM

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QUOTE(guy3288 @ Oct 25 2022, 06:17 PM)
You WD after 11am, it will be processed next day
next day your bank is Bank B

i guess  you will get  all money X+Y in bank B
processing is around 4pm so even if morning your profile is Bank A, by 4pm if it is bank B money will be in Bank B
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I guess so, I'll try out and update tomorrow evening
lovelyuser
post Oct 29 2022, 09:38 AM

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QUOTE(goddesszilla @ Oct 28 2022, 09:55 PM)
Never tried this one. Will the outcome be good enough?
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I have not tried, will keep you posted on the outcome, probably next week will try
lovelyuser
post Dec 6 2022, 05:04 PM

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QUOTE(guy3288 @ Oct 25 2022, 06:17 PM)
You WD after 11am, it will be processed next day
next day your bank is Bank B

i guess  you will get  all money X+Y in bank B
processing is around 4pm so even if morning your profile is Bank A, by 4pm if it is bank B money will be in Bank B
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Tried, your guess is correct

X+Y all go in Bank B

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