you will see it later in your maybank account tonight.
i tried withdrawing some last week too.

YOU need to check list as there international from Ewz to rsx which is currently trending crash 

i think it's there for the "AI" to choose. so if you are unlucky to have it chosen for you, make noise to kenaga to remove.

The artificial intelligence engine behind KDI Invest – dubbed the Factor Analytics Machine Learning Engine (F.A.M.E.) – will monitor global market conditions and rebalances customers’ portfolios automatically, thereby offering convenience and removing the influence of human emotions. Its back-tested portfolio performance yielded average annual return rates between 7.3% to 16.7% from 2004 to February 2021.

KDI Invest invests in a fixed pool of ETFs, carefully screened and curated to offer a range of top-performing developed and emerging equities, fixed income, commodities, and currencies. According to its FAQ, KDI stated that KDI Invest is focused on the US stock exchange market because the US market “offers the most liquid, deepest, and widest range of ETFs covering asset classes across the world, compared to ETFs listed in other countries.”

Its back-tested portfolio performance yielded average annual return rates between 7.3% to 16.7% from 2004 to February 2021.

Not focusing on US market share but focusing on US exchange offering ETFs covering asset classes across the world 

Which is why EWZ and RSX are in the list or pool

so KDI uses FAME to determine what ETFs to pick. while DAAS is used to give you the ETF ratio based on your risk appetite

sorry but this is a potential alarm for me. luckily u quoted it again as i missed it the first time around.

backtesting will have the danger of curve fitting, and kenaga definitely won't tell us how well they eliminate it. tell us how robust it is, don't tell us how profitable it is if trading as though it was 2005

For those of you already invested in KDI Invest, does it give you any breakdown on what ETFs portfolios is your money invested in? I made an account, but after answering robo questions, only give options to choose risk. No option to see where money is invested to.

any referrals? pm thanks [got it, thanks!]

looking to enjoy that 3% since even my trusty SC PSA doesn't give that much interest anymore lol.

so far what are the thoughts on their offerings? i saw many here complained about transparency, but i'm still thinking of taking advantage of the first RM3k managed for free if the portfolios offered looks reasonable and such.

I did it via website.

Go to :

My Accounts > My Profile > Edit Risk Profile

Accidentally stumbled onto it. I did it without selling anything, and despite after the deposit succeeded as I was just playing around without matter the consequences.
If i remember correctly, it took a few days before it actually changed.



*Disclaimer : I searched high and low, but couldn't find any correspondence to prove my claim. I just remember the steps, but what happens during/after change or cost incurred, I am not sure. I didn't notice any losses though.

Guys, do you think KDI Invest is much better than SA? Need your opinion as SA returns have been disappointing..

Yeah, Over 1 year +, SA sucks. I'd put some money to test there. Was planning to test for 3 years. Now i am not sure want to put that long.

what goes down will go up, usually

Assume you put in 100k in KDI Save

If it's compounded daily, interest earn 1st day will be RM 8.2191, 2nd day will be RM 8.2198.....

If it's not compounded daily, interest earn daily will be RM 8.2191

Guys! That's RM 0.0007 of difference daily provided you put in 100k, do we need to waste so much time discuss on this?

Can we move on?

I think we have to look at this in a bigger perspective.

Imagine KDI launch last year, and SA just launch this month, I believe KDI will be condemn at this moment. Why? Very simple, the market last year is on high side.

All investment associate with risk, understand it before you jump in. Be ready to average down, KDI or SA are investing in ETF, which is a basket of good underlying.

Whatever go down will recover, whatever go up will have retracement, but crash to crash, market always recover and trending higher

Your conclusion is base on such short span of period comparison as KDI just launch not more than a month, do you think it's fair?

SA started with XLK before moving to KWEB during Covid to take advantage of China economy boom of that year     

- [XLK] Global Technology: Exited May 2020 exercise. No holdings since then. They claimed that the whole sector is massively overpriced at that point in time in their webinars. It was less than 100 in May 2020, and its above 150 now. That’s a whopping 60% of potential gains totally missed out.

- [KWEB] China Technology: Entered May 2020 exercise, no change for this round of re-optimization. Yes, Stashaway chose KWEB over XLK. No surprise why new Stashaway consumers are sitting on losses, especially those that started since the start of this year who tanked through the 40% losses or this. Looking at the new wave of crackdown launched by China recently with no end in sight, I’m extremely alarmed this is still part of the portfolio.