i think Versa interest credit on monthly basis if im not mistaken...

if kdi already max first 50k at 3.5%, is it worth to switch remaining 30k from kdi to versa for 4%?
since the next 50001 is 3% in kdi

that dupe again? sounded familiar  ...."brain damage despite stopped facepalming" kaki
i have made some calculation earlier for people  contemplating moving out  to Versa...
but one pretend clever gooroo thought i was  chasing after  extra RM5 for myself!

i would say even above RM50k in KDi, not worth moving out to Versa if you need to move money
in and out like i did in KDI becos Versa is SLOW both ways

WD KDI lose 1 day, deposit Versa lose 2days. I can do that few times a month in KDi, no problem.
but if Versa susah, slow.

He already have more than RM50k in KDI...that is why he asked.

If transfer out from KDI to Versa ,lost interest is 3days, not 2
still can earn extra Rm14.80 yes
Next you did not take into account
1.Delay in getting money when withdraw
2.must stay put no withdrawal till end, unlike KDI in out in out
number of lost interest days much lesser compared to versa

Sikit extra ada, question is worth transfer out or not?
To earn that extra you need wait till complete 60days,
To lose that amount it happens instantly the moment you transfer out from KDI to Versa

Further how Versa calculate we dont know, unlike KDI i know  exactly how much interest would be..end of day if versa pay lesser than your calculation they can excuse payout in units cant guarantee the unit price must maintain, no way we can argue

In the event that the User(s) makes a full withdrawal from their Enhanced Deposit Fund during the Campaign Period, the User(s) will only be eligible for the Campaign Reward up to the date of the withdrawal request.

say money in KDI, you Wd this morning before 11am, tonite you get money deposit to Versa
and 2 business days later start earns interest in Versa, today lost 1 day interest due to Wd from KDI
tomorrow and day after lost 2 days due to waiting for Versa to buy units -total lost 3 days right?

Now read the T&C you shared here:
The Campaign Reward will be paid to the User(s) on a first-come, first-serve basis. In the event the total Campaign Reward has been fully utilised, User(s) will continue to earn Versa’s base net return rate of 2.5% p.a.

Meaning base is 2.5% everyone  sure can get

But extra 1.5% add up =4% , is not  for everyone......upto  the campaign allocation used up ,next customer may not get

teruk lah like this,,,,,,if the campaign attracted too many customers  and the allocation extra 1.5% used up, whoever go in later wont get it, apa dapat? only 2.5%

Did you include this  when you submitted query?

Market is all time high now. Better wait for pullback as profit taking is happening now.

Is it just me?
Kdi invest account always runs negative. Over the past month, it has never run positive. Already set to very conservative.