June is a good time to enter. can probably be green with just a lumpsum

cool, the app UI looks interesting, anyone has insiders when gonna be the launch date?

this morning got apps notification on Aug statement release but now seems like not available anymore.

i don't think KDI Invest is transparent with how they time the market. so better you ask yourself if you want to take the leap of faith or not. if market is bad they'll help you time the market anyway

I switch to aggressive growth and try 1 month, rugi 80%keep going down.i cut lost , switch conservative now untung 20%😁
The robot no switch fund ? 🤔

Temporary dip affected by US news on inflation. Buy the dip!

BURSA-DIVIDEND STOCK
FD-SAFER
US-GROWTH

boleh ke

May i know which sg stock you holding!

good the higher the better but
that 3.5% was abit of an exaggeration.
Yes
marketing gimmick.
are you sure is 3.5%?

i checked min only  3.44% , 1day interest RM4.26

If really 3.5%, it should be RM4.33

i checked other 4 accs all same 3.44%
no such thing as 3.5%

That's a very misleading statement. Lehman Brother's MMF broke the buck before the firm itself went broke, for instance.

Of course that was institutional risk. For MMF that hold short-term corporate credit products like commercial papers, short-term loans etc. there is corporare risk if the liqudiity of the companies are not strong enough. And even before the papers mature their market value may have dropped significantly due to adverse conditions, in which case the MMF will suffer significant capital loss.

These days to "enchance yield", MMFs have already shifted to the riskier end of product offerrings. Make sure you read the prospectus and product highligh sheets to carefully inspect what kind of instruments (and their maturities) the fund is allowed to invest into before dealing any further.

Low risk != no risk

Too often people underestimate risk metrics...

hopefully next Save promo can raise to 4%    

Yes  come do mass withdrawal
Today i sent RM200k x5  out
to citibank 4.8% FD.

Baru deposit yesterday
Time to withdraw today and put into versa.

Burn cash to capture market share, competitor driven out, then slaughter your customer!

Embrace, Extend, Extinguish!

By the way, Kenanga is good, nothing wrong. I am just commenting on the heated competition between them and Affin Hwang for robbing market share for MMF products. I also wonder how SC approves the marketing of such products without requiring Kenanga to disclose the underlying fund's documents. At least versa told you the underlying (Enhanced Deposit) fund and you know its holding details, volatility etc. Things can be quantified a lot there.

read in FD topic ya

https://forum.lowyat.net/index.php?showtopi...ost&p=105644648

I’m still newbie with the apps tbh, mind to teach me? 😬

just their disclosure

what we are getting 3.2% or 4% is nett returns = after deducted the Management fee of 0.3% & Trustee fee of 0.05%