Im expecting to pay
legal fee - RM 2.3k
stamp duty on loan - 0.5% x rm270k = RM 1,350
Down payment - RM 30k

It's a freehold,Geran mukim,(Hakmilik tetap yang dikeluarkan Pejabat Tanah). You can check out on propertyguru website on land title, there's 6 category on this.
.

I think the stamp duty below RM500k is waived la. You only need to pay RM2300.00


The exemption will be for the Sale and Purchase Agreement that is completed between 1 January 2021 to 31 December 2025.

I don't think so. The stamp duty waiver is subject to condition.
Rumawip is not HOC kind of champions (it been ended. Anyway).

If you already has a house or inherited.
You have to pay stamp duty for this property.

Maybe this help? For me, i am first house buyer la, lawyer didn't ask for pay any cent for Stamp Duty.

Yeah, only 2.3k, I checked with my agent twice and he told that
I need to pay 2.3k only.

Good and you lucky as first home buyer..

Thanks for your sharing. Coz my agent told me to prepare rm3k+ on top of 10% deposit, i still tot it's the stamp duty need to be paid.

Just separate issue and some concern for some buyers.
And as most developer practice, since they will pay for the SPA lawyer gee, so they ask you "must" get the loan legal fee from the SPA lawyer....
Buyer can't opt for own lawyer or panel lawyer from the Bank.

I can't say right or wrong, it may be good to ask same lawyer to do, so that you have lesser problem for the document delay and kena penalty charge later.
Hope it explain...

This post has been edited by rjmsfire: Jul 3 2022, 12:03 AM

Have u obtained the receipt of downpayment from developer?

I borrow 100% loan so didn’t pay down payment.

I also didn't received any receipt from Developer after the down payment made. They just let me know will mail it to our SPA address. hmmmm....

At first agent say get it from lawyer, lawyer then say get it from agent.
After that agent say not yet get the receipt. still waiting.

Lawyer ask me to request receipt with Developer for filling purpose. But then i ask my agent request with developer, they said only can send it by Mail.

Maybe they need sometime to verify the payment only can release the receipt to us?

Finally got my unit ald , plan to open a telegram owner group , any owner here?

Yes, please. Owner here as well !

Can open a Whatsapp group? I think there are more people using Whatsapp than Telegram.

Telegram better la, later asyik kena spam in WhatsApp and spam calls

Owner here as well, block B
Telegram better